We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when a person continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have already been harmed by other people in an accident or as a result of negligence and who may be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the truth on the part of a client with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the job. Whenever a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. When the claim is a winner the amount claimed will probably be covered by the employer’s insurance. You can find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is often compulsory using the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a business having or is needed by law to have Worker’s Compensation Insurance, plus they must have been injured at the job on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a restricted time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability from the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are affected by the volume of claims paid out by their insurance company. For this reason it is very important have proper legal representation from a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. In the matter of personal injury as a result of motor vehicle accident, a car wreck lawyer will represent you to make sure you obtain the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an injury results from the negligent operation of the vehicle, the driver of the vehicle has to held accountable for the consequences of such negligence. Ever since the laws of each state will vary, it is essential to have got a local attorney familiar with car accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to check the situation and having a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states which cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he might have few choices for an effective defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can play an important role in proving liability inside a dog bite case since they know the applicable laws within your local state, the best way to calculate damages, and an effective way to offer evidence. To be successful in a accidental injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range between failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, there are actually long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not absence of income, but coping with the demands from creditors for immediate payment. It allows you to maintain your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by applying all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be expected to live for many years underneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It should feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Company owners and individuals may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties of interest.