We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to are already harmed by another person in an accident or as a result of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the way it is for a client in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their clientele, the main mandate being to assist them acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused an accident or injury at the office. When a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed is going to be protected by the employerâ€™s insurance. There are four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be utilized by an employer who may have or maybe required by law to obtain Workerâ€™s Compensation Insurance, and they also need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a restricted period of time in order to report the accident or incident as a way to claim benefits. Deadlines vary between states but also in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of the worker to receive compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation by way of a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to personal injury because of a vehicle accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation for the loss and suffering due to negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When an injury is a result of the negligent operation of the vehicle, the motorist in the vehicle needs to held responsible for the outcomes of the negligence. Since the laws of every state are very different, it is essential to have a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers but also for other users of the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance carrier and the at-fault motorist to check the way it is and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider in case the attack occurred around the insuredâ€™s property. A pet dog bite attorney can enjoy an important role in proving liability in the dog bite case since they understand the applicable laws within your local state, the best way to calculate damages, and the most effective way to offer evidence. To be successful in the injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, there are long-term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or their debts rather than liquidation. It is great for those whose biggest issue is not deficiency of income, but handling the requirements from creditors for immediate payment. It lets you maintain your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be needed to live for many years beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It should include a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Companies and folks also can use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed with all the court. The disclosure must contain information about the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.