We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when someone is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have already been harmed by other people within an accident or due to negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injuries lawyer represents the way it is with respect to a customer with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the most important mandate being to assist them to get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at the office. Each time a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the amount claimed will likely be paid by the employer’s insurance. You can find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a company who has or possibly is needed by law to have Worker’s Compensation Insurance, and they also will need to have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified towards the employer within 30 to 40 days failing that your ability of the worker to acquire compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation from a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the case of personal injury due to a automobile accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a physical injury is a result of the negligent operation of a vehicle, the operator in the vehicle needs to held liable for the effects of these negligence. Because the laws for each state are different, it is essential to have a local attorney experienced in car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to look at the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and these cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options may be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of a dog attack. Dog bites might cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred on the insured’s property. Your dog bite attorney may play an important role in proving liability in a dog bite case as they are aware of the applicable laws within your local state, how to calculate damages, and the best way to provide evidence. To be successful in a injury slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but handling the demands from creditors for fast payment. It enables you to make your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by making use of all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan payments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up needed to live for several years within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business people and individuals could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to produce a well informed decision concerning the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of great interest.