We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury occurs when somebody has been physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to are already harmed by other people inside an accident or because of negligence and who can be held legally liable for such harm. A private injury case becomes formalized when a injury lawyer represents the way it is on behalf of a customer at a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the most important mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Whenever a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. In the event the claim is a winner the amount claimed is going to be covered by the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for employees is generally compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be hired by a business who has or possibly is essental to law to have Workerâ€™s Compensation Insurance, plus they should have been injured at your workplace due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a small period of time to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of your worker to get compensation may be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance carrier. This is why you should have proper legal representation by a qualified accidental injury lawyer so that the rights of employees are upheld. When it comes to injury because of a car accident, an automobile wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When an accident results from the negligent operation of any vehicle, the driver in the vehicle should held liable for the outcomes of such negligence. Because the laws of each state are very different, it is very important have a local attorney experienced with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the homeowner from the vehicle, the lessor, the maker of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all other users from the road. After motorcycle accidents, motorists often claim that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance company as well as the at-fault motorist to examine the truth and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s property insurance provider if the attack occurred on the insuredâ€™s property. A dog bite attorney can enjoy a vital role in proving liability in a dog bite case since they be aware of applicable laws with your local state, the best way to calculate damages, and the most effective way to offer evidence. To be successful inside a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually cover anything from failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them deal with overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all their debts as an alternative to liquidation. It is ideal for those whose biggest issue is not lack of income, but handling the demands from creditors for fast payment. It enables you to keep the home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to resolve your debt by applying all disposable income for the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will be needed to live for many years within the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It must add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Company owners and folks can also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs in the debtor sufficient to enable a creditor to make a well informed decision about the reorganization plan. The Automated Stay offers a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.