We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when somebody is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states have already been harmed by another person inside an accident or on account of negligence and who could be held legally accountable for such harm. A personal injury case becomes formalized every time a personal injury lawyer represents the case on behalf of a person with a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the main mandate being to enable them to receive the justice and compensation these are lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence has caused a crash or injury at the job. When a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the exact amount claimed is going to be included in the employer’s liability insurance. You can find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of worker’s compensation for employees is generally compulsory together with the notable exception of Texas by 2018. The two main simple requirements for workers to be eligible for worker’s compensation benefits – they should be utilized by an employer who may have or maybe essental to law to possess Worker’s Compensation Insurance, and they must have been injured at the office because of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical while there is a limited period of time in order to report the accident or incident to be able to claim benefits. Deadlines vary among states however in most states, the incident must be notified on the employer within 30 to 40 days failing in which the ability of the worker to get compensation could be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the amount of claims paid out by their insurance provider. This is why it is essential to have proper legal representation from a qualified personal injury lawyer to guarantee the rights of employees are upheld. In the case of accidental injury due to a automobile accident, a car wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation for the loss and suffering as a result of negligence of someone else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When an injury comes from the negligent operation of the vehicle, the motorist in the vehicle needs to held accountable for the effects of the negligence. Ever since the laws for each state are very different, you should possess a local attorney experienced in vehicle accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users in the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing your own injury claim involves the motorcycle driver’s insurance company along with the at-fault motorist to check the situation and getting a claims adjuster offer some compensation. Without the right representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options could be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation for those who have been the victim of the dog attack. Dog bites could cause serious injuries and in some cases, victims may also be psychologically influenced by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case as they be aware of applicable laws with your local state, how to calculate damages, and an effective way to provide evidence. To be successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Causes of injury usually range from failure to place warning signs of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or a bunch of their debts as an alternative to liquidation. It is perfect for those whose biggest problem is not deficiency of income, but handling the requirements from creditors for fast payment. It allows you to maintain your home providing you can actually spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate the debt by applying all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage repayments. Probably the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your own home might be a great relief, you will be expected to live for several years within the close supervision of any court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It must add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Companies and folks could also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan has to be filed with all the court. The disclosure must contain all information about the assets, liabilities, as well as other business affairs from the debtor sufficient to allow a creditor to produce an informed decision about the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.