We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when somebody is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone claims to happen to be harmed by another person within an accident or due to negligence and who could be held legally liable for such harm. Your own injury case becomes formalized when a injury lawyer represents the way it is for a client at the civil court proceeding. There are several duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to get the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence is responsible for a car accident or injury at the office. Whenever a worker has become hurt on job, they can claim compensation off their employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be covered by the employer’s liability insurance. There are four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for employees is normally compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be hired by a company who may have or possibly is essental to law to have Worker’s Compensation Insurance, and so they will need to have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important while there is a small timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of the worker to get compensation might be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the number of claims paid out by their insurance carrier. For this reason you should have proper legal representation by a qualified injury lawyer so that the rights of personnel are upheld. With regards to injury due to a motor vehicle accident, an auto wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and in many cases death. When a physical injury is a result of the negligent operation of a vehicle, the motorist from the vehicle needs to held responsible for the effects of these negligence. Because the laws of each state are different, it is essential to have got a local attorney experienced in automobile accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users in the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few choices for an excellent defense. More defense options can be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can play an important role in proving liability in the dog bite case because they know the applicable laws inside your local state, how you can calculate damages, and the best way to show evidence. In order to be successful in the accidental injury slip-and-fall lawsuit you should prove that they can owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Reasons for injury usually range from failure to place signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them cope with overwhelming debt. However, there are long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest dilemma is not absence of income, but coping with the requirements from creditors for fast payment. It enables you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to get caught up on missed mortgage repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will be expected to live for quite some time beneath the close supervision of your court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Company owners and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to create an informed decision concerning the reorganization plan. The Automated Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.