We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to have been harmed by someone else inside an accident or because of negligence and who might be held legally liable for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the situation on behalf of a person in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most important mandate being to assist them to obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a car accident or injury at work. Each time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will be covered by the employerâ€™s liability insurance. You will find four kinds of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by a business having or is needed by law to have Workerâ€™s Compensation Insurance, and so they need to have been injured at the job because of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a small period of time to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability in the worker to obtain compensation could be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance carrier. This is why you should have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of staff is upheld. In the case of accidental injury because of a motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury comes from the negligent operation of a vehicle, the operator in the vehicle needs to held to blame for the effects of these negligence. Considering that the laws of every state are not the same, it is important to use a local attorney proficient in motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurance provider and also the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few choices for an effective defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog ownerâ€™s home insurance provider in case the attack occurred about the insuredâ€™s property. A dog bite attorney can start to play a vital role in proving liability in a dog bite case while they understand the applicable laws within your local state, how to calculate damages, and the simplest way to offer evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to put indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, you can find long term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest issue is not insufficient income, but handling the demands from creditors for immediate payment. It permits you to maintain your home providing you may spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will be required to live for several years within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It needs to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a duration of time. Business people and folks can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs from the debtor sufficient to enable a creditor to make an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of great interest.