We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states to have already been harmed by someone else in a accident or because of negligence and who might be held legally in charge of such harm. An individual injury case becomes formalized each time a accidental injuries lawyer represents the situation on the part of a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to acquire the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at work. When a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is a winner the total amount claimed will likely be paid by the employer’s liability insurance. There are four varieties of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is often compulsory using the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business who has or perhaps is needed by law to get Worker’s Compensation Insurance, plus they should have been injured at work because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a restricted time period to report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of your worker to receive compensation could be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance firm. For this reason it is important to have proper legal representation by a qualified accidental injuries lawyer so that the rights of workers are upheld. In the matter of injury because of a motor vehicle accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering due to the negligence of somebody else. A car accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a personal injury results from the negligent operation of any vehicle, the driver in the vehicle must held liable for the outcomes of these negligence. Considering that the laws for each state will vary, it is essential to use a local attorney experienced in motor vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for other users of the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and they cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few choices for a successful defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case since they understand the applicable laws inside your local state, how you can calculate damages, and the best way to offer evidence. Just to be successful in the personal injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits take time and effort to win. Factors behind injury usually cover anything from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest problem is not lack of income, but working with the requirements from creditors for fast payment. It allows you to keep your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage payments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be necessary to live for several years beneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business owners and people can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain information about the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to create an educated decision concerning the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.