We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury takes place when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to happen to be harmed by another person within an accident or on account of negligence and who may be held legally responsible for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the way it is on the part of a person at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to get the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused an accident or injury at the office. Each time a worker is hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the quantity claimed is going to be paid by the employer’s insurance. You can find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for employees is normally compulsory using the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by an employer who may have or is needed by law to get Worker’s Compensation Insurance, plus they should have been injured at the office due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is important as there is a limited timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability in the worker to acquire compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the volume of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified accidental injury lawyer so that the rights of workers are upheld. With regards to injury caused by a car accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an injury comes from the negligent operation of the vehicle, the driver of your vehicle has to held liable for the outcomes of those negligence. Considering that the laws of each and every state are very different, you should possess a local attorney experienced with motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users of the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance company and the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case since they know the applicable laws inside your local state, the best way to calculate damages, and the best way to present evidence. To become successful inside a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is perfect for those whose biggest issue is not absence of income, but handling the requirements from creditors for fast payment. It enables you to maintain your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan repayments. One of the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will certainly be expected to live for quite some time beneath the close supervision of the court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must add a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Company owners and people also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to produce a knowledgeable decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.