We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody states happen to be harmed by another person in an accident or as a result of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized every time a personal injury lawyer represents the situation on behalf of a person in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to assist them to receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence is responsible for an accident or injury at the office. Each time a worker continues to be hurt on job, they may claim compensation off their employer by submitting a work accident claim. When the claim is a winner the quantity claimed will be paid by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is normally compulsory with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by an employer having or maybe required by law to get Worker’s Compensation Insurance, plus they must have been injured at work on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important because there is a limited period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the number of claims paid out by their insurance firm. That is why you should have proper legal representation with a qualified personal injury lawyer to ensure the rights of workers are upheld. When it comes to personal injury caused by a car accident, a car wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering due to negligence of someone else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the operator of the vehicle should held responsible for the consequences of the negligence. Ever since the laws of each and every state are not the same, it is essential to use a local attorney experienced with vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner of your vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all other users from the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to examine the way it is and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A pet dog bite attorney can start to play an important role in proving liability within a dog bite case since they be aware of applicable laws within your local state, how to calculate damages, and the most effective way to show evidence. To become successful in the accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts in case you have serious financial problems. However, during this process, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest issue is not lack of income, but handling the needs from creditors for fast payment. It allows you to maintain your home providing you can actually pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by using all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to get caught up on missed home loan repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be required to live for a long time underneath the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It should incorporate a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Company owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to produce a knowledgeable decision regarding the reorganization plan. The Automated Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.