We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when an individual has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states happen to be harmed by another person in an accident or due to negligence and who can be held legally in charge of such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the case on the part of a client at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most important mandate being to assist them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at your workplace. When a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by a business who has or is essental to law to possess Worker’s Compensation Insurance, and they also will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a small period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing which the ability from the worker to get compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the number of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. With regards to accidental injuries due to a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury results from the negligent operation of the vehicle, the driver in the vehicle has to held accountable for the consequences of the negligence. Because the laws of each and every state will vary, it is essential to have a local attorney experienced in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he might have few selections for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can start to play a crucial role in proving liability within a dog bite case because they know the applicable laws with your local state, how you can calculate damages, and an effective way to present evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is ideal for those whose biggest concern is not absence of income, but handling the requirements from creditors for immediate payment. It enables you to maintain your home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. Just about the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be required to live for several years within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to produce an informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.