We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries develops when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states are already harmed by other people in a accident or as a result of negligence and who might be held legally accountable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the case with respect to a customer at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the main mandate being to enable them to obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Each time a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. When the claim is successful the quantity claimed will likely be protected by the employer’s liability insurance. You can find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is usually compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a company who may have or possibly is required by law to obtain Worker’s Compensation Insurance, plus they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important while there is a limited period of time to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident must be notified for the employer within 30 to 40 days failing that the ability of the worker to receive compensation could be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the amount of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified personal injury lawyer to ensure the rights of personnel are upheld. With regards to injury due to a motor vehicle accident, an auto wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a personal injury comes from the negligent operation of the vehicle, the motorist from the vehicle needs to held to blame for the effects of these negligence. Ever since the laws of each state are very different, it is important to have a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner in the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however, for other users of the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to check the truth and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few selections for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case since they be aware of applicable laws within your local state, the way to calculate damages, and the simplest way to present evidence. To be successful inside a accidental injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is ideal for those whose biggest problem is not insufficient income, but coping with the needs from creditors for immediate payment. It lets you make your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be necessary to live for quite some time within the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business people and folks could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to make an educated decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.