We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when a person continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to have been harmed by other people within an accident or on account of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the truth for a person at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the main mandate being to help them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. Each time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be paid by the employer’s liability insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory together with the notable exception of Texas by 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer that has or perhaps is essental to law to possess Worker’s Compensation Insurance, and they also should have been injured at work due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited time period where you can report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability of the worker to receive compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation from a qualified accidental injury lawyer to be sure the rights of workers are upheld. When it comes to personal injury as a result of car accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When an injury comes from the negligent operation of the vehicle, the motorist of the vehicle has to held to blame for the effects of the negligence. Considering that the laws of each state are very different, it is very important possess a local attorney familiar with motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few choices for a successful defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they understand the applicable laws with your local state, how you can calculate damages, and the best way to show evidence. To be successful in a injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest dilemma is not deficiency of income, but handling the demands from creditors for immediate payment. It enables you to keep your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan payments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will certainly be expected to live for many years under the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information about the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.