We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when someone has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to happen to be harmed by other people in a accident or as a result of negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the way it is for a customer at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most significant mandate being to help them get the justice and compensation they are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at work. Whenever a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the amount claimed will likely be covered by the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some form of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be hired by an employer that has or perhaps is needed by law to get Workerâ€™s Compensation Insurance, and so they must have been injured at work as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a limited time frame in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability of the worker to receive compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay suffer from the volume of claims paid out by their insurance company. This is why it is essential to have proper legal representation with a qualified injury lawyer so that the rights of employees are upheld. With regards to personal injury as a result of vehicle accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of a vehicle, the motorist of the vehicle needs to held responsible for the consequences of these negligence. Since the laws of every state are very different, it is important to have a local attorney proficient in motor vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users from the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurer along with the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few options for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog ownerâ€™s property insurance provider in case the attack occurred on the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability in a dog bite case because they understand the applicable laws within your local state, how to calculate damages, and the most effective way to show evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, you can find long term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest dilemma is not deficiency of income, but dealing with the demands from creditors for immediate payment. It enables you to keep your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will end up expected to live for several years under the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Company owners and people could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed together with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.