We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when somebody continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to have already been harmed by someone else in a accident or as a result of negligence and who could be held legally accountable for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the situation on behalf of a client with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the main mandate being to enable them to acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for any sort of accident or injury at the office. Every time a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be included in the employer’s insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a business that has or is needed by law to have Worker’s Compensation Insurance, and so they will need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a restricted period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability in the worker to acquire compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance company. For this reason you should have proper legal representation from a qualified personal injury lawyer to ensure the rights of staff is upheld. In the matter of personal injury due to a car accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation to your loss and suffering due to negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and also death. When an accident results from the negligent operation of your vehicle, the motorist in the vehicle must held accountable for the results of those negligence. Because the laws of each and every state are not the same, it is very important have got a local attorney proficient in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users in the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute he might have few options for a prosperous defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney may play a crucial role in proving liability within a dog bite case while they are aware of the applicable laws in your local state, how you can calculate damages, and an effective way to present evidence. To be successful in a personal injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to set signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to deal with overwhelming debt. However, there are long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest problem is not lack of income, but dealing with the needs from creditors for immediate payment. It enables you to keep your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage payments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be expected to live for quite some time beneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to add a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business people and individuals may also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to produce an educated decision about the reorganization plan. The Automated Stay supplies a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.