We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states happen to be harmed by other people within an accident or because of negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injury lawyer represents the truth with respect to a person with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to assist them get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. Each time a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. When the claim is a winner the total amount claimed is going to be protected by the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be employed by an employer that has or perhaps is needed by law to have Worker’s Compensation Insurance, plus they must have been injured at the office because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a small time period to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation may be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is why it is important to have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of employees are upheld. When it comes to injury caused by a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a physical injury results from the negligent operation of any vehicle, the driver in the vehicle has to held to blame for the results of the negligence. Ever since the laws of each state are different, you should use a local attorney experienced with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can start to play an important role in proving liability in a dog bite case as they know the applicable laws with your local state, how to calculate damages, and an effective way to provide evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court and a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest issue is not lack of income, but handling the needs from creditors for fast payment. It allows you to make your home providing you can actually pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be needed to live for a long time under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors during a period of time. Companies and individuals also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed with the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to make a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.