We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to are already harmed by somebody else within an accident or on account of negligence and who might be held legally liable for such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the case on behalf of a person with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to assist them to get the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the office. Each time a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be paid by the employer’s liability insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is usually compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a business having or maybe required by law to have Worker’s Compensation Insurance, plus they must have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a small period of time to report the accident or incident in order to claim benefits. Deadlines vary among states however in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability of the worker to receive compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation from a qualified injury lawyer to guarantee the rights of personnel are upheld. In the matter of accidental injury as a result of automobile accident, an automobile wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering as a result of negligence of someone else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a personal injury comes from the negligent operation of a vehicle, the operator in the vehicle must held to blame for the effects of such negligence. Since the laws of each and every state will vary, it is important to have got a local attorney proficient in car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner in the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few selections for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney may play a crucial role in proving liability in a dog bite case since they understand the applicable laws inside your local state, how you can calculate damages, and the most effective way to show evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is great for those whose biggest problem is not deficiency of income, but handling the demands from creditors for fast payment. It enables you to keep your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed mortgage repayments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be necessary to live for many years within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to add a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to produce an informed decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.