We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to happen to be harmed by another person in an accident or as a result of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the way it is for a person in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the main mandate being to assist them obtain the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. Every time a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the exact amount claimed is going to be included in the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer who may have or possibly is needed by law to possess Worker’s Compensation Insurance, plus they must have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a small timeframe to report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability of the worker to obtain compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the number of claims paid out by their insurance company. This is why it is important to have proper legal representation by a qualified injury lawyer to guarantee the rights of workers are upheld. In the matter of accidental injury as a result of automobile accident, an auto wreck lawyer will represent you to ensure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a physical injury is a result of the negligent operation of your vehicle, the motorist of your vehicle has to held liable for the consequences of those negligence. Since the laws of each state are very different, it is important to have got a local attorney familiar with vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all the other users of the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to examine the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few choices for a successful defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney may play a crucial role in proving liability within a dog bite case because they understand the applicable laws in your local state, how you can calculate damages, and the most effective way to present evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, you will find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest issue is not lack of income, but dealing with the demands from creditors for fast payment. It enables you to maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. One of the most attractive features of this option is short-circuiting home foreclosure. Although keeping your property could be a great relief, you may be necessary to live for several years beneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Company owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.