We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries takes place when someone has become physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when somebody promises to are already harmed by another person in an accident or because of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized each time a injury lawyer represents the situation on behalf of a person at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the most significant mandate being to assist them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. When a worker has been hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be covered by the employer’s liability insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is often compulsory with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be hired by an employer having or perhaps is needed by law to obtain Worker’s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a limited time period to report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing that your ability of your worker to acquire compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are affected by the volume of claims paid out by their insurance company. That is why you should have proper legal representation from a qualified injury lawyer to guarantee the rights of employees are upheld. When it comes to personal injury as a result of motor vehicle accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to negligence of an individual else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the operator in the vehicle should held responsible for the results of such negligence. Since the laws of every state are very different, it is important to use a local attorney familiar with car accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for other users in the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to hold negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to evaluate the case and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You can pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A dog bite attorney may play an important role in proving liability in a dog bite case because they are aware of the applicable laws inside your local state, the best way to calculate damages, and the simplest way to present evidence. In order to be successful within a injury slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is normally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your financial situation if you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them handle overwhelming debt. However, there are long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest issue is not lack of income, but handling the demands from creditors for immediate payment. It permits you to keep your home providing it is possible to spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan payments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home could be a great relief, you may be needed to live for many years under the close supervision of the court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It should include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to help make an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.