We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when someone is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to happen to be harmed by somebody else in a accident or on account of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized each time a injury lawyer represents the case with respect to a person in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their customers, the main mandate being to assist them to receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Whenever a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed is going to be protected by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is normally compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a company that has or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a small time frame to report the accident or incident as a way to claim benefits. Deadlines vary from state to state but also in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability of the worker to acquire compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the amount of claims paid out by their insurance company. That is why it is essential to have proper legal representation by a qualified injury lawyer so that the rights of staff is upheld. In the case of personal injury as a result of motor vehicle accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a personal injury comes from the negligent operation of the vehicle, the operator from the vehicle has to held liable for the effects of those negligence. Ever since the laws of each and every state are different, it is essential to possess a local attorney familiar with automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If your dog owner is up against a strict liability dog bite statute he might have few choices for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically affected by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred around the insured’s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you will find long term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not lack of income, but dealing with the requirements from creditors for fast payment. It permits you to keep your home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage payments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be necessary to live for a long time underneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Companies and people may also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to create an educated decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.