We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury takes place when somebody continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have already been harmed by someone else within an accident or due to negligence and who could be held legally in charge of such harm. A private injury case becomes formalized each time a accidental injury lawyer represents the case on the part of a person in a civil court proceeding. There are several duties a private injury lawyer performs in aiding the clientele, the most significant mandate being to assist them receive the justice and compensation these are lawfully eligible to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at your workplace. Whenever a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed is going to be protected by the employerâ€™s liability insurance. You will find four forms of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some type of workerâ€™s compensation for employees is usually compulsory with the notable exception of Texas by 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be utilized by an employer having or maybe required by law to get Workerâ€™s Compensation Insurance, and they must have been injured at work due to their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a restricted time frame in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident has to be notified for the employer within 30 to 40 days failing that your ability in the worker to get compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are affected by the volume of claims paid out by their insurance firm. This is why it is important to have proper legal representation by way of a qualified accidental injuries lawyer so that the rights of personnel are upheld. When it comes to injury as a result of car accident, a vehicle wreck lawyer will represent you to make sure you get the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When an accident results from the negligent operation of your vehicle, the driver in the vehicle must held to blame for the effects of the negligence. Ever since the laws of each state are not the same, it is important to possess a local attorney experienced with motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner from the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users of the road. After motorcycle accidents, motorists often say that they did not view the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing a private injury claim involves the motorcycle driverâ€™s insurer as well as the at-fault motorist to evaluate the truth and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and these cases may become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few selections for a prosperous defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of any dog attack. Dog bites can cause serious injuries and in many cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim up against the dog ownerâ€™s property insurance provider in the event the attack occurred around the insuredâ€™s property. A dog bite attorney can start to play an important role in proving liability in a dog bite case because they understand the applicable laws in your local state, the way to calculate damages, and the simplest way to present evidence. Just to be successful in the injury slip-and-fall lawsuit you will need to prove which they owner or tenant from the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is normally only filed once the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to position signals of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s capacity to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is ideal for those whose biggest problem is not deficiency of income, but working with the needs from creditors for fast payment. It permits you to make your home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by using all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Just about the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you may be required to live for a long time underneath the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It has to incorporate a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Business owners and individuals can also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs from the debtor sufficient to permit a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.