We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have already been harmed by someone else inside an accident or on account of negligence and who might be held legally liable for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the way it is with respect to a customer in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to enable them to acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the office. Whenever a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is a winner the amount claimed is going to be covered by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is often compulsory with the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer that has or possibly is needed by law to possess Worker’s Compensation Insurance, and they also should have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a small time period where you can report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability from the worker to acquire compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance carrier. That is why you should have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of employees are upheld. In the case of personal injury due to a automobile accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an injury is a result of the negligent operation of any vehicle, the driver in the vehicle should held accountable for the results of these negligence. Since the laws for each state are not the same, it is important to use a local attorney experienced in vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute he may have few options for a successful defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney may play an important role in proving liability inside a dog bite case while they are aware of the applicable laws with your local state, the way to calculate damages, and the most effective way to offer evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but dealing with the needs from creditors for fast payment. It lets you make your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up expected to live for many years underneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to add a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.