We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries develops when somebody has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone states to have been harmed by somebody else in a accident or because of negligence and who could be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injury lawyer represents the way it is for a client at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding the clientele, the main mandate being to assist them acquire the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence is responsible for a crash or injury at the job. Every time a worker has been hurt on job, they may claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the total amount claimed will probably be paid by the employer’s insurance. You can find four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is generally compulsory using the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be hired by a business who has or perhaps is essental to law to possess Worker’s Compensation Insurance, and they also need to have been injured at the office because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability of the worker to obtain compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of employees are upheld. When it comes to accidental injuries due to a car accident, an auto wreck lawyer will represent you to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an accident comes from the negligent operation of a vehicle, the operator in the vehicle should held accountable for the results of those negligence. Ever since the laws of each state are very different, it is important to use a local attorney familiar with motor vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for other users in the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering brought on by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he might have few selections for a successful defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider if the attack occurred around the insured’s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case since they understand the applicable laws with your local state, the way to calculate damages, and the simplest way to present evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range between failure to put warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot everyday sort of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts rather than liquidation. It is ideal for those whose biggest dilemma is not insufficient income, but handling the requirements from creditors for fast payment. It lets you make your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed mortgage repayments. Probably the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will end up expected to live for many years under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It needs to incorporate a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to retain the business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs from the debtor sufficient to allow a creditor to make a knowledgeable decision about the reorganization plan. The Automated Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of great interest.