We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when an individual has been physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to happen to be harmed by another person in an accident or because of negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the truth on behalf of a customer with a civil court proceeding. There are several duties a private injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Each time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. If the claim is a winner the quantity claimed will likely be covered by the employer’s insurance. There are four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas as of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be hired by a business having or is needed by law to obtain Worker’s Compensation Insurance, and they also must have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence while there is a small time period in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance provider. That is why you should have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. With regards to accidental injuries due to a motor vehicle accident, a car wreck lawyer will handle your case to make sure you have the appropriate compensation for your personal loss and suffering due to negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident is a result of the negligent operation of a vehicle, the motorist from the vehicle must held accountable for the outcomes of such negligence. Ever since the laws of every state are not the same, it is very important have got a local attorney familiar with car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to look at the case and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few choices for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can play a vital role in proving liability within a dog bite case since they are aware of the applicable laws with your local state, how to calculate damages, and an effective way to offer evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you will need to prove they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but coping with the requirements from creditors for immediate payment. It permits you to make your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage payments. Probably the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be necessary to live for quite some time within the close supervision of any court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Company owners and folks may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.