We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when someone continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to have already been harmed by somebody else within an accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized when a injury lawyer represents the case on behalf of a customer at the civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the main mandate being to help them receive the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at the job. Every time a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will be protected by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory using the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer who has or maybe needed by law to possess Worker’s Compensation Insurance, plus they need to have been injured at your workplace because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a small time frame in which to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability of the worker to obtain compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is the reason you should have proper legal representation with a qualified accidental injury lawyer to be sure the rights of workers are upheld. When it comes to accidental injury as a result of car accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an injury comes from the negligent operation of the vehicle, the driver in the vehicle has to held to blame for the outcomes of these negligence. Because the laws of every state are very different, it is very important have a local attorney experienced in vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few selections for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case as they understand the applicable laws within your local state, the way to calculate damages, and the simplest way to present evidence. In order to be successful in a accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest issue is not deficiency of income, but dealing with the requirements from creditors for fast payment. It enables you to make your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage payments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up necessary to live for a long time within the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Business people and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make an informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.