We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to have been harmed by another person in an accident or as a result of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized every time a personal injury lawyer represents the situation for a person at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for a car accident or injury at the office. When a worker has been hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will be paid by the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by a company having or is necessary for law to obtain Worker’s Compensation Insurance, and so they must have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a small timeframe in which to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident needs to be notified on the employer within 30 to 40 days failing that your ability from the worker to receive compensation can be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the number of claims paid out by their insurance carrier. That is why it is very important have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the matter of injury caused by a car accident, a car wreck lawyer will handle your case to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a personal injury comes from the negligent operation of the vehicle, the motorist from the vehicle should held liable for the results of those negligence. Because the laws of each state are very different, it is very important use a local attorney experienced with automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to check the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in the dog bite case since they be aware of applicable laws within your local state, how to calculate damages, and an effective way to show evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest problem is not deficiency of income, but coping with the demands from creditors for immediate payment. It permits you to keep the home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be expected to live for quite some time beneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Companies and folks may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.