We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury takes place when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have already been harmed by somebody else within an accident or on account of negligence and who could be held legally in charge of such harm. A private injury case becomes formalized when a personal injury lawyer represents the way it is with respect to a client with a civil court proceeding. There are many duties a private injury lawyer performs in aiding their clientele, the most crucial mandate being to help them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at work. Each time a worker continues to be hurt on job, they may claim compensation from the employer by submitting a work accident claim. If the claim is a winner the quantity claimed will likely be protected by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is normally compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they must be utilized by a business who has or perhaps is necessary for law to obtain Worker’s Compensation Insurance, and so they need to have been injured at work due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains due to handling materials. When a worker has suffered a work-related injury or illness time is an issue because there is a limited time period to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of your worker to get compensation can be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance firm. For this reason you should have proper legal representation by way of a qualified accidental injuries lawyer to ensure the rights of staff is upheld. With regards to accidental injuries because of a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering due to negligence of somebody else. An automobile accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a personal injury comes from the negligent operation of any vehicle, the operator in the vehicle should held accountable for the effects of such negligence. Ever since the laws of each and every state are very different, it is very important have a local attorney familiar with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, or even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to keep negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing a personal injury claim necessitates the motorcycle driver’s insurance company and also the at-fault motorist to evaluate the case and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few selections for an effective defense. More defense options might be offered in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites may cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim up against the dog owner’s property insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can start to play a crucial role in proving liability inside a dog bite case while they be aware of applicable laws inside your local state, the best way to calculate damages, and an effective way to show evidence. To become successful inside a injury slip-and-fall lawsuit you will need to prove that they owner or tenant of your property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to set signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s ability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations for those who have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them deal with overwhelming debt. However, you can find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or a bunch of their debts as an alternative to liquidation. It is great for those whose biggest problem is not deficiency of income, but handling the demands from creditors for fast payment. It lets you maintain your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to get caught up on missed home loan payments. One of the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be expected to live for a long time under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must add a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business people and individuals can also use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs of your debtor sufficient to enable a creditor to make a well informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties of interest.