We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody promises to happen to be harmed by another person inside an accident or because of negligence and who can be held legally in charge of such harm. Your own injury case becomes formalized whenever a personal injury lawyer represents the case with respect to a customer in a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clientele, the main mandate being to assist them acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them etc negligence has caused a crash or injury at the job. Each time a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be covered by the employer’s insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is generally compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they have to be used by a company who may have or perhaps is essental to law to have Worker’s Compensation Insurance, and so they need to have been injured at the job as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted time frame where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability in the worker to obtain compensation may be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay suffer from the quantity of claims paid out by their insurance company. That is why it is very important have proper legal representation by a qualified injury lawyer to guarantee the rights of employees are upheld. With regards to personal injury as a result of automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and in many cases death. When a personal injury is a result of the negligent operation of your vehicle, the driver of your vehicle should held to blame for the consequences of such negligence. Considering that the laws of every state will vary, it is essential to have a local attorney experienced in motor vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner of your vehicle, the lessor, the producer in the vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all other users of your road. After motorcycle accidents, motorists often point out that they did not start to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states which cases can become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few selections for a successful defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider if the attack occurred about the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case because they know the applicable laws inside your local state, how to calculate damages, and the most effective way to present evidence. In order to be successful inside a accidental injuries slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts in case you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you can find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but coping with the demands from creditors for fast payment. It lets you keep the home providing it is possible to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve the debt by making use of all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to get caught up on missed home loan payments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will end up needed to live for quite some time under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business owners and individuals also can use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay provides a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.