We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to have been harmed by another person in a accident or because of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized each time a personal injury lawyer represents the situation for a customer at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to acquire the justice and compensation they can be lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for an accident or injury at the job. When a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the total amount claimed will probably be paid by the employer’s insurance. There are four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some sort of worker’s compensation for workers is normally compulsory with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by a business who has or is essental to law to obtain Worker’s Compensation Insurance, and they should have been injured at your workplace due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a restricted timeframe to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing that the ability of the worker to receive compensation can be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance provider. That is why you should have proper legal representation by way of a qualified accidental injury lawyer so that the rights of staff is upheld. When it comes to accidental injury due to a automobile accident, an automobile wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When an injury results from the negligent operation of any vehicle, the operator of your vehicle must held to blame for the outcomes of the negligence. Considering that the laws of every state are different, it is essential to have got a local attorney experienced in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the homeowner of your vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider as well as the at-fault motorist to examine the situation and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. If your dog owner is up against a strict liability dog bite statute he could have few choices for a successful defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims may also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can start to play an important role in proving liability inside a dog bite case as they are aware of the applicable laws inside your local state, the way to calculate damages, and the best way to provide evidence. To be successful in the injury slip-and-fall lawsuit you will have to prove that they owner or tenant from the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to place signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations when you have serious financial problems. However, along the way, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or their debts as an alternative to liquidation. It is fantastic for those whose biggest concern is not insufficient income, but coping with the requirements from creditors for fast payment. It enables you to make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will be required to live for a long time within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors over a duration of time. Business people and folks also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed with the court. The disclosure must contain information regarding the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to help make an educated decision about the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties appealing.