We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to happen to be harmed by someone else inside an accident or as a result of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized whenever a personal injury lawyer represents the way it is with respect to a customer at the civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most important mandate being to assist them obtain the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Whenever a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed is going to be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is generally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they should be used by a business having or maybe needed by law to have Worker’s Compensation Insurance, and they also need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a restricted time period to report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability of the worker to get compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the volume of claims paid out by their insurance provider. That is why it is important to have proper legal representation from a qualified accidental injury lawyer to be sure the rights of workers are upheld. When it comes to injury due to a automobile accident, an auto wreck lawyer will handle your case to ensure you receive the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When a physical injury results from the negligent operation of a vehicle, the motorist from the vehicle needs to held to blame for the effects of these negligence. Because the laws of every state are different, it is essential to possess a local attorney proficient in car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but for all other users from the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer along with the at-fault motorist to examine the truth and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case since they are aware of the applicable laws within your local state, the best way to calculate damages, and the simplest way to show evidence. To become successful inside a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to deal with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts rather than liquidation. It is fantastic for those whose biggest issue is not insufficient income, but working with the needs from creditors for immediate payment. It permits you to keep your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be necessary to live for a long time under the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.