We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when a person has become physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to have been harmed by another person in an accident or due to negligence and who may be held legally in charge of such harm. A private injury case becomes formalized when a accidental injuries lawyer represents the truth on behalf of a client at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the most crucial mandate being to help them acquire the justice and compensation they can be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the amount claimed will be paid by the employer’s liability insurance. You will find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is often compulsory with all the notable exception of Texas at the time of 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer who may have or possibly is needed by law to get Worker’s Compensation Insurance, and they also should have been injured at the office on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is important because there is a small period of time to report the accident or incident in order to claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing in which the ability of the worker to receive compensation may be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance carrier. This is why it is very important have proper legal representation with a qualified personal injury lawyer to ensure the rights of staff is upheld. In the matter of personal injury because of a car accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering due to the negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a physical injury comes from the negligent operation of the vehicle, the motorist of your vehicle has to held liable for the outcomes of such negligence. Because the laws of each and every state are very different, you should possess a local attorney proficient in motor vehicle accident compensation deal with your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all other users of your road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance provider and also the at-fault motorist to look at the situation and having a claims adjuster offer some compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he may have few options for an effective defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred on the insured’s property. Your dog bite attorney can start to play a vital role in proving liability within a dog bite case as they are aware of the applicable laws with your local state, the way to calculate damages, and the best way to show evidence. To be successful within a personal injury slip-and-fall lawsuit you should prove they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not absence of income, but handling the requirements from creditors for fast payment. It enables you to maintain your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate the debt by applying all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed mortgage repayments. One of the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your property might be a great relief, you may be needed to live for a long time underneath the close supervision of any court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must feature a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Business people and people can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to make an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.