We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injuries occurs when an individual has become physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states happen to be harmed by another person inside an accident or on account of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized when a personal injury lawyer represents the truth for a customer in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding their customers, the most important mandate being to help them get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence has caused a crash or injury at work. When a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In case the claim is successful the total amount claimed will likely be paid by the employer’s liability insurance. You will find four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is often compulsory with the notable exception of Texas since 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be hired by a company who has or perhaps is necessary for law to get Worker’s Compensation Insurance, and so they need to have been injured at your workplace because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is of the essence because there is a small period of time in which to report the accident or incident as a way to claim benefits. Deadlines vary among states however in most states, the incident needs to be notified towards the employer within 30 to 40 days failing that the ability in the worker to get compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the amount of claims paid out by their insurance provider. That is why you should have proper legal representation from a qualified accidental injuries lawyer to ensure the rights of employees are upheld. With regards to injury because of a vehicle accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your personal loss and suffering due to negligence of somebody else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a physical injury comes from the negligent operation of any vehicle, the operator of the vehicle has to held responsible for the outcomes of these negligence. Ever since the laws of each state will vary, you should use a local attorney familiar with motor vehicle accident compensation take care of your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the maker in the vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for other users of your road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance carrier and the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few selections for an effective defense. More defense options could be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation if you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. You are able to pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred around the insured’s property. Your dog bite attorney can play a crucial role in proving liability within a dog bite case as they be aware of applicable laws inside your local state, the way to calculate damages, and the simplest way to show evidence. To become successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court as well as a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to place indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation in case you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all their debts as an option to liquidation. It is perfect for those whose biggest concern is not deficiency of income, but handling the requirements from creditors for fast payment. It permits you to make your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve the debt by using all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed home loan payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will certainly be required to live for a long time beneath the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization want to keep the business operational while repaying creditors during a period of time. Company owners and people can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to produce an informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties useful.