We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when a person has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states to happen to be harmed by other people in an accident or because of negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized every time a accidental injuries lawyer represents the situation for a person with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to help them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and such negligence has caused a crash or injury at the office. Whenever a worker has been hurt on job, they could claim compensation off their employer by submitting a work accident claim. When the claim is successful the quantity claimed will probably be covered by the employerâ€™s liability insurance. There are actually four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of workerâ€™s compensation for employees is generally compulsory with the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they should be utilized by a business who may have or is required by law to possess Workerâ€™s Compensation Insurance, and so they must have been injured at work due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited period of time to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability of your worker to receive compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid for the reason that rates they pay are influenced by the amount of claims paid out by their insurance carrier. This is why it is very important have proper legal representation with a qualified accidental injury lawyer to be sure the rights of staff is upheld. When it comes to personal injury because of a automobile accident, an automobile wreck lawyer will represent you to ensure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. A car accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a personal injury comes from the negligent operation of any vehicle, the operator from the vehicle needs to held to blame for the effects of those negligence. Because the laws of every state are very different, it is important to have a local attorney familiar with automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers but for all other users of your road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurer and the at-fault motorist to look at the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be obtainable in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can even be psychologically affected by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s home insurance provider if the attack occurred around the insuredâ€™s property. A pet dog bite attorney can play a crucial role in proving liability in the dog bite case as they be aware of applicable laws within your local state, how to calculate damages, and the most effective way to offer evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are difficult to win. Reasons for injury usually range from failure to put signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, there are long-term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest concern is not insufficient income, but coping with the requirements from creditors for fast payment. It permits you to keep the home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by utilizing all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage repayments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you may be expected to live for quite some time underneath the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It must include a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors over a duration of time. Business people and people could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to permit a creditor to create an informed decision regarding the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.