We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Injury takes place when an individual has been physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual states to have been harmed by another person within an accident or because of negligence and who can be held legally accountable for such harm. A private injury case becomes formalized each time a injury lawyer represents the situation on behalf of a person in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the most significant mandate being to assist them to acquire the justice and compensation these are lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed within their responsibilities towards them and such negligence has caused any sort of accident or injury at work. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is successful the amount claimed will likely be included in the employerâ€™s insurance. There are four kinds of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for workers is usually compulsory with all the notable exception of Texas by 2018. There are 2 basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a company having or possibly is required by law to obtain Workerâ€™s Compensation Insurance, plus they must have been injured at work because of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is of the essence as there is a restricted timeframe where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing that the ability in the worker to get compensation might be severely jeopardized. Staff is often surprised to learn that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay suffer from the amount of claims paid out by their insurance company. This is why you should have proper legal representation with a qualified injury lawyer to be sure the rights of employees are upheld. In the case of injury as a result of automobile accident, an automobile wreck lawyer will fully handle your case to ensure you get the appropriate compensation to your loss and suffering because of the negligence of somebody else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury is a result of the negligent operation of your vehicle, the motorist from the vehicle has to held to blame for the outcomes of such negligence. Ever since the laws for each state are different, it is important to have got a local attorney experienced with motor vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner from the vehicle, the lessor, the producer from the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users in the road. After motorcycle accidents, motorists often claim that they failed to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases could become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few choices for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. It is possible to pursue an insurance claim from the dog ownerâ€™s property insurance provider when the attack occurred about the insuredâ€™s property. A pet dog bite attorney can play an important role in proving liability in the dog bite case as they know the applicable laws within your local state, how you can calculate damages, and an effective way to show evidence. Just to be successful in a injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court and a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the reason, premises liability lawsuits are hard to win. Causes of injury usually range between failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily on the victimâ€™s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts as an option to liquidation. It is ideal for those whose biggest concern is not deficiency of income, but working with the needs from creditors for immediate payment. It lets you keep your home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve your debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed home loan repayments. Just about the most attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house might be a great relief, you may be necessary to live for several years within the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to feature a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and individuals may also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to allow a creditor to create an informed decision regarding the reorganization plan. The Automated Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of interest.