We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries takes place when somebody continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to happen to be harmed by somebody else inside an accident or on account of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the way it is on behalf of a customer at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the main mandate being to assist them to receive the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at work. Every time a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed is going to be paid by the employer’s insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a company who may have or is essental to law to get Worker’s Compensation Insurance, and so they will need to have been injured at the job due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability in the worker to receive compensation could be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance company. That is why you should have proper legal representation by way of a qualified injury lawyer so that the rights of staff is upheld. With regards to accidental injuries because of a car accident, a vehicle wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to the negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a personal injury results from the negligent operation of any vehicle, the operator from the vehicle should held liable for the results of the negligence. Considering that the laws of every state are very different, it is essential to have got a local attorney familiar with vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner of the vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for all the other users of your road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he may have few options for an excellent defense. More defense options might be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can start to play a vital role in proving liability inside a dog bite case as they are aware of the applicable laws within your local state, how to calculate damages, and the simplest way to present evidence. To become successful in the injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually range from failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them cope with overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for fast payment. It enables you to keep your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be required to live for a long time underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors during a period of time. Business people and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.