We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when a person has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have already been harmed by another person in a accident or because of negligence and who can be held legally accountable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the situation on behalf of a person with a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their clientele, the most important mandate being to assist them receive the justice and compensation they are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at the job. Whenever a worker is hurt on job, they may claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed is going to be included in the employer’s insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is usually compulsory using the notable exception of Texas at the time of 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a business that has or possibly is needed by law to possess Worker’s Compensation Insurance, plus they should have been injured at the office due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a limited time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary among states but also in most states, the incident needs to be notified towards the employer within 30 to 40 days failing which the ability in the worker to get compensation might be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the amount of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by a qualified injury lawyer to guarantee the rights of personnel are upheld. In the case of accidental injury because of a car accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering as a result of negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a physical injury comes from the negligent operation of your vehicle, the driver of your vehicle must held responsible for the results of such negligence. Since the laws of every state are not the same, it is important to have a local attorney experienced with motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner from the vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users in the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurer and the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few options for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and in some cases, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in the event the attack occurred on the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability inside a dog bite case since they know the applicable laws inside your local state, how to calculate damages, and the most effective way to present evidence. To be successful within a personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial situation when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not absence of income, but working with the demands from creditors for immediate payment. It allows you to keep the home providing you can actually pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to resolve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up necessary to live for many years under the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It should incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Business people and individuals could also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to produce a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or other parties of great interest.