We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when a person states to are already harmed by other people within an accident or as a result of negligence and who might be held legally liable for such harm. A private injury case becomes formalized every time a personal injury lawyer represents the case for a customer at a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding the clientele, the most significant mandate being to assist them to receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed with their responsibilities towards them and such negligence has caused a car accident or injury at the job. Every time a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the quantity claimed is going to be covered by the employer’s liability insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for workers is generally compulsory with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be used by an employer who may have or possibly is required by law to obtain Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a restricted period of time to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability in the worker to receive compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why you should have proper legal representation by way of a qualified accidental injuries lawyer to guarantee the rights of staff is upheld. With regards to accidental injuries as a result of vehicle accident, an automobile wreck lawyer will handle your case to ensure you get the appropriate compensation for the loss and suffering due to negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a physical injury results from the negligent operation of any vehicle, the operator of the vehicle must held responsible for the consequences of the negligence. Ever since the laws of every state will vary, it is very important have got a local attorney experienced with motor vehicle accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers however for all other users of your road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the case and getting a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for an excellent defense. More defense options can be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically affected by the trauma. You can pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. Your dog bite attorney can play an important role in proving liability within a dog bite case since they are aware of the applicable laws inside your local state, the way to calculate damages, and the simplest way to show evidence. To become successful in a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them handle overwhelming debt. However, there are long term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest issue is not insufficient income, but coping with the demands from creditors for immediate payment. It allows you to maintain your home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan repayments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be required to live for many years underneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Company owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain information regarding the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties useful.