We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when somebody continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states are already harmed by other people within an accident or as a result of negligence and who could be held legally responsible for such harm. Your own injury case becomes formalized every time a injury lawyer represents the case on behalf of a person in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them get the justice and compensation they may be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence is responsible for an accident or injury at work. Every time a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is successful the quantity claimed will probably be covered by the employerâ€™s liability insurance. There are four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is normally compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by an employer having or maybe needed by law to get Workerâ€™s Compensation Insurance, and they also need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a limited time period where you can report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing in which the ability of the worker to obtain compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of accidental injuries as a result of car accident, an automobile wreck lawyer will fully handle your case to ensure you have the appropriate compensation to your loss and suffering due to the negligence of somebody else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an accident is a result of the negligent operation of a vehicle, the driver of your vehicle must held responsible for the consequences of those negligence. Since the laws for each state will vary, it is important to have a local attorney proficient in motor vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but also for other users from the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurance company and also the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If your dog owner is confronted with a strict liability dog bite statute he may have few options for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider if the attack occurred in the insuredâ€™s property. A pet dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case as they know the applicable laws inside your local state, the best way to calculate damages, and the best way to present evidence. To be successful within a accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victimâ€™s capacity to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe in case you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, you will find long-term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts rather than liquidation. It is perfect for those whose biggest problem is not deficiency of income, but coping with the requirements from creditors for immediate payment. It enables you to maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as catch up on missed home loan payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be needed to live for many years under the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business people and people could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make an educated decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties appealing.