We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when an individual has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by other people in an accident or as a result of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized every time a accidental injuries lawyer represents the truth on the part of a client at a civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most significant mandate being to help them acquire the justice and compensation they may be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. Whenever a worker has become hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will probably be included in the employer’s insurance. You will find four varieties of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is usually compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by a company that has or possibly is necessary for law to get Worker’s Compensation Insurance, and they should have been injured at work because of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is an issue as there is a small time frame to report the accident or incident to be able to claim benefits. Deadlines vary between states nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability from the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay suffer from the amount of claims paid out by their insurance firm. That is why you should have proper legal representation by way of a qualified injury lawyer to be sure the rights of personnel are upheld. When it comes to accidental injuries due to a car accident, a vehicle wreck lawyer will handle your case to ensure you receive the appropriate compensation for the loss and suffering due to negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and even death. When an injury comes from the negligent operation of your vehicle, the driver of the vehicle has to held liable for the consequences of these negligence. Considering that the laws of each state are not the same, it is important to use a local attorney proficient in motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner from the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often say that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider and the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases can become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few selections for a prosperous defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims may also be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in the dog bite case since they are aware of the applicable laws within your local state, how you can calculate damages, and the simplest way to offer evidence. To become successful within a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to set indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe for those who have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them handle overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest problem is not absence of income, but coping with the needs from creditors for immediate payment. It lets you make your home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage payments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will certainly be necessary to live for a long time beneath the close supervision of the court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should add a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business people and folks also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to make an informed decision concerning the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of interest.