We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when somebody is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to happen to be harmed by someone else in an accident or as a result of negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the case on the part of a customer at a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the most significant mandate being to assist them receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at your workplace. When a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will probably be protected by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company who may have or perhaps is essental to law to get Worker’s Compensation Insurance, and they need to have been injured at work as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing in which the ability of your worker to receive compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified personal injury lawyer so that the rights of personnel are upheld. In the matter of injury as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a physical injury comes from the negligent operation of a vehicle, the motorist of the vehicle must held accountable for the effects of those negligence. Ever since the laws of each and every state will vary, it is important to possess a local attorney proficient in car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however for all other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can start to play an important role in proving liability in a dog bite case because they are aware of the applicable laws within your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually cover anything from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, there are long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest issue is not insufficient income, but dealing with the demands from creditors for immediate payment. It permits you to keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be necessary to live for a long time beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Business owners and folks may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to make an informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties appealing.