We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when a person is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to have already been harmed by someone else inside an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the case for a person with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to assist them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed in their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Whenever a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed is going to be included in the employer’s liability insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is often compulsory with all the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer having or maybe essental to law to possess Worker’s Compensation Insurance, plus they must have been injured at the office on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important as there is a limited time frame to report the accident or incident in order to claim benefits. Deadlines vary among states nevertheless in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability of your worker to obtain compensation can be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the volume of claims paid out by their insurance firm. This is the reason it is essential to have proper legal representation by way of a qualified accidental injury lawyer to ensure the rights of personnel are upheld. When it comes to accidental injury as a result of vehicle accident, an auto wreck lawyer will represent you to make sure you obtain the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a personal injury is a result of the negligent operation of the vehicle, the driver in the vehicle has to held responsible for the outcomes of these negligence. Considering that the laws of each state will vary, it is very important possess a local attorney proficient in car accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the property owner of your vehicle, the lessor, the maker of your vehicle, parts, or tires, or perhaps the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few options for an excellent defense. More defense options can be for sale in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites may cause serious injuries and perhaps, victims can also be psychologically afflicted with the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case while they be aware of applicable laws in your local state, the way to calculate damages, and the most effective way to provide evidence. To be successful in the accidental injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to put indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest problem is not insufficient income, but coping with the needs from creditors for fast payment. It lets you keep the home providing you can actually pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed home loan repayments. One of the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be required to live for quite some time beneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It has to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a duration of time. Company owners and folks can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to produce a well informed decision about the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties of interest.