We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when a person has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to are already harmed by other people in an accident or on account of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the way it is with respect to a person in a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most crucial mandate being to help them get the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Each time a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed will likely be covered by the employer’s liability insurance. You will find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is usually compulsory together with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by a business having or is required by law to possess Worker’s Compensation Insurance, plus they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important as there is a restricted period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident must be notified towards the employer within 30 to 40 days failing in which the ability in the worker to obtain compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are affected by the quantity of claims paid out by their insurance company. This is why it is essential to have proper legal representation from a qualified accidental injury lawyer to ensure the rights of staff is upheld. When it comes to personal injury because of a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you have the appropriate compensation for your personal loss and suffering as a result of negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and in many cases death. When an injury comes from the negligent operation of any vehicle, the motorist of your vehicle should held to blame for the consequences of such negligence. Ever since the laws of each state are very different, you should use a local attorney experienced with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often state that they failed to view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If a dog owner is up against a strict liability dog bite statute this individual have few selections for an effective defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability in a dog bite case since they understand the applicable laws inside your local state, the best way to calculate damages, and an effective way to offer evidence. In order to be successful in a personal injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to position signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your debts when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is ideal for those whose biggest concern is not insufficient income, but handling the requirements from creditors for fast payment. It lets you make your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts and to get caught up on missed home loan repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will be necessary to live for several years under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It should incorporate a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a duration of time. Company owners and individuals may also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs in the debtor sufficient allowing a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.