We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to are already harmed by somebody else inside an accident or on account of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the situation with respect to a customer at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their clients, the main mandate being to assist them to receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed is going to be covered by the employer’s insurance. You can find four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they have to be hired by an employer who may have or is needed by law to obtain Worker’s Compensation Insurance, plus they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue because there is a small period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability from the worker to receive compensation could be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the volume of claims paid out by their insurance provider. This is the reason it is essential to have proper legal representation by way of a qualified injury lawyer to be sure the rights of employees are upheld. With regards to accidental injuries due to a car accident, an auto wreck lawyer will handle your case to make sure you receive the appropriate compensation for your loss and suffering due to negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a personal injury comes from the negligent operation of a vehicle, the motorist of your vehicle has to held to blame for the results of the negligence. Because the laws of each state are not the same, it is very important use a local attorney proficient in automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer and the at-fault motorist to examine the case and having a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he could have few choices for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and in some cases, victims may also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney may play a vital role in proving liability in the dog bite case while they be aware of applicable laws within your local state, the way to calculate damages, and the most effective way to offer evidence. Just to be successful in a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to place signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest concern is not absence of income, but working with the requirements from creditors for immediate payment. It enables you to keep your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will certainly be required to live for a long time within the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should incorporate a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors during a period of time. Business people and individuals could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with all the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to create a knowledgeable decision about the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of interest.