We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when a person is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to have already been harmed by somebody else within an accident or because of negligence and who could be held legally in charge of such harm. A personal injury case becomes formalized when a injury lawyer represents the way it is on behalf of a person at the civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most important mandate being to help them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused a car accident or injury at the office. Every time a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will be paid by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is often compulsory with the notable exception of Texas as of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer having or maybe essental to law to have Worker’s Compensation Insurance, and so they must have been injured at work due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical as there is a limited time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability in the worker to receive compensation can be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the number of claims paid out by their insurance firm. That is why it is important to have proper legal representation by way of a qualified accidental injury lawyer so that the rights of staff is upheld. With regards to accidental injuries because of a vehicle accident, a vehicle wreck lawyer will represent you to make sure you receive the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When an injury results from the negligent operation of any vehicle, the operator of your vehicle has to held responsible for the results of such negligence. Considering that the laws of each state will vary, it is essential to use a local attorney proficient in car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users in the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. Just to be successful in a injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not absence of income, but working with the requirements from creditors for fast payment. It lets you maintain your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by applying all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be required to live for several years underneath the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It needs to add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Business people and people also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of your debtor sufficient to permit a creditor to make a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties useful.