We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when someone has been physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states have already been harmed by other people in an accident or because of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the situation on behalf of a person with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to obtain the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for a car accident or injury at the job. Whenever a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed is going to be covered by the employerâ€™s liability insurance. There are actually four kinds of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some form of workerâ€™s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be hired by a company having or is essental to law to obtain Workerâ€™s Compensation Insurance, and so they need to have been injured at your workplace on account of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is an issue while there is a limited time period in which to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident should be notified to the employer within 30 to 40 days failing that your ability in the worker to receive compensation could be severely jeopardized. Workers are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance company. For this reason it is essential to have proper legal representation by a qualified personal injury lawyer to ensure the rights of personnel are upheld. In the case of injury due to a automobile accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation for the loss and suffering because of the negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a physical injury is a result of the negligent operation of any vehicle, the driver in the vehicle should held responsible for the outcomes of those negligence. Considering that the laws for each state will vary, it is important to use a local attorney familiar with car accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner from the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all other users in the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurance carrier as well as the at-fault motorist to check the situation and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is up against a strict liability dog bite statute he may have few choices for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim from the dog ownerâ€™s home insurance provider in case the attack occurred in the insuredâ€™s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case as they be aware of applicable laws inside your local state, the best way to calculate damages, and the most effective way to provide evidence. In order to be successful within a accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s capability to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for those who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts instead of liquidation. It is great for those whose biggest concern is not deficiency of income, but dealing with the demands from creditors for immediate payment. It allows you to make your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate your debt by applying all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as catch up on missed home loan payments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be required to live for many years within the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Business people and individuals could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to help make an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.