We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person claims to have been harmed by somebody else inside an accident or because of negligence and who might be held legally liable for such harm. A private injury case becomes formalized every time a injury lawyer represents the way it is with respect to a client at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most important mandate being to enable them to obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be paid by the employerâ€™s insurance. You will find four varieties of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for employees is often compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be used by an employer who has or possibly is required by law to have Workerâ€™s Compensation Insurance, and they also should have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited time period in which to report the accident or incident as a way to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified for the employer within 30 to 40 days failing that the ability from the worker to acquire compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation with a qualified accidental injury lawyer to be sure the rights of employees are upheld. With regards to injury due to a motor vehicle accident, an auto wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering because of the negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When an accident comes from the negligent operation of any vehicle, the motorist in the vehicle needs to held responsible for the outcomes of such negligence. Since the laws for each state are not the same, it is essential to use a local attorney experienced with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the owner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all other users of your road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to look at the truth and having a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few options for an effective defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog ownerâ€™s property insurance provider when the attack occurred in the insuredâ€™s property. Your dog bite attorney can start to play an important role in proving liability in the dog bite case because they are aware of the applicable laws with your local state, how you can calculate damages, and the simplest way to provide evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them manage overwhelming debt. However, there are long term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the demands from creditors for fast payment. It lets you make your home providing you may pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan repayments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be needed to live for several years underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It has to include a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Companies and individuals may also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of great interest.