We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when somebody continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone claims to have already been harmed by someone else in a accident or due to negligence and who might be held legally accountable for such harm. An individual injury case becomes formalized each time a personal injury lawyer represents the way it is on the part of a client at the civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding the clientele, the most significant mandate being to enable them to get the justice and compensation they are lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence has caused a car accident or injury at work. Whenever a worker continues to be hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be paid by the employer’s insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is often compulsory together with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be used by an employer who may have or maybe needed by law to possess Worker’s Compensation Insurance, plus they will need to have been injured at your workplace because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a limited time period in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance provider. This is why you should have proper legal representation by a qualified accidental injury lawyer to ensure the rights of personnel are upheld. In the matter of accidental injuries caused by a vehicle accident, a car wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When an injury comes from the negligent operation of your vehicle, the operator from the vehicle should held responsible for the consequences of these negligence. Considering that the laws for each state will vary, you should possess a local attorney proficient in automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all other users of your road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other variables which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance provider and the at-fault motorist to check the situation and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few selections for a successful defense. More defense options might be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred around the insured’s property. Your dog bite attorney can enjoy an important role in proving liability in a dog bite case since they understand the applicable laws with your local state, how you can calculate damages, and the most effective way to provide evidence. To be successful in a injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you will find long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest problem is not insufficient income, but working with the requirements from creditors for immediate payment. It allows you to keep the home providing you may pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle the debt by using all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts as well as get caught up on missed home loan payments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be needed to live for several years under the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It must incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Companies and people also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and also other business affairs from the debtor sufficient to permit a creditor to make a well informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties appealing.