We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when someone continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states have been harmed by other people in an accident or on account of negligence and who might be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the truth with respect to a customer at a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clients, the most important mandate being to assist them receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at your workplace. Each time a worker has become hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the amount claimed will probably be covered by the employer’s insurance. There are actually four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be hired by a business who may have or possibly is required by law to get Worker’s Compensation Insurance, and they will need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a small time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary between states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability of your worker to get compensation might be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance firm. This is why it is important to have proper legal representation by a qualified injury lawyer to guarantee the rights of personnel are upheld. When it comes to injury due to a car accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When a physical injury is a result of the negligent operation of the vehicle, the operator of the vehicle must held liable for the outcomes of such negligence. Because the laws of every state are different, it is very important use a local attorney familiar with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but also for all other users of the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to examine the situation and having a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability in a dog bite case as they be aware of applicable laws within your local state, how you can calculate damages, and an effective way to offer evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to manage overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest issue is not absence of income, but dealing with the demands from creditors for fast payment. It enables you to keep your home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan repayments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you may be necessary to live for quite some time underneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Business people and folks may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient to enable a creditor to help make an educated decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.