We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when an individual continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states to are already harmed by someone else within an accident or as a result of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the way it is with respect to a client in a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the main mandate being to enable them to obtain the justice and compensation they can be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence is responsible for a car accident or injury at your workplace. Whenever a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. When the claim is successful the total amount claimed will be protected by the employerâ€™s insurance. There are four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for employees is usually compulsory together with the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by a company that has or is required by law to have Workerâ€™s Compensation Insurance, and they also will need to have been injured at the job due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a small time period in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability in the worker to get compensation can be severely jeopardized. Workers are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance company. This is the reason it is important to have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of employees are upheld. In the matter of injury due to a car accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When an accident results from the negligent operation of a vehicle, the operator of your vehicle needs to held accountable for the consequences of the negligence. Because the laws for each state will vary, you should have a local attorney experienced in motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for other users from the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurer as well as the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider in case the attack occurred about the insuredâ€™s property. Your dog bite attorney can play an important role in proving liability in the dog bite case as they know the applicable laws with your local state, how to calculate damages, and the best way to offer evidence. To become successful in a accidental injuries slip-and-fall lawsuit you should prove they owner or tenant in the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or their debts as an option to liquidation. It is great for those whose biggest problem is not insufficient income, but working with the demands from creditors for immediate payment. It allows you to keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be needed to live for many years within the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Business people and individuals also can use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to produce an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.