We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to happen to be harmed by another person in an accident or because of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the situation with respect to a person at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to get the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for a car accident or injury at the job. Each time a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the amount claimed will be paid by the employer’s liability insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a company who may have or possibly is necessary for law to possess Worker’s Compensation Insurance, plus they should have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited period of time to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability of your worker to obtain compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay suffer from the volume of claims paid out by their insurance carrier. That is why it is important to have proper legal representation with a qualified personal injury lawyer to ensure the rights of personnel are upheld. When it comes to accidental injury as a result of motor vehicle accident, a vehicle wreck lawyer will represent you to ensure you obtain the appropriate compensation for the loss and suffering because of the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an accident results from the negligent operation of a vehicle, the driver in the vehicle needs to held liable for the consequences of those negligence. Because the laws of each state will vary, it is very important use a local attorney proficient in car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the homeowner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for other users of your road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few choices for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney may play a crucial role in proving liability in the dog bite case since they are aware of the applicable laws inside your local state, how to calculate damages, and the simplest way to show evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to place warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but dealing with the demands from creditors for fast payment. It permits you to keep your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage repayments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up expected to live for many years beneath the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It needs to feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business owners and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.