We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when a person has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to happen to be harmed by other people in an accident or due to negligence and who may be held legally liable for such harm. A personal injury case becomes formalized every time a personal injury lawyer represents the case with respect to a client at the civil court proceeding. There are many duties an individual injury lawyer performs in aiding their clients, the most important mandate being to enable them to receive the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence has caused a crash or injury at work. Every time a worker has become hurt on job, they may claim compensation off their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed is going to be protected by the employer’s liability insurance. You will find four kinds of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they must be employed by a company who may have or is needed by law to possess Worker’s Compensation Insurance, plus they need to have been injured at work on account of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains on account of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a limited timeframe where you can report the accident or incident as a way to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified for the employer within 30 to 40 days failing in which the ability in the worker to acquire compensation could be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the quantity of claims paid out by their insurance company. That is why it is very important have proper legal representation by a qualified accidental injuries lawyer so that the rights of personnel are upheld. In the case of accidental injuries caused by a automobile accident, an auto wreck lawyer will represent you to ensure you get the appropriate compensation for the loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury results from the negligent operation of the vehicle, the operator in the vehicle should held accountable for the effects of these negligence. Since the laws of each and every state are not the same, you should use a local attorney proficient in motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who can be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents including the driver, the homeowner of the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not just for drivers but also for all other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Additional factors which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering due to their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company as well as the at-fault motorist to check the case and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the danger of not receiving fair and only compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he might have few options for an effective defense. More defense options may be offered in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred in the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability within a dog bite case while they know the applicable laws inside your local state, how to calculate damages, and the simplest way to present evidence. To become successful in a accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court as well as a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s power to prove liability on the part of the defendant and therefore the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe in case you have serious financial problems. However, at the same time, you could lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them handle overwhelming debt. However, there are actually long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest issue is not insufficient income, but handling the demands from creditors for fast payment. It lets you maintain your home providing it is possible to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle the debt by making use of all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and to catch up on missed mortgage repayments. One of the most attractive highlights of this approach is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up required to live for quite some time beneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It should include a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization plan to keep the business operational while repaying creditors over a period of time. Business owners and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, and also other business affairs of the debtor sufficient to enable a creditor to make an educated decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of interest.