We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when an individual has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have already been harmed by other people within an accident or because of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized when a injury lawyer represents the way it is for a customer at the civil court proceeding. There are several duties a personal injury lawyer performs in aiding the clientele, the most important mandate being to assist them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at the office. Whenever a worker has been hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will likely be protected by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for employees is often compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a business who may have or possibly is necessary for law to get Worker’s Compensation Insurance, and they will need to have been injured at the job because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a small period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability in the worker to receive compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay suffer from the quantity of claims paid out by their insurance company. That is why you should have proper legal representation by a qualified accidental injury lawyer to ensure the rights of personnel are upheld. With regards to injury due to a motor vehicle accident, a car wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of someone else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident results from the negligent operation of any vehicle, the operator in the vehicle should held liable for the outcomes of such negligence. Since the laws of each state are different, it is important to use a local attorney familiar with car accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer along with the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he might have few options for an effective defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation for those who have been the victim of a dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney can start to play an important role in proving liability within a dog bite case since they be aware of applicable laws with your local state, the way to calculate damages, and the best way to present evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest problem is not insufficient income, but dealing with the demands from creditors for fast payment. It enables you to keep your home providing it is possible to pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage repayments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be needed to live for quite some time beneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors over a period of time. Companies and folks could also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to produce a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.