We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when somebody has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to have already been harmed by somebody else inside an accident or as a result of negligence and who could be held legally liable for such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the truth on the part of a customer in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most important mandate being to help them receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused a car accident or injury at work. Whenever a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be paid by the employer’s insurance. You will find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a company having or perhaps is required by law to obtain Worker’s Compensation Insurance, and they also need to have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is critical while there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability from the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance carrier. This is the reason you should have proper legal representation by a qualified personal injury lawyer so that the rights of employees are upheld. With regards to accidental injury because of a automobile accident, a car wreck lawyer will handle your case to ensure you obtain the appropriate compensation for your loss and suffering due to negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an injury is a result of the negligent operation of any vehicle, the operator of your vehicle must held accountable for the results of the negligence. Since the laws of every state are very different, it is very important have a local attorney proficient in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can start to play a vital role in proving liability in a dog bite case since they are aware of the applicable laws within your local state, the best way to calculate damages, and the simplest way to provide evidence. To become successful inside a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant of the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to set indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not insufficient income, but working with the needs from creditors for immediate payment. It lets you make your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be necessary to live for a long time underneath the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business owners and folks could also use Chapter 11 to look for relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed together with the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to help make an educated decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.