We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states have already been harmed by other people inside an accident or as a result of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized when a accidental injury lawyer represents the situation on behalf of a customer with a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clients, the most crucial mandate being to assist them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for a crash or injury at work. When a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed is going to be paid by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is usually compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer that has or possibly is required by law to possess Worker’s Compensation Insurance, and they also will need to have been injured at the job on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited period of time in order to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability of your worker to acquire compensation might be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the amount of claims paid out by their insurance provider. That is why it is essential to have proper legal representation with a qualified injury lawyer to ensure the rights of workers are upheld. With regards to accidental injuries because of a automobile accident, an automobile wreck lawyer will handle your case to ensure you have the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury comes from the negligent operation of any vehicle, the operator of the vehicle must held responsible for the outcomes of such negligence. Since the laws of each and every state are different, it is important to have got a local attorney proficient in vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for other users from the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to check the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few options for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation for those who have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case as they be aware of applicable laws in your local state, the way to calculate damages, and an effective way to provide evidence. To be successful in a accidental injury slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest problem is not lack of income, but coping with the requirements from creditors for fast payment. It enables you to maintain your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan payments. Probably the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will certainly be expected to live for a long time underneath the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Business people and people could also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to create an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.