We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when somebody is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states are already harmed by somebody else in a accident or due to negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized when a injury lawyer represents the truth on the part of a customer in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to assist them get the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at work. Whenever a worker is hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed is going to be paid by the employer’s insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is usually compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by an employer having or maybe required by law to get Worker’s Compensation Insurance, and they must have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted period of time to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability from the worker to obtain compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the volume of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation from a qualified accidental injury lawyer to ensure the rights of employees are upheld. With regards to injury because of a car accident, an auto wreck lawyer will represent you to make sure you get the appropriate compensation for your loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When a personal injury is a result of the negligent operation of the vehicle, the operator from the vehicle needs to held liable for the effects of these negligence. Since the laws of every state are different, it is very important use a local attorney proficient in automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of your road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company and the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred on the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case since they know the applicable laws inside your local state, the best way to calculate damages, and the best way to present evidence. To become successful within a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not lack of income, but coping with the demands from creditors for fast payment. It allows you to maintain your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan payments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will certainly be needed to live for a long time beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a duration of time. Business owners and folks also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with all the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.