We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to are already harmed by someone else in a accident or due to negligence and who could be held legally liable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the truth with respect to a customer in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the main mandate being to enable them to get the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at your workplace. When a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will likely be protected by the employer’s insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is usually compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they must be used by a business having or perhaps is essental to law to have Worker’s Compensation Insurance, and they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a restricted period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability from the worker to receive compensation could be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance provider. This is the reason you should have proper legal representation by way of a qualified accidental injury lawyer so that the rights of workers are upheld. With regards to injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering due to the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a physical injury comes from the negligent operation of a vehicle, the driver in the vehicle needs to held accountable for the outcomes of such negligence. Because the laws of each state are not the same, it is very important possess a local attorney experienced with car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for all the other users in the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and having a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few choices for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can play a crucial role in proving liability in the dog bite case because they understand the applicable laws in your local state, how you can calculate damages, and the best way to show evidence. To be successful inside a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, there are long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest problem is not insufficient income, but dealing with the requirements from creditors for immediate payment. It lets you make your home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed home loan payments. One of the more attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up necessary to live for many years underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It must feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to help make an informed decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.