We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when someone has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody promises to are already harmed by someone else in an accident or because of negligence and who could be held legally accountable for such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the way it is on behalf of a customer in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clients, the most important mandate being to assist them obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at work. Every time a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed is going to be covered by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be hired by a company who may have or is necessary for law to obtain Worker’s Compensation Insurance, plus they will need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence while there is a restricted period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary between states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability of your worker to get compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay suffer from the amount of claims paid out by their insurance provider. That is why it is essential to have proper legal representation with a qualified injury lawyer to guarantee the rights of employees are upheld. With regards to injury due to a motor vehicle accident, an automobile wreck lawyer will handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When a personal injury results from the negligent operation of your vehicle, the motorist in the vehicle should held liable for the results of those negligence. Because the laws of each and every state are very different, you should have got a local attorney experienced in automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few options for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney may play a vital role in proving liability inside a dog bite case while they understand the applicable laws in your local state, the way to calculate damages, and an effective way to provide evidence. Just to be successful in a personal injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your debts when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them cope with overwhelming debt. However, there are actually long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest concern is not insufficient income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing you are able to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by using all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will certainly be required to live for a long time under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It has to incorporate a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business people and folks may also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of the debtor sufficient allowing a creditor to produce a well informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.