We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries takes place when a person is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to have already been harmed by someone else in a accident or due to negligence and who could be held legally liable for such harm. Your own injury case becomes formalized whenever a accidental injury lawyer represents the case with respect to a person in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clients, the main mandate being to help them receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. When a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be paid by the employerâ€™s insurance. You can find four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of workerâ€™s compensation for employees is often compulsory together with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they have to be employed by a business who may have or possibly is required by law to possess Workerâ€™s Compensation Insurance, and they need to have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited period of time to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation by a qualified personal injury lawyer to ensure the rights of employees are upheld. With regards to accidental injury caused by a automobile accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury results from the negligent operation of your vehicle, the motorist from the vehicle has to held to blame for the outcomes of these negligence. Since the laws for each state are not the same, it is essential to possess a local attorney familiar with motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users from the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to examine the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few options for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. A dog bite attorney can enjoy an important role in proving liability within a dog bite case while they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to offer evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victimâ€™s ability to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest problem is not lack of income, but handling the requirements from creditors for fast payment. It enables you to make your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be necessary to live for quite some time beneath the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Business owners and individuals could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make a well informed decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.