We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone states have been harmed by another person in an accident or because of negligence and who could be held legally liable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the case on behalf of a client at a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most important mandate being to help them acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at the office. When a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. If the claim is successful the quantity claimed will likely be covered by the employerâ€™s insurance. There are four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be hired by a business having or is essental to law to get Workerâ€™s Compensation Insurance, and they will need to have been injured at the job because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited time period in which to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability in the worker to obtain compensation can be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is the reason it is very important have proper legal representation from a qualified personal injury lawyer to ensure the rights of workers are upheld. When it comes to injury due to a car accident, a car wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a personal injury results from the negligent operation of a vehicle, the driver of the vehicle should held responsible for the outcomes of these negligence. Since the laws of every state will vary, it is very important possess a local attorney proficient in motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users in the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurance carrier and the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases may become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few selections for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case since they know the applicable laws in your local state, how you can calculate damages, and the best way to provide evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, there are long-term consequences for people who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest concern is not deficiency of income, but working with the demands from creditors for fast payment. It permits you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will certainly be necessary to live for many years underneath the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Business owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make a knowledgeable decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties useful.