We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when an individual continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody promises to happen to be harmed by someone else in an accident or because of negligence and who can be held legally in charge of such harm. A personal injury case becomes formalized each time a injury lawyer represents the case for a person at a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to assist them to acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at work. Each time a worker has become hurt on job, they could claim compensation off their employer by submitting a work accident claim. If the claim is successful the quantity claimed will probably be covered by the employer’s liability insurance. There are four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of worker’s compensation for workers is normally compulsory together with the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be employed by an employer who may have or perhaps is needed by law to obtain Worker’s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a small period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability of the worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. In the matter of accidental injuries as a result of vehicle accident, a vehicle wreck lawyer will fully handle your case to ensure you receive the appropriate compensation to your loss and suffering as a result of negligence of someone else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident results from the negligent operation of the vehicle, the operator of the vehicle has to held responsible for the consequences of those negligence. Because the laws of every state are very different, it is important to have a local attorney experienced with car accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of your road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider along with the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he might have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in the dog bite case as they be aware of applicable laws within your local state, the way to calculate damages, and the simplest way to provide evidence. To be successful within a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually range between failure to put signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest problem is not insufficient income, but dealing with the requirements from creditors for fast payment. It lets you make your home providing you may spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan repayments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be needed to live for quite some time beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Business people and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to make an informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.