We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when an individual has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to have been harmed by somebody else in a accident or as a result of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the way it is for a client at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the main mandate being to help them get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Whenever a worker is hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is successful the quantity claimed will probably be paid by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is usually compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they must be employed by a company who may have or perhaps is needed by law to have Worker’s Compensation Insurance, and they also should have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a small timeframe in order to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation may be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance company. This is why it is important to have proper legal representation from a qualified injury lawyer to guarantee the rights of staff is upheld. In the matter of accidental injuries due to a automobile accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of somebody else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury results from the negligent operation of your vehicle, the operator of the vehicle should held liable for the consequences of those negligence. Considering that the laws of every state are very different, it is very important use a local attorney experienced with vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for other users in the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to examine the case and having a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney can enjoy an important role in proving liability inside a dog bite case while they know the applicable laws inside your local state, how to calculate damages, and an effective way to present evidence. To become successful in a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, you can find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest issue is not insufficient income, but dealing with the demands from creditors for fast payment. It permits you to make your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be necessary to live for many years under the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should incorporate a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business owners and folks also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to produce an educated decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of great interest.