We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when a person has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone claims to have been harmed by somebody else in a accident or due to negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the way it is with respect to a customer at the civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most important mandate being to enable them to get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. When a worker has been hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be protected by the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is normally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be used by a business who has or maybe necessary for law to get Worker’s Compensation Insurance, and they also will need to have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a small time frame to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident should be notified towards the employer within 30 to 40 days failing which the ability of your worker to receive compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance provider. This is why you should have proper legal representation by a qualified injury lawyer so that the rights of staff is upheld. In the case of personal injury due to a car accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering because of the negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When a personal injury is a result of the negligent operation of any vehicle, the operator in the vehicle has to held accountable for the effects of these negligence. Since the laws of each and every state are different, it is essential to have got a local attorney experienced in vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for other users of the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. In case a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred about the insured’s property. Your dog bite attorney can play an important role in proving liability in a dog bite case as they are aware of the applicable laws inside your local state, how you can calculate damages, and the best way to present evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range between failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, you can find long-term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest problem is not lack of income, but dealing with the demands from creditors for immediate payment. It lets you maintain your home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will end up necessary to live for a long time within the close supervision of the court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It should feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties of interest.