We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states are already harmed by other people in a accident or because of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the truth on the part of a person at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the main mandate being to help them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Each time a worker is hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is successful the total amount claimed will probably be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business that has or possibly is needed by law to have Worker’s Compensation Insurance, and they must have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a restricted time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified accidental injury lawyer to be sure the rights of personnel are upheld. In the matter of accidental injuries because of a vehicle accident, a car wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering because of the negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of the vehicle, the operator in the vehicle has to held accountable for the results of such negligence. Since the laws of each and every state are different, it is very important have a local attorney experienced with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the homeowner of the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however for all other users of the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to check the truth and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he may have few options for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability in the dog bite case as they understand the applicable laws inside your local state, the best way to calculate damages, and the simplest way to show evidence. In order to be successful in a injury slip-and-fall lawsuit you will need to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to place signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is great for those whose biggest dilemma is not deficiency of income, but coping with the requirements from creditors for fast payment. It permits you to maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by using all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be necessary to live for a long time underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Companies and folks also can use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to help make an informed decision regarding the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.