We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to are already harmed by another person in an accident or as a result of negligence and who might be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the way it is for a customer in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the main mandate being to assist them to acquire the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for an accident or injury at the job. Each time a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed will probably be protected by the employerâ€™s insurance. There are four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for workers is often compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be used by an employer that has or is essental to law to possess Workerâ€™s Compensation Insurance, plus they should have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a restricted time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability of the worker to get compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay suffer from the number of claims paid out by their insurance provider. That is why it is very important have proper legal representation by a qualified injury lawyer to ensure the rights of workers are upheld. In the matter of accidental injury due to a vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you get the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When a personal injury is a result of the negligent operation of the vehicle, the operator in the vehicle has to held liable for the results of these negligence. Because the laws of each and every state will vary, it is essential to have a local attorney proficient in car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driverâ€™s insurer and also the at-fault motorist to look at the case and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider in case the attack occurred on the insuredâ€™s property. A dog bite attorney can play a vital role in proving liability in the dog bite case because they are aware of the applicable laws in your local state, the best way to calculate damages, and the simplest way to show evidence. To be successful in the personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to set indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you will find long-term consequences for people who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts rather than liquidation. It is great for those whose biggest issue is not lack of income, but dealing with the needs from creditors for immediate payment. It lets you make your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be expected to live for quite some time underneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Business owners and folks also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information regarding the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to produce an educated decision with regards to the reorganization plan. The Automated Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.