We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when a person continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person states happen to be harmed by someone else in a accident or due to negligence and who can be held legally liable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the truth on behalf of a customer in a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to assist them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at the office. Whenever a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company that has or perhaps is necessary for law to have Worker’s Compensation Insurance, and they need to have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a limited period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability from the worker to get compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the number of claims paid out by their insurance company. That is why it is essential to have proper legal representation with a qualified personal injury lawyer to guarantee the rights of personnel are upheld. In the case of injury because of a vehicle accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident results from the negligent operation of your vehicle, the operator from the vehicle needs to held liable for the results of those negligence. Ever since the laws of every state are different, you should possess a local attorney familiar with motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all the other users in the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to examine the case and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. If a dog owner is up against a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred around the insured’s property. A dog bite attorney can play a vital role in proving liability inside a dog bite case as they understand the applicable laws within your local state, the way to calculate damages, and the simplest way to show evidence. To be successful inside a injury slip-and-fall lawsuit you should prove that they owner or tenant of your property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to place warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but dealing with the needs from creditors for immediate payment. It enables you to keep your home providing you may pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed mortgage payments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be expected to live for several years within the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.