We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to are already harmed by somebody else in an accident or due to negligence and who may be held legally liable for such harm. A private injury case becomes formalized whenever a accidental injury lawyer represents the situation on behalf of a client at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to enable them to obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Whenever a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will probably be protected by the employerâ€™s insurance. There are actually four types of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of workerâ€™s compensation for workers is often compulsory with all the notable exception of Texas since 2018. There are 2 basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a company who has or possibly is necessary for law to obtain Workerâ€™s Compensation Insurance, plus they will need to have been injured at work because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a restricted time frame in order to report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident has to be notified towards the employer within 30 to 40 days failing that the ability in the worker to get compensation may be severely jeopardized. Personnel are often surprised to understand that employers can dispute a workerâ€™s compensation claim they feel is invalid as the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of staff is upheld. In the matter of injury as a result of automobile accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the operator of the vehicle needs to held responsible for the results of these negligence. Since the laws of each and every state are not the same, it is essential to use a local attorney experienced in automobile accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the company from the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but also for other users from the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing an individual injury claim necessitates the motorcycle driverâ€™s insurance provider as well as the at-fault motorist to evaluate the truth and getting a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog ownerâ€™s home insurance provider when the attack occurred around the insuredâ€™s property. Your dog bite attorney may play a vital role in proving liability in a dog bite case because they be aware of applicable laws in your local state, the way to calculate damages, and the simplest way to present evidence. In order to be successful within a injury slip-and-fall lawsuit you should prove they owner or tenant of your property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long term consequences for individuals who follow this route. Also called the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest concern is not insufficient income, but coping with the requirements from creditors for immediate payment. It permits you to keep your home providing you are able to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed mortgage repayments. Probably the most attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you may be needed to live for a long time underneath the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and people could also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to create a well informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of interest.