We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury develops when an individual continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states are already harmed by another person in an accident or because of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized whenever a accidental injuries lawyer represents the truth for a customer at a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to assist them obtain the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them etc negligence has caused an accident or injury at the office. Each time a worker continues to be hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is a winner the quantity claimed is going to be protected by the employer’s insurance. There are four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of worker’s compensation for workers is usually compulsory with all the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a company who has or possibly is essental to law to get Worker’s Compensation Insurance, plus they will need to have been injured at the job because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence because there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary between states however in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability from the worker to get compensation might be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance firm. That is why it is essential to have proper legal representation by a qualified accidental injury lawyer to guarantee the rights of staff is upheld. In the matter of injury because of a automobile accident, a vehicle wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering as a result of negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When an accident is a result of the negligent operation of your vehicle, the driver from the vehicle must held to blame for the effects of those negligence. Considering that the laws of every state are not the same, it is important to use a local attorney familiar with automobile accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who could be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has grown substantially. Additional factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance carrier along with the at-fault motorist to evaluate the case and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few options for a prosperous defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim versus the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A pet dog bite attorney can enjoy a vital role in proving liability inside a dog bite case as they know the applicable laws within your local state, how you can calculate damages, and the simplest way to provide evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove they owner or tenant of the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve your debts for those who have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you can find long-term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is ideal for those whose biggest issue is not absence of income, but working with the demands from creditors for immediate payment. It allows you to maintain your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle your debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house may be a great relief, you may be needed to live for several years beneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It must feature a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Companies and people may also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs in the debtor sufficient to allow a creditor to create an educated decision regarding the reorganization plan. The Automated Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are never to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of great interest.