We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states to have been harmed by another person in a accident or because of negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized when a accidental injury lawyer represents the situation on behalf of a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most important mandate being to enable them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused an accident or injury at the job. Every time a worker has become hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be paid by the employerâ€™s insurance. You will find four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of workerâ€™s compensation for workers is normally compulsory with all the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a business who has or perhaps is required by law to obtain Workerâ€™s Compensation Insurance, and so they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a limited time frame in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified for the employer within 30 to 40 days failing in which the ability of the worker to receive compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the number of claims paid out by their insurance firm. This is why it is essential to have proper legal representation by way of a qualified accidental injury lawyer to be sure the rights of employees are upheld. In the case of personal injury caused by a car accident, a vehicle wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a physical injury comes from the negligent operation of your vehicle, the motorist of the vehicle needs to held accountable for the results of those negligence. Ever since the laws of every state are different, it is essential to possess a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however for other users of your road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim requires the motorcycle driverâ€™s insurer and the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few options for an effective defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog ownerâ€™s property insurance provider in case the attack occurred around the insuredâ€™s property. Your dog bite attorney can start to play an important role in proving liability within a dog bite case since they are aware of the applicable laws with your local state, the best way to calculate damages, and the best way to provide evidence. Just to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to place warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but handling the demands from creditors for immediate payment. It permits you to maintain your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan payments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will certainly be expected to live for several years within the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Business people and folks also can use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient allowing a creditor to produce an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties appealing.