We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when a person continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to happen to be harmed by someone else within an accident or due to negligence and who could be held legally accountable for such harm. A private injury case becomes formalized each time a injury lawyer represents the situation with respect to a customer at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their customers, the most important mandate being to enable them to obtain the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at the job. Whenever a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be included in the employer’s liability insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is generally compulsory using the notable exception of Texas at the time of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by an employer who may have or is needed by law to have Worker’s Compensation Insurance, and they must have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a small period of time where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability of the worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance provider. That is why it is essential to have proper legal representation with a qualified injury lawyer to ensure the rights of employees are upheld. When it comes to personal injury due to a vehicle accident, an automobile wreck lawyer will represent you to make sure you receive the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the operator of the vehicle has to held liable for the consequences of these negligence. Because the laws of each and every state will vary, you should have got a local attorney experienced in vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but for all the other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to check the case and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few choices for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can start to play an important role in proving liability in the dog bite case while they are aware of the applicable laws in your local state, the best way to calculate damages, and the most effective way to offer evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest issue is not absence of income, but working with the demands from creditors for immediate payment. It allows you to maintain your home providing you can actually pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be required to live for several years under the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and people may also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to make a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.