We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when somebody has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have already been harmed by somebody else in an accident or on account of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized every time a injury lawyer represents the case for a customer at a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to help them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Whenever a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. If the claim is successful the amount claimed is going to be paid by the employerâ€™s liability insurance. There are four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for workers is often compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a business who has or is necessary for law to possess Workerâ€™s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a small period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation may be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are affected by the volume of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified personal injury lawyer to be sure the rights of employees are upheld. In the case of accidental injuries due to a automobile accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an injury results from the negligent operation of the vehicle, the motorist of your vehicle should held to blame for the outcomes of the negligence. Since the laws of every state are not the same, it is very important use a local attorney experienced with motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all the other users of your road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driverâ€™s insurance provider and also the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim from the dog ownerâ€™s property insurance provider in the event the attack occurred in the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability within a dog bite case since they know the applicable laws in your local state, the way to calculate damages, and the simplest way to present evidence. Just to be successful within a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not absence of income, but dealing with the demands from creditors for immediate payment. It permits you to make your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed mortgage payments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up required to live for quite some time within the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Companies and folks also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to allow a creditor to produce a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.