We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when a person continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states happen to be harmed by other people in an accident or as a result of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized whenever a injury lawyer represents the truth on behalf of a client with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most significant mandate being to assist them acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused an accident or injury at your workplace. When a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will probably be included in the employer’s insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by an employer having or possibly is essental to law to possess Worker’s Compensation Insurance, and so they must have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a restricted period of time in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability from the worker to get compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the volume of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer so that the rights of personnel are upheld. When it comes to accidental injuries caused by a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury results from the negligent operation of the vehicle, the motorist in the vehicle should held responsible for the effects of these negligence. Because the laws of every state are not the same, it is very important use a local attorney proficient in motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the company from the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for other users from the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in a dog bite case because they know the applicable laws with your local state, how to calculate damages, and the simplest way to offer evidence. Just to be successful in the personal injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually range between failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest concern is not deficiency of income, but working with the needs from creditors for fast payment. It allows you to keep the home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage repayments. One of the more attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up needed to live for quite some time within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors during a period of time. Business owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.