We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to are already harmed by somebody else inside an accident or because of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized when a injury lawyer represents the case on the part of a person in a civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Every time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be protected by the employer’s insurance. There are actually four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is normally compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer who may have or possibly is essental to law to possess Worker’s Compensation Insurance, plus they must have been injured at work as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a small period of time in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing that the ability of the worker to obtain compensation can be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay suffer from the number of claims paid out by their insurance firm. That is why you should have proper legal representation by way of a qualified accidental injury lawyer so that the rights of employees are upheld. In the case of accidental injuries caused by a motor vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering as a result of negligence of someone else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When a physical injury comes from the negligent operation of a vehicle, the driver in the vehicle needs to held accountable for the results of such negligence. Because the laws of each and every state are different, it is very important use a local attorney experienced in automobile accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for all other users in the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the way it is and achieving a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney can start to play an important role in proving liability inside a dog bite case as they are aware of the applicable laws in your local state, how you can calculate damages, and the best way to present evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest issue is not absence of income, but coping with the needs from creditors for immediate payment. It lets you keep your home providing you may pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you may be expected to live for many years beneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to get relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed using the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to make an informed decision with regards to the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.