We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when someone continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to happen to be harmed by someone else in a accident or due to negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the truth for a customer in a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most important mandate being to assist them receive the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Whenever a worker has been hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed will likely be covered by the employer’s insurance. There are four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for workers is normally compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they must be employed by a business that has or possibly is needed by law to get Worker’s Compensation Insurance, and so they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important as there is a restricted timeframe where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that your ability of the worker to get compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance carrier. This is the reason you should have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of workers are upheld. With regards to personal injury caused by a motor vehicle accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and in many cases death. When an accident results from the negligent operation of any vehicle, the motorist from the vehicle should held accountable for the results of such negligence. Considering that the laws of each and every state are very different, it is important to have a local attorney experienced in car accident compensation care for your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the company of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all the other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without the proper representation, the victim of your motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case since they know the applicable laws with your local state, the best way to calculate damages, and the most effective way to present evidence. To become successful inside a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest concern is not absence of income, but handling the requirements from creditors for immediate payment. It allows you to keep your home providing it is possible to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will end up expected to live for several years underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Company owners and people may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to help make an educated decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of great interest.