We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when someone is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody states to have been harmed by other people in a accident or due to negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the case on behalf of a person at the civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clientele, the main mandate being to assist them to acquire the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused any sort of accident or injury at the job. Each time a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will probably be covered by the employer’s insurance. There are actually four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by an employer that has or possibly is essental to law to possess Worker’s Compensation Insurance, and they will need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited time frame in which to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing in which the ability in the worker to receive compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the number of claims paid out by their insurance company. For this reason it is very important have proper legal representation by a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to personal injury due to a car accident, an automobile wreck lawyer will handle your case to ensure you receive the appropriate compensation for your personal loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an accident comes from the negligent operation of any vehicle, the driver in the vehicle needs to held to blame for the outcomes of these negligence. Since the laws of each state will vary, it is important to have got a local attorney proficient in car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all the other users in the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance carrier along with the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If a dog owner is up against a strict liability dog bite statute he could have few selections for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred on the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability in a dog bite case as they know the applicable laws in your local state, the best way to calculate damages, and the best way to provide evidence. To be successful in a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant of the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range from failure to put signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest issue is not deficiency of income, but handling the needs from creditors for fast payment. It enables you to maintain your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan repayments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be necessary to live for a long time within the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to incorporate a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to help make an educated decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.