We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury takes place when someone has been physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when someone claims to happen to be harmed by someone else inside an accident or due to negligence and who can be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the truth on behalf of a customer with a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most significant mandate being to enable them to obtain the justice and compensation they are lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for a crash or injury at the office. When a worker has been hurt on job, they can claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will probably be protected by the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of worker’s compensation for employees is usually compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they should be employed by an employer having or maybe necessary for law to get Worker’s Compensation Insurance, and they also must have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is critical as there is a limited time period to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident has to be notified to the employer within 30 to 40 days failing that the ability of the worker to obtain compensation can be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid as the rates they pay are affected by the number of claims paid out by their insurance company. For this reason it is important to have proper legal representation with a qualified personal injury lawyer so that the rights of workers are upheld. In the case of accidental injuries due to a motor vehicle accident, a car wreck lawyer will handle your case to ensure you get the appropriate compensation for the loss and suffering because of the negligence of someone else. A vehicle accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a physical injury comes from the negligent operation of your vehicle, the operator of your vehicle should held accountable for the effects of such negligence. Ever since the laws for each state will vary, it is important to have a local attorney familiar with motor vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however, for other users from the road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers liable for loss and suffering brought on by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer and the at-fault motorist to check the way it is and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. If your dog owner is confronted by a strict liability dog bite statute he may have few alternatives for a successful defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. You are able to pursue an insurance claim against the dog owner’s property insurance provider when the attack occurred in the insured’s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case as they be aware of applicable laws with your local state, how you can calculate damages, and an effective way to provide evidence. To be successful within a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant of your property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually vary from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your debts for those who have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not lack of income, but dealing with the needs from creditors for fast payment. It allows you to maintain your home providing it is possible to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed home loan payments. One of the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up needed to live for several years within the close supervision of your court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must develop a repayment schedule within 3 months of filing at court. It has to incorporate a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a period of time. Company owners and people may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to help make a well informed decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are to never be pursued on any debt that occurred ahead of the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.