We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when somebody continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to have already been harmed by somebody else in an accident or due to negligence and who could be held legally liable for such harm. A personal injury case becomes formalized every time a accidental injury lawyer represents the case with respect to a client in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the main mandate being to assist them to acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Whenever a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be covered by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is normally compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by a company who may have or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small time frame to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability from the worker to get compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance firm. This is why it is important to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of accidental injury as a result of car accident, a vehicle wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for your loss and suffering due to negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident results from the negligent operation of the vehicle, the motorist of the vehicle should held responsible for the consequences of such negligence. Ever since the laws of each and every state are different, it is essential to possess a local attorney experienced with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and also the at-fault motorist to look at the truth and achieving a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability in the dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the most effective way to offer evidence. To become successful within a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, there are long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts rather than liquidation. It is ideal for those whose biggest problem is not lack of income, but dealing with the requirements from creditors for immediate payment. It enables you to keep the home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up needed to live for many years within the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient to permit a creditor to help make a well informed decision about the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties appealing.