We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injuries occurs when an individual is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to are already harmed by another person in a accident or as a result of negligence and who could be held legally liable for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the situation with respect to a client at the civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clientele, the main mandate being to assist them receive the justice and compensation these are lawfully eligible for from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence has caused a crash or injury at your workplace. Each time a worker has become hurt on job, they can claim compensation from their employer by submitting a work accident claim. If the claim is a winner the total amount claimed is going to be paid by the employer’s insurance. There are actually four varieties of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is often compulsory with all the notable exception of Texas by 2018. There are 2 simple requirements for workers to be eligible for worker’s compensation benefits – they have to be used by a company that has or possibly is necessary for law to get Worker’s Compensation Insurance, and they also must have been injured at your workplace on account of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is of the essence as there is a restricted timeframe in which to report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident must be notified towards the employer within 30 to 40 days failing which the ability of the worker to obtain compensation may be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. This is why you should have proper legal representation by a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the case of injury due to a automobile accident, an automobile wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering as a result of negligence of someone else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, and even death. When an injury is a result of the negligent operation of the vehicle, the driver from the vehicle has to held liable for the outcomes of these negligence. Since the laws of every state will vary, it is essential to use a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the owner of your vehicle, the lessor, the producer of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of your road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance provider and the at-fault motorist to examine the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the danger of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. If a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider when the attack occurred about the insured’s property. Your dog bite attorney can enjoy a crucial role in proving liability in the dog bite case as they understand the applicable laws inside your local state, how you can calculate damages, and the most effective way to show evidence. Just to be successful in the personal injury slip-and-fall lawsuit you should prove that they can owner or tenant in the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons for injury usually range from failure to place signals of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and many common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an option to liquidation. It is perfect for those whose biggest issue is not lack of income, but coping with the needs from creditors for fast payment. It allows you to maintain your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed mortgage payments. Probably the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you may be needed to live for several years under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It should feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Business owners and people also can use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of your debtor sufficient to allow a creditor to create an informed decision about the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.