We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when somebody has become physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone states to are already harmed by other people in an accident or because of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the way it is with respect to a person in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their customers, the most important mandate being to help them get the justice and compensation they are lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them etc negligence has caused a car accident or injury at work. Each time a worker continues to be hurt on job, they could claim compensation from the employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be paid by the employerâ€™s insurance. You will find four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for employees is generally compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they ought to be utilized by a company who has or possibly is essental to law to obtain Workerâ€™s Compensation Insurance, plus they should have been injured at the office as a result of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a limited period of time to report the accident or incident to be able to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability in the worker to receive compensation can be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are influenced by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation with a qualified injury lawyer to be sure the rights of employees are upheld. With regards to personal injury caused by a vehicle accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering because of the negligence of somebody else. A car accident are unable to only cause physical damage, but may result in life long injuries, immobility, lack of employment, and even death. When an accident is a result of the negligent operation of your vehicle, the motorist in the vehicle must held to blame for the effects of such negligence. Ever since the laws of each state are not the same, it is important to possess a local attorney proficient in motor vehicle accident compensation deal with your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of your vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users of the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a personal injury claim necessitates the motorcycle driverâ€™s insurance provider and the at-fault motorist to check the case and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and these cases can be quite complex. If your dog owner is faced with a strict liability dog bite statute he could have few choices for an excellent defense. More defense options could be available in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation if you have been the victim of the dog attack. Dog bites can cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s home insurance provider if the attack occurred around the insuredâ€™s property. Your dog bite attorney may play a vital role in proving liability within a dog bite case since they know the applicable laws in your local state, how to calculate damages, and an effective way to present evidence. Just to be successful inside a injury slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court plus a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to set indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your debts if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them cope with overwhelming debt. However, you will find long-term consequences for people who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest problem is not deficiency of income, but handling the needs from creditors for immediate payment. It allows you to keep your home providing you are able to pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed mortgage payments. One of the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you will certainly be necessary to live for many years underneath the close supervision of any court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed decide to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Companies and people also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs of the debtor sufficient allowing a creditor to help make a knowledgeable decision about the reorganization plan. The Automatic Stay provides a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.