We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states have already been harmed by other people inside an accident or as a result of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the truth with respect to a person at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to help them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at work. Whenever a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be paid by the employer’s insurance. You can find four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is normally compulsory with all the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business having or is essental to law to get Worker’s Compensation Insurance, and they also must have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a small time period to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability in the worker to get compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by a qualified personal injury lawyer so that the rights of employees are upheld. In the matter of injury as a result of vehicle accident, a car wreck lawyer will handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury comes from the negligent operation of the vehicle, the operator of the vehicle must held responsible for the results of such negligence. Since the laws of every state are not the same, it is essential to have got a local attorney experienced in automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for other users of your road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to check the truth and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can start to play an important role in proving liability in the dog bite case since they understand the applicable laws within your local state, the way to calculate damages, and the simplest way to show evidence. To be successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest issue is not insufficient income, but dealing with the needs from creditors for fast payment. It permits you to keep your home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be expected to live for quite some time underneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and folks also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.