We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody claims to happen to be harmed by another person inside an accident or due to negligence and who may be held legally in charge of such harm. An individual injury case becomes formalized every time a accidental injury lawyer represents the way it is on the part of a person in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the main mandate being to enable them to acquire the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused any sort of accident or injury at the job. Each time a worker has been hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed will likely be covered by the employer’s insurance. There are actually four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for employees is often compulsory with the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they must be used by a company having or perhaps is needed by law to have Worker’s Compensation Insurance, and they also should have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is critical as there is a limited time period where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified to the employer within 30 to 40 days failing that the ability from the worker to acquire compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is why it is important to have proper legal representation with a qualified accidental injuries lawyer to ensure the rights of employees are upheld. When it comes to personal injury as a result of car accident, an automobile wreck lawyer will handle your case to make sure you get the appropriate compensation for your personal loss and suffering due to the negligence of somebody else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a physical injury comes from the negligent operation of your vehicle, the driver in the vehicle has to held accountable for the results of these negligence. Ever since the laws for each state are not the same, it is very important have a local attorney proficient in automobile accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but for other users of your road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. If a dog owner is up against a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options can be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred around the insured’s property. A pet dog bite attorney can start to play a vital role in proving liability inside a dog bite case since they are aware of the applicable laws within your local state, how to calculate damages, and an effective way to present evidence. Just to be successful in a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you can find long term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts instead of liquidation. It is great for those whose biggest issue is not absence of income, but coping with the requirements from creditors for immediate payment. It allows you to keep your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to solve the debt by using all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed mortgage payments. Probably the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your home may be a great relief, you may be needed to live for several years underneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a period of time. Company owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs from the debtor sufficient to enable a creditor to create a knowledgeable decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of great interest.