We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when someone is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when somebody claims to are already harmed by somebody else inside an accident or on account of negligence and who may be held legally liable for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the truth on behalf of a customer at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most crucial mandate being to enable them to receive the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them etc negligence has caused a crash or injury at your workplace. Every time a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will likely be included in the employer’s liability insurance. You can find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is often compulsory using the notable exception of Texas since 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they have to be employed by a company who may have or perhaps is essental to law to possess Worker’s Compensation Insurance, plus they should have been injured at the office on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability from the worker to get compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance provider. For this reason it is essential to have proper legal representation by way of a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the case of accidental injury caused by a vehicle accident, an automobile wreck lawyer will represent you to ensure you have the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a personal injury is a result of the negligent operation of your vehicle, the motorist in the vehicle has to held accountable for the effects of such negligence. Because the laws of each state are very different, it is essential to have got a local attorney familiar with vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If your dog owner is confronted by a strict liability dog bite statute he might have few alternatives for an effective defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s home insurance provider in the event the attack occurred around the insured’s property. A dog bite attorney may play an important role in proving liability in a dog bite case while they know the applicable laws inside your local state, how to calculate damages, and the most effective way to show evidence. To be successful in a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually cover anything from failure to position warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is great for those whose biggest issue is not deficiency of income, but working with the needs from creditors for fast payment. It allows you to keep your home providing it is possible to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan repayments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will be required to live for a long time underneath the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Business people and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed using the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs from the debtor sufficient to permit a creditor to create a knowledgeable decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.