We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries takes place when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states have already been harmed by another person in a accident or due to negligence and who may be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the truth with respect to a person with a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the most crucial mandate being to enable them to get the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them etc negligence is responsible for a crash or injury at work. Each time a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be included in the employer’s liability insurance. You will find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a business who may have or perhaps is needed by law to possess Worker’s Compensation Insurance, and they must have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a limited time period to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability of your worker to receive compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason it is essential to have proper legal representation with a qualified accidental injury lawyer to be sure the rights of workers are upheld. When it comes to injury because of a motor vehicle accident, a car wreck lawyer will represent you to make sure you have the appropriate compensation for the loss and suffering because of the negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident comes from the negligent operation of your vehicle, the driver of the vehicle must held accountable for the consequences of the negligence. Ever since the laws for each state are different, it is essential to possess a local attorney experienced with automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the company of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and they cases can become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few options for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider if the attack occurred on the insured’s property. A dog bite attorney can play a crucial role in proving liability in the dog bite case because they know the applicable laws in your local state, the way to calculate damages, and the simplest way to offer evidence. To become successful in a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest problem is not insufficient income, but working with the needs from creditors for immediate payment. It enables you to keep your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will be required to live for quite some time under the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to incorporate a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Company owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties useful.