We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury occurs when an individual continues to be physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to are already harmed by another person inside an accident or as a result of negligence and who can be held legally accountable for such harm. Your own injury case becomes formalized each time a injury lawyer represents the truth for a person at the civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clients, the main mandate being to enable them to obtain the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence has caused a car accident or injury at your workplace. Whenever a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. If the claim is successful the total amount claimed will be covered by the employer’s liability insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is normally compulsory with the notable exception of Texas since 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be utilized by an employer that has or perhaps is essental to law to obtain Worker’s Compensation Insurance, plus they need to have been injured at your workplace due to their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is of the essence as there is a limited time period where you can report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability in the worker to obtain compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance company. That is why you should have proper legal representation with a qualified accidental injury lawyer so that the rights of employees are upheld. With regards to accidental injury due to a vehicle accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of an individual else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an injury results from the negligent operation of your vehicle, the operator in the vehicle needs to held to blame for the effects of those negligence. Because the laws of each and every state will vary, you should possess a local attorney familiar with automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to look at the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and they cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few choices for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically afflicted with the trauma. It is possible to pursue an insurance claim versus the dog owner’s property insurance provider when the attack occurred around the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability in a dog bite case as they be aware of applicable laws inside your local state, how to calculate damages, and the most effective way to provide evidence. In order to be successful inside a accidental injury slip-and-fall lawsuit you will need to prove that they can owner or tenant of your property was negligent in some action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range between failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your debts when you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to deal with overwhelming debt. However, you will find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but working with the requirements from creditors for immediate payment. It lets you keep your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts as well as to catch up on missed home loan repayments. Just about the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you may be required to live for quite some time within the close supervision of any court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to include a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors over a period of time. Business owners and folks could also use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of the debtor sufficient to permit a creditor to produce an educated decision about the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.