We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when a person continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person states to happen to be harmed by someone else in a accident or because of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized when a personal injury lawyer represents the situation with respect to a customer in a civil court proceeding. There are numerous duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to help them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused an accident or injury at work. Each time a worker has been hurt on job, they can claim compensation from their employer by submitting a work accident claim. In case the claim is successful the amount claimed will likely be paid by the employerâ€™s liability insurance. You will find four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of workerâ€™s compensation for workers is usually compulsory using the notable exception of Texas since 2018. There are two simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be employed by a company having or maybe necessary for law to possess Workerâ€™s Compensation Insurance, and they should have been injured at your workplace on account of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is important because there is a small time period in order to report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability in the worker to acquire compensation may be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay suffer from the amount of claims paid out by their insurance carrier. For this reason it is important to have proper legal representation by a qualified accidental injuries lawyer to be sure the rights of employees are upheld. When it comes to accidental injuries as a result of vehicle accident, a vehicle wreck lawyer will handle your case to make sure you obtain the appropriate compensation to your loss and suffering as a result of negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury results from the negligent operation of any vehicle, the driver from the vehicle must held responsible for the effects of the negligence. Since the laws of each state will vary, it is very important possess a local attorney experienced in automobile accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents such as the driver, the dog owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is essential to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users of your road. After motorcycle accidents, motorists often claim that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurer and also the at-fault motorist to check the case and having a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and those cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he could have few choices for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites could cause serious injuries and perhaps, victims can even be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider in the event the attack occurred about the insuredâ€™s property. A pet dog bite attorney can play an important role in proving liability inside a dog bite case since they understand the applicable laws in your local state, how to calculate damages, and an effective way to show evidence. To be successful within a injury slip-and-fall lawsuit you will have to prove they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Reasons behind injury usually range from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant and this the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe in case you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also referred to as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long-term consequences for many who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or a bunch of their debts instead of liquidation. It is perfect for those whose biggest dilemma is not insufficient income, but dealing with the demands from creditors for fast payment. It enables you to maintain your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and to catch up on missed home loan payments. One of the more attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property might be a great relief, you will end up expected to live for quite some time underneath the close supervision of a court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It needs to add a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a period of time. Business people and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan must be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to help make a well informed decision concerning the reorganization plan. The Automatic Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to never be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties appealing.