We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody states to are already harmed by another person in an accident or due to negligence and who may be held legally responsible for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the way it is on behalf of a person in a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to help them obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence has caused an accident or injury at the office. Each time a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed is going to be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they have to be utilized by a company that has or maybe required by law to get Worker’s Compensation Insurance, and they need to have been injured at your workplace because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability of the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are affected by the amount of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation by a qualified accidental injuries lawyer so that the rights of personnel are upheld. In the case of injury due to a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering due to the negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and in many cases death. When an injury is a result of the negligent operation of the vehicle, the driver from the vehicle must held responsible for the consequences of such negligence. Since the laws of each state are not the same, it is important to have got a local attorney familiar with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the property owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users of the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and they cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few choices for a successful defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred on the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case while they are aware of the applicable laws with your local state, how to calculate damages, and the best way to present evidence. To be successful in a injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation when you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts instead of liquidation. It is great for those whose biggest issue is not insufficient income, but coping with the needs from creditors for immediate payment. It lets you maintain your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan repayments. One of the more attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will certainly be expected to live for a long time underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a period of time. Business owners and folks may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties appealing.