We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when someone has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states are already harmed by another person in an accident or on account of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized when a injury lawyer represents the case on behalf of a customer in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the main mandate being to enable them to receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at your workplace. Every time a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be covered by the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a business who has or possibly is necessary for law to have Worker’s Compensation Insurance, and they also should have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a restricted period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability from the worker to get compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. That is why you should have proper legal representation from a qualified personal injury lawyer to guarantee the rights of employees are upheld. When it comes to personal injury because of a car accident, a vehicle wreck lawyer will fully handle your case to make sure you have the appropriate compensation for your loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an injury comes from the negligent operation of the vehicle, the driver of the vehicle needs to held responsible for the effects of such negligence. Ever since the laws of each state are very different, it is essential to have got a local attorney experienced in vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but also for other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to look at the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, how you can calculate damages, and the best way to offer evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them handle overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest problem is not deficiency of income, but handling the needs from creditors for fast payment. It allows you to make your home providing it is possible to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be expected to live for quite some time beneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should include a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs of the debtor sufficient to allow a creditor to produce a well informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.