We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury takes place when somebody has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when an individual claims to have already been harmed by another person in a accident or due to negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the case on the part of a client in a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the main mandate being to enable them to receive the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused any sort of accident or injury at the office. Every time a worker has become hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the total amount claimed will be covered by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of worker’s compensation for workers is normally compulsory together with the notable exception of Texas at the time of 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they ought to be hired by an employer having or is necessary for law to obtain Worker’s Compensation Insurance, and they need to have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is of the essence as there is a small time period where you can report the accident or incident as a way to claim benefits. Deadlines vary between states however in most states, the incident should be notified for the employer within 30 to 40 days failing that the ability of your worker to receive compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance company. This is why it is very important have proper legal representation from a qualified injury lawyer to guarantee the rights of personnel are upheld. When it comes to accidental injury due to a motor vehicle accident, a car wreck lawyer will fully handle your case to make sure you have the appropriate compensation to your loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a personal injury comes from the negligent operation of the vehicle, the driver of your vehicle should held responsible for the effects of those negligence. Ever since the laws of each state are very different, it is important to use a local attorney experienced with automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims with regards to truck or tractor-trailer related accidents such as the driver, the homeowner of your vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however for all the other users in the road. After motorcycle accidents, motorists often state that they did not see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to hold negligent vehicle drivers responsible for loss and suffering brought on by their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to examine the way it is and getting a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states and they cases can become quite complex. When a dog owner is up against a strict liability dog bite statute this individual have few selections for a successful defense. More defense options could be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation for those who have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred on the insured’s property. A pet dog bite attorney may play a crucial role in proving liability in the dog bite case as they be aware of applicable laws with your local state, how to calculate damages, and the most effective way to offer evidence. To be successful within a accidental injuries slip-and-fall lawsuit you will need to prove which they owner or tenant of your property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually vary from failure to position warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability on the part of the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. As a way to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them manage overwhelming debt. However, you will find long-term consequences for people who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is fantastic for those whose biggest concern is not insufficient income, but working with the demands from creditors for immediate payment. It permits you to keep your home providing you can actually pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to solve your debt by using all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan payments. One of the most attractive attributes of this option is short-circuiting home foreclosure. Although keeping your property can be a great relief, you will certainly be required to live for a long time under the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must add a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a period of time. Companies and folks can also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan should be filed with all the court. The disclosure must contain all information with regards to the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to create a well informed decision about the reorganization plan. The Automatic Stay offers a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of great interest.