We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury develops when an individual has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when someone claims to happen to be harmed by someone else in an accident or due to negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized whenever a accidental injuries lawyer represents the situation on behalf of a client at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their customers, the most important mandate being to enable them to obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence is responsible for an accident or injury at the job. When a worker has become hurt on job, they could claim compensation from the employer by submitting a work accident claim. In case the claim is a winner the quantity claimed will likely be included in the employerâ€™s liability insurance. There are actually four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for employees is often compulsory with the notable exception of Texas since 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they should be used by an employer that has or possibly is needed by law to obtain Workerâ€™s Compensation Insurance, and they must have been injured at the job because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue while there is a restricted time frame in which to report the accident or incident in order to claim benefits. Deadlines vary between states but in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability of the worker to receive compensation may be severely jeopardized. Personnel are often surprised to find out that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance firm. This is why you should have proper legal representation by a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. In the case of accidental injury caused by a automobile accident, a car wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a physical injury results from the negligent operation of any vehicle, the driver in the vehicle must held to blame for the outcomes of such negligence. Considering that the laws of every state are different, you should have got a local attorney experienced in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to keep negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driverâ€™s insurance company and the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few alternatives for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and perhaps, victims can even be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog ownerâ€™s property insurance provider in case the attack occurred in the insuredâ€™s property. Your dog bite attorney may play a vital role in proving liability in the dog bite case while they know the applicable laws in your local state, the way to calculate damages, and the most effective way to present evidence. To be successful within a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant in the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them cope with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest dilemma is not absence of income, but dealing with the demands from creditors for fast payment. It enables you to maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to eliminate your debt by applying all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and also to get caught up on missed home loan payments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be required to live for several years underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It must incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Company owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of your debtor sufficient allowing a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.