We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to have already been harmed by other people in a accident or as a result of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized every time a injury lawyer represents the way it is on the part of a client at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their clients, the main mandate being to assist them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence is responsible for a crash or injury at the job. Each time a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the quantity claimed is going to be protected by the employer’s liability insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is generally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company that has or maybe essental to law to possess Worker’s Compensation Insurance, plus they should have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important while there is a restricted time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability in the worker to obtain compensation could be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance firm. That is why it is important to have proper legal representation by way of a qualified accidental injury lawyer to guarantee the rights of workers are upheld. In the case of accidental injury because of a vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering because of the negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a personal injury results from the negligent operation of your vehicle, the motorist of your vehicle should held to blame for the results of these negligence. Because the laws for each state will vary, it is essential to use a local attorney experienced in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users of the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to check the case and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case as they are aware of the applicable laws inside your local state, how to calculate damages, and the best way to provide evidence. To become successful in a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the demands from creditors for immediate payment. It enables you to keep your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be necessary to live for quite some time within the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to add a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business people and folks may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs from the debtor sufficient to allow a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.