We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when someone is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to are already harmed by other people in a accident or because of negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the case on the part of a client at the civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the main mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and such negligence is responsible for a car accident or injury at your workplace. Whenever a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is successful the total amount claimed will likely be included in the employer’s insurance. There are actually four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is normally compulsory with all the notable exception of Texas as of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a company having or possibly is necessary for law to get Worker’s Compensation Insurance, plus they need to have been injured at work on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary from state to state but also in most states, the incident needs to be notified for the employer within 30 to 40 days failing that the ability of your worker to acquire compensation might be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation from a qualified injury lawyer to guarantee the rights of staff is upheld. When it comes to personal injury caused by a vehicle accident, a car wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for the loss and suffering due to the negligence of an individual else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, lack of employment, and also death. When an injury is a result of the negligent operation of a vehicle, the driver of your vehicle should held to blame for the effects of these negligence. Because the laws of each and every state will vary, it is very important have a local attorney proficient in vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all the other users in the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier and also the at-fault motorist to examine the way it is and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. In case a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for a prosperous defense. More defense options might be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically affected by the trauma. It is possible to pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can play an important role in proving liability in a dog bite case since they understand the applicable laws with your local state, the way to calculate damages, and the most effective way to show evidence. Just to be successful within a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant in the property was negligent in certain action they did or did not take that caused the injury. Most slip-and-fall cases are settled away from court and a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually range between failure to place indicators of wet spots or objects which can be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest dilemma is not lack of income, but coping with the demands from creditors for fast payment. It enables you to maintain your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve your debt by using all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed home loan payments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will end up required to live for several years within the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should feature a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and people may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to permit a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties of great interest.