We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury develops when an individual has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone claims to are already harmed by someone else within an accident or because of negligence and who might be held legally accountable for such harm. A private injury case becomes formalized whenever a personal injury lawyer represents the case for a person with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the main mandate being to enable them to get the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence has caused a crash or injury at work. Every time a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be protected by the employerâ€™s insurance. You can find four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some type of workerâ€™s compensation for workers is usually compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be utilized by an employer who has or perhaps is needed by law to obtain Workerâ€™s Compensation Insurance, and they also need to have been injured at the office as a result of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is important as there is a limited period of time in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability from the worker to acquire compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay suffer from the volume of claims paid out by their insurance company. That is why it is important to have proper legal representation by way of a qualified injury lawyer to guarantee the rights of workers are upheld. With regards to personal injury because of a automobile accident, a vehicle wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury comes from the negligent operation of any vehicle, the driver of your vehicle must held liable for the outcomes of such negligence. Since the laws of each state are very different, it is important to possess a local attorney experienced in car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users from the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing a personal injury claim involves the motorcycle driverâ€™s insurance company and the at-fault motorist to examine the case and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute he might have few choices for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case while they understand the applicable laws inside your local state, how to calculate damages, and an effective way to provide evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to position indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victimâ€™s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts when you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but handling the needs from creditors for immediate payment. It allows you to maintain your home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan repayments. One of the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be required to live for many years within the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to produce an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.