We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to happen to be harmed by other people in a accident or due to negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the situation on the part of a client at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to help them receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence has caused a car accident or injury at your workplace. Whenever a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by an employer that has or is needed by law to obtain Worker’s Compensation Insurance, and they must have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited timeframe to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation may be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation with a qualified accidental injury lawyer so that the rights of workers are upheld. When it comes to personal injury as a result of car accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When an injury comes from the negligent operation of any vehicle, the motorist in the vehicle has to held accountable for the outcomes of such negligence. Since the laws of each state will vary, it is essential to have got a local attorney familiar with motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider as well as the at-fault motorist to check the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred about the insured’s property. A dog bite attorney can start to play an important role in proving liability in a dog bite case because they understand the applicable laws in your local state, the way to calculate damages, and the most effective way to provide evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest concern is not lack of income, but handling the needs from creditors for immediate payment. It enables you to maintain your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will end up needed to live for quite some time underneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to feature a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business owners and folks also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.