We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when somebody has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have been harmed by someone else inside an accident or as a result of negligence and who might be held legally liable for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the way it is on behalf of a person at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most crucial mandate being to help them obtain the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence is responsible for any sort of accident or injury at work. Every time a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will probably be included in the employer’s liability insurance. You can find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is generally compulsory with the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a company having or is needed by law to get Worker’s Compensation Insurance, and so they need to have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a limited time period in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability in the worker to receive compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the number of claims paid out by their insurance firm. This is why it is important to have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of employees are upheld. When it comes to accidental injuries because of a vehicle accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering due to negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When an injury is a result of the negligent operation of a vehicle, the motorist in the vehicle should held accountable for the consequences of those negligence. Considering that the laws of each and every state are very different, you should have got a local attorney experienced in car accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for other users of the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to check the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. When a dog owner is confronted by a strict liability dog bite statute he could have few options for a successful defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim versus the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability in a dog bite case while they are aware of the applicable laws within your local state, the best way to calculate damages, and the most effective way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to place signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is perfect for those whose biggest problem is not lack of income, but handling the needs from creditors for fast payment. It enables you to maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will be required to live for several years under the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Company owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed together with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to make a well informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties useful.