We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries develops when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person claims to are already harmed by somebody else in an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized whenever a accidental injuries lawyer represents the truth on behalf of a client at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at the job. Each time a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be paid by the employer’s insurance. You can find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by an employer that has or perhaps is required by law to obtain Worker’s Compensation Insurance, and so they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence because there is a restricted time period to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance carrier. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer to be sure the rights of employees are upheld. In the matter of injury because of a vehicle accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an injury is a result of the negligent operation of the vehicle, the operator in the vehicle should held liable for the outcomes of these negligence. Since the laws of every state will vary, it is very important have a local attorney experienced in vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner in the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without the right representation, the victim of your motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can start to play an important role in proving liability in the dog bite case since they understand the applicable laws inside your local state, how to calculate damages, and the simplest way to offer evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to set signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, you will find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest concern is not absence of income, but handling the demands from creditors for immediate payment. It lets you maintain your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed mortgage repayments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up required to live for many years beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to include a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Companies and folks also can use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to make a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.