We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when an individual continues to be physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to are already harmed by someone else in an accident or due to negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized when a injury lawyer represents the situation on the part of a client at the civil court proceeding. There are many duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to assist them to get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them etc negligence has caused a car accident or injury at work. When a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed will be included in the employerâ€™s liability insurance. You can find four forms of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some sort of workerâ€™s compensation for workers is usually compulsory together with the notable exception of Texas at the time of 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be used by a business having or perhaps is necessary for law to have Workerâ€™s Compensation Insurance, and they should have been injured at work because of their job- related duties. Most work-related injuries are protected by workerâ€™s comp insurance including accidents and occupational illnesses a result of contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a small time period in order to report the accident or incident as a way to claim benefits. Deadlines vary among states but also in most states, the incident should be notified on the employer within 30 to 40 days failing in which the ability of your worker to get compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance company. This is the reason it is very important have proper legal representation with a qualified injury lawyer to be sure the rights of personnel are upheld. With regards to accidental injuries caused by a automobile accident, a car wreck lawyer will represent you to ensure you obtain the appropriate compensation to your loss and suffering due to negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an accident is a result of the negligent operation of your vehicle, the motorist in the vehicle needs to held responsible for the consequences of such negligence. Ever since the laws of every state are different, it is essential to possess a local attorney familiar with vehicle accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the producer in the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is important to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for all other users from the road. After motorcycle accidents, motorists often say that they did not begin to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to carry negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a personal injury claim involves the motorcycle driverâ€™s insurer along with the at-fault motorist to examine the situation and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases may become quite complex. If a dog owner is confronted by a strict liability dog bite statute he might have few selections for an excellent defense. More defense options might be available in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation in case you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can also be psychologically affected by the trauma. You can pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred about the insuredâ€™s property. A dog bite attorney may play a vital role in proving liability inside a dog bite case because they know the applicable laws in your local state, the best way to calculate damages, and the most effective way to offer evidence. In order to be successful inside a personal injury slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to position indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily about the victimâ€™s ability to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation if you have serious financial problems. However, along the way, you may lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. In order to be eligible for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to assist them to handle overwhelming debt. However, you can find long-term consequences for those who follow this route. Also referred to as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all their debts instead of liquidation. It is great for those whose biggest issue is not insufficient income, but dealing with the needs from creditors for immediate payment. It lets you keep the home providing you may pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to resolve your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed mortgage payments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be necessary to live for several years underneath the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment plan within 3 months of filing at court. It has to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt with a corporation or partnership involving a reorganization want to keep your business operational while repaying creditors during a period of time. Companies and people can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed with all the court. The disclosure must contain all information about the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to create an educated decision about the reorganization plan. The Automatic Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties appealing.