We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when someone is physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states happen to be harmed by other people inside an accident or due to negligence and who could be held legally responsible for such harm. A personal injury case becomes formalized whenever a accidental injury lawyer represents the truth for a person with a civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. Whenever a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is successful the exact amount claimed will be included in the employer’s liability insurance. You will find four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for employees is generally compulsory together with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be used by a company who may have or is necessary for law to get Worker’s Compensation Insurance, plus they need to have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is important as there is a restricted timeframe to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability from the worker to get compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the number of claims paid out by their insurance provider. That is why you should have proper legal representation by way of a qualified injury lawyer to ensure the rights of personnel are upheld. When it comes to personal injury because of a car accident, an automobile wreck lawyer will represent you to make sure you obtain the appropriate compensation for your loss and suffering due to the negligence of an individual else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an accident comes from the negligent operation of your vehicle, the driver of the vehicle has to held responsible for the consequences of these negligence. Because the laws for each state are not the same, you should possess a local attorney familiar with car accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but for all the other users from the road. After motorcycle accidents, motorists often state that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few selections for an excellent defense. More defense options could be available in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation when you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can even be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred in the insured’s property. Your dog bite attorney can play a crucial role in proving liability in a dog bite case as they know the applicable laws within your local state, how you can calculate damages, and an effective way to provide evidence. To be successful within a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them manage overwhelming debt. However, there are long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not absence of income, but coping with the demands from creditors for fast payment. It permits you to keep your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be necessary to live for several years beneath the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It should include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs of your debtor sufficient allowing a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to not be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties useful.