We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when a person continues to be physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to happen to be harmed by other people in an accident or due to negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized when a personal injury lawyer represents the case with respect to a customer at a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them to get the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and the like negligence has caused any sort of accident or injury at your workplace. Whenever a worker continues to be hurt on job, they may claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will probably be paid by the employerâ€™s insurance. You can find four varieties of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for employees is usually compulsory using the notable exception of Texas at the time of 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a business having or possibly is essental to law to get Workerâ€™s Compensation Insurance, plus they should have been injured at the job due to their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is important while there is a small period of time to report the accident or incident so that you can claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing which the ability in the worker to receive compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is very important have proper legal representation from a qualified accidental injuries lawyer so that the rights of workers are upheld. In the case of injury due to a motor vehicle accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation for your personal loss and suffering due to negligence of an individual else. A car accident can not only cause physical damage, but may lead to life long injuries, immobility, loss in employment, as well as death. When a physical injury is a result of the negligent operation of your vehicle, the motorist of the vehicle needs to held liable for the outcomes of the negligence. Ever since the laws of each and every state are different, you should have a local attorney familiar with car accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the owner of your vehicle, the lessor, the producer of the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers but for all of the other users from the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to evaluate the way it is and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. When a dog owner is confronted with a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically afflicted with the trauma. You can pursue an insurance claim up against the dog ownerâ€™s property insurance provider in case the attack occurred around the insuredâ€™s property. Your dog bite attorney can start to play an important role in proving liability in a dog bite case while they are aware of the applicable laws with your local state, the best way to calculate damages, and an effective way to offer evidence. Just to be successful within a accidental injury slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is normally only filed when the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to position signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them cope with overwhelming debt. However, you can find long term consequences for individuals who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts as an option to liquidation. It is great for those whose biggest issue is not absence of income, but coping with the requirements from creditors for immediate payment. It permits you to keep the home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan payments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be expected to live for a long time under the close supervision of your court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a period of time. Company owners and individuals also can use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed using the court. The disclosure must contain all information regarding the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to make a well informed decision concerning the reorganization plan. The Automatic Stay gives a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.