We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when somebody continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have already been harmed by someone else in a accident or due to negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the case on behalf of a client in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to assist them obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at the office. When a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed is going to be included in the employer’s liability insurance. You will find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is often compulsory together with the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a business that has or maybe required by law to possess Worker’s Compensation Insurance, and they also must have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical as there is a restricted time frame to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability of your worker to get compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance provider. That is why you should have proper legal representation from a qualified accidental injury lawyer to ensure the rights of employees are upheld. When it comes to accidental injuries caused by a car accident, an auto wreck lawyer will represent you to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When an injury results from the negligent operation of your vehicle, the operator of your vehicle needs to held to blame for the effects of those negligence. Ever since the laws for each state are different, it is essential to use a local attorney familiar with vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but for other users in the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute this individual have few alternatives for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney may play a crucial role in proving liability within a dog bite case since they are aware of the applicable laws with your local state, how to calculate damages, and an effective way to provide evidence. In order to be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, you can find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest dilemma is not absence of income, but working with the needs from creditors for fast payment. It enables you to keep the home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by using all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will end up needed to live for several years beneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Business owners and folks can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to enable a creditor to create a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of great interest.