We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury occurs when someone continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to are already harmed by another person in an accident or due to negligence and who might be held legally liable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the way it is on the part of a customer with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the main mandate being to help them obtain the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence has caused a car accident or injury at your workplace. Every time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed is going to be paid by the employer’s insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is normally compulsory together with the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company that has or possibly is needed by law to have Worker’s Compensation Insurance, plus they must have been injured at work due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability of your worker to acquire compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is the reason it is very important have proper legal representation with a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the case of personal injury as a result of vehicle accident, a vehicle wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and in many cases death. When a physical injury comes from the negligent operation of your vehicle, the motorist of the vehicle has to held responsible for the results of the negligence. Since the laws of each state will vary, it is essential to have a local attorney experienced in car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for other users of the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to look at the truth and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. When a dog owner is confronted by a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred on the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability inside a dog bite case as they know the applicable laws in your local state, the best way to calculate damages, and the best way to offer evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to deal with overwhelming debt. However, you can find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not lack of income, but handling the requirements from creditors for immediate payment. It enables you to keep your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be expected to live for a long time within the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business people and folks also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to produce an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.