We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states have been harmed by other people inside an accident or on account of negligence and who might be held legally liable for such harm. Your own injury case becomes formalized each time a injury lawyer represents the case with respect to a person at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the most crucial mandate being to help them get the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Every time a worker has become hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed will probably be covered by the employerâ€™s liability insurance. You can find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by an employer having or perhaps is needed by law to get Workerâ€™s Compensation Insurance, plus they must have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is of the essence while there is a limited time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability in the worker to obtain compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation from a qualified personal injury lawyer so that the rights of personnel are upheld. With regards to injury caused by a automobile accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When an injury results from the negligent operation of the vehicle, the operator in the vehicle has to held liable for the effects of the negligence. Considering that the laws of each state are not the same, you should use a local attorney experienced with motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner of your vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurer along with the at-fault motorist to look at the truth and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few alternatives for a successful defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically affected by the trauma. You are able to pursue an insurance claim from the dog ownerâ€™s property insurance provider when the attack occurred on the insuredâ€™s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case since they understand the applicable laws inside your local state, how you can calculate damages, and an effective way to show evidence. To become successful in the personal injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, you can find long-term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest issue is not deficiency of income, but dealing with the demands from creditors for immediate payment. It lets you keep your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed home loan repayments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be required to live for quite some time under the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Company owners and folks may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to help make a knowledgeable decision about the reorganization plan. The Automated Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of great interest.