We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries occurs when a person is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual promises to have already been harmed by other people within an accident or due to negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the truth on the part of a client in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most important mandate being to enable them to get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Each time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the quantity claimed will be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by an employer that has or possibly is needed by law to get Worker’s Compensation Insurance, and they also must have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a limited timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability in the worker to receive compensation might be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance firm. That is why it is very important have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. In the matter of personal injury due to a automobile accident, an automobile wreck lawyer will handle your case to make sure you have the appropriate compensation to your loss and suffering due to negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the driver of the vehicle should held responsible for the consequences of those negligence. Ever since the laws for each state are very different, it is very important have a local attorney experienced in car accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider if the attack occurred about the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case as they are aware of the applicable laws inside your local state, the best way to calculate damages, and an effective way to show evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to set warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, you can find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but handling the demands from creditors for fast payment. It allows you to keep your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. One of the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be expected to live for many years beneath the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It should feature a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make an informed decision regarding the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.