We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury develops when an individual is physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual states have been harmed by another person within an accident or as a result of negligence and who might be held legally in charge of such harm. A personal injury case becomes formalized each time a accidental injuries lawyer represents the truth on behalf of a customer with a civil court proceeding. There are numerous duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the job. When a worker is hurt on job, they could claim compensation using their employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed will likely be included in the employer’s insurance. There are actually four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is normally compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer that has or maybe needed by law to have Worker’s Compensation Insurance, and they will need to have been injured at the job on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a restricted period of time where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state but in most states, the incident must be notified to the employer within 30 to 40 days failing in which the ability of the worker to acquire compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the amount of claims paid out by their insurance company. This is the reason it is essential to have proper legal representation with a qualified accidental injury lawyer so that the rights of employees are upheld. In the matter of accidental injuries as a result of car accident, a vehicle wreck lawyer will handle your case to ensure you receive the appropriate compensation for the loss and suffering due to negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When an accident is a result of the negligent operation of your vehicle, the motorist in the vehicle should held to blame for the outcomes of the negligence. Considering that the laws of each state will vary, it is important to have got a local attorney familiar with automobile accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the dog owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however, for all other users in the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver in addition to their passenger to carry negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider as well as the at-fault motorist to check the truth and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few options for an excellent defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider in case the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability inside a dog bite case as they know the applicable laws in your local state, the way to calculate damages, and the best way to offer evidence. In order to be successful in a injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in a few action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to put warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to handle overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest problem is not absence of income, but working with the requirements from creditors for fast payment. It lets you keep the home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive features of this option is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you may be necessary to live for a long time within the close supervision of your court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It has to feature a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Companies and individuals also can use Chapter 11 to find relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement along with a reorganization plan needs to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to make an informed decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties of interest.