We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when a person has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states are already harmed by someone else in an accident or due to negligence and who could be held legally in charge of such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the way it is on behalf of a customer at the civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the main mandate being to help them obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Every time a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be paid by the employer’s liability insurance. There are actually four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory with all the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business that has or perhaps is necessary for law to get Worker’s Compensation Insurance, and they will need to have been injured at work as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time period to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability from the worker to get compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance company. That is why it is essential to have proper legal representation by way of a qualified injury lawyer to guarantee the rights of workers are upheld. When it comes to accidental injuries caused by a automobile accident, a vehicle wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When an injury is a result of the negligent operation of a vehicle, the operator in the vehicle has to held responsible for the results of these negligence. Since the laws of each and every state are different, it is essential to use a local attorney proficient in automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often point out that they did not view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few options for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can start to play a crucial role in proving liability within a dog bite case while they are aware of the applicable laws within your local state, the way to calculate damages, and the most effective way to present evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest concern is not lack of income, but handling the requirements from creditors for fast payment. It lets you keep the home providing it is possible to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up needed to live for several years under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It must include a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to make an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.