We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury takes place when somebody continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states have been harmed by somebody else in a accident or because of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the way it is for a client at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at your workplace. When a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed is going to be paid by the employer’s liability insurance. You can find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company that has or perhaps is required by law to obtain Worker’s Compensation Insurance, and they also need to have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted time period in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by way of a qualified accidental injury lawyer so that the rights of personnel are upheld. In the matter of injury caused by a car accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering because of the negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a personal injury is a result of the negligent operation of the vehicle, the motorist of your vehicle has to held to blame for the consequences of these negligence. Because the laws of each and every state are not the same, it is very important have got a local attorney proficient in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to check the situation and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can enjoy an important role in proving liability in a dog bite case because they know the applicable laws with your local state, the best way to calculate damages, and the simplest way to present evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but working with the demands from creditors for immediate payment. It lets you keep the home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be necessary to live for a long time beneath the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Business owners and people may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to produce an informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.