We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when someone has been physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when somebody claims to are already harmed by other people within an accident or due to negligence and who might be held legally liable for such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the case for a person at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clientele, the most important mandate being to help them get the justice and compensation these are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed with their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Whenever a worker is hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed is going to be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is generally compulsory using the notable exception of Texas by 2018. The two main basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by an employer that has or possibly is essental to law to obtain Worker’s Compensation Insurance, and they will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a staff member has suffered a work-related injury or illness time is an issue because there is a limited time period in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state but in most states, the incident has to be notified to the employer within 30 to 40 days failing that your ability of the worker to get compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay are influenced by the quantity of claims paid out by their insurance firm. For this reason it is important to have proper legal representation with a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of injury as a result of motor vehicle accident, a vehicle wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering due to the negligence of an individual else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and in many cases death. When a personal injury comes from the negligent operation of a vehicle, the motorist in the vehicle has to held to blame for the outcomes of the negligence. Because the laws for each state are very different, it is very important have a local attorney familiar with automobile accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include things like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents such as the driver, the property owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers however, for other users in the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driver’s insurance carrier as well as the at-fault motorist to examine the truth and getting a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and only compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. If a dog owner is confronted by a strict liability dog bite statute he might have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims may also be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can start to play a vital role in proving liability within a dog bite case as they understand the applicable laws within your local state, how to calculate damages, and an effective way to provide evidence. To be successful within a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court along with a lawsuit is normally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually cover anything from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability on the part of the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long term consequences for many who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is great for those whose biggest issue is not lack of income, but working with the demands from creditors for immediate payment. It lets you maintain your home providing you may spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by making use of all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed mortgage repayments. One of the more attractive features of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be needed to live for many years underneath the close supervision of the court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It should feature a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Companies and people may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs in the debtor sufficient to allow a creditor to make an educated decision concerning the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties appealing.