We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when someone continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states to happen to be harmed by another person inside an accident or as a result of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized each time a injury lawyer represents the way it is on behalf of a client at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most important mandate being to help them acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence has caused a car accident or injury at the job. When a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed is going to be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for employees is often compulsory with all the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a business who may have or possibly is necessary for law to get Worker’s Compensation Insurance, plus they will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a small period of time in which to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability of the worker to get compensation might be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the quantity of claims paid out by their insurance provider. This is why it is very important have proper legal representation from a qualified accidental injury lawyer to ensure the rights of workers are upheld. With regards to injury as a result of vehicle accident, a car wreck lawyer will fully handle your case to ensure you have the appropriate compensation for the loss and suffering as a result of negligence of an individual else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury is a result of the negligent operation of any vehicle, the operator of the vehicle has to held to blame for the consequences of the negligence. Considering that the laws of each state are not the same, it is essential to possess a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all the other users in the road. After motorcycle accidents, motorists often state that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to look at the situation and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few selections for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. A dog bite attorney can start to play an important role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, how to calculate damages, and the most effective way to offer evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will need to prove that they owner or tenant from the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed once the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them cope with overwhelming debt. However, there are actually long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest concern is not lack of income, but handling the requirements from creditors for immediate payment. It allows you to maintain your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be needed to live for several years under the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It needs to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors during a period of time. Business owners and people could also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties of interest.