We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states happen to be harmed by another person in an accident or because of negligence and who can be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the truth with respect to a person with a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them obtain the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at the job. When a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is successful the exact amount claimed will likely be protected by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for employees is often compulsory together with the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by an employer having or perhaps is required by law to get Worker’s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability from the worker to acquire compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance firm. That is why it is very important have proper legal representation with a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the matter of injury due to a motor vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for your loss and suffering due to negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of the vehicle, the motorist of the vehicle should held accountable for the results of the negligence. Considering that the laws of each and every state are not the same, it is essential to have got a local attorney experienced with motor vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few choices for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case as they understand the applicable laws inside your local state, the best way to calculate damages, and the simplest way to provide evidence. Just to be successful within a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, there are long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest concern is not lack of income, but coping with the requirements from creditors for immediate payment. It enables you to keep the home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be needed to live for many years within the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and folks can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to help make an educated decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.