We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person claims to have already been harmed by other people within an accident or as a result of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized every time a personal injury lawyer represents the truth for a client with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the main mandate being to assist them to acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence has caused a crash or injury at the job. Each time a worker is hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will be protected by the employer’s insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is often compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be hired by an employer having or is required by law to possess Worker’s Compensation Insurance, plus they should have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a small timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident should be notified on the employer within 30 to 40 days failing which the ability in the worker to obtain compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. For this reason it is very important have proper legal representation with a qualified injury lawyer to guarantee the rights of workers are upheld. When it comes to accidental injury caused by a car accident, an auto wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When an injury results from the negligent operation of any vehicle, the driver of the vehicle must held liable for the results of the negligence. Since the laws of each state are different, it is very important have a local attorney proficient in automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to look at the case and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he could have few choices for a successful defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in the dog bite case as they are aware of the applicable laws in your local state, how you can calculate damages, and the simplest way to present evidence. To become successful in a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest problem is not absence of income, but handling the demands from creditors for fast payment. It lets you keep your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage repayments. One of the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up expected to live for a long time underneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with all the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to help make an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.