We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury occurs when somebody has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states have already been harmed by somebody else in an accident or as a result of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized when a injury lawyer represents the situation for a customer with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Every time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be protected by the employer’s liability insurance. There are four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a company who has or perhaps is essental to law to possess Worker’s Compensation Insurance, and so they should have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a restricted time frame in order to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability of your worker to get compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay suffer from the number of claims paid out by their insurance carrier. For this reason you should have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of personnel are upheld. In the matter of accidental injury as a result of vehicle accident, a vehicle wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering due to the negligence of somebody else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an accident is a result of the negligent operation of a vehicle, the driver of your vehicle must held to blame for the results of these negligence. Since the laws of every state are very different, it is important to have got a local attorney familiar with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but for all other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurer and the at-fault motorist to look at the situation and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case while they are aware of the applicable laws inside your local state, how to calculate damages, and an effective way to present evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to place signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest dilemma is not insufficient income, but dealing with the requirements from creditors for fast payment. It enables you to keep the home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up needed to live for many years under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Companies and people may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to help make a well informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.