We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when someone has been physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when somebody states to happen to be harmed by other people inside an accident or due to negligence and who might be held legally accountable for such harm. A personal injury case becomes formalized each time a personal injury lawyer represents the way it is on the part of a person at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their clients, the most significant mandate being to enable them to receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at work. When a worker continues to be hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. In the event the claim is successful the amount claimed will probably be paid by the employer’s liability insurance. You will find four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for workers is generally compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they should be used by an employer who may have or possibly is necessary for law to obtain Worker’s Compensation Insurance, plus they should have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a small time frame in which to report the accident or incident as a way to claim benefits. Deadlines vary among states but in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability of the worker to receive compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the number of claims paid out by their insurance provider. That is why you should have proper legal representation with a qualified accidental injury lawyer to be sure the rights of workers are upheld. In the matter of accidental injury as a result of vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation to your loss and suffering because of the negligence of somebody else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, and also death. When an injury comes from the negligent operation of any vehicle, the operator in the vehicle needs to held to blame for the effects of those negligence. Since the laws of each and every state are different, you should use a local attorney familiar with vehicle accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the property owner of your vehicle, the lessor, the company of the vehicle, parts, or tires, and even the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not just for drivers but for all other users of the road. After motorcycle accidents, motorists often state that they failed to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim involves the motorcycle driver’s insurer as well as the at-fault motorist to check the way it is and having a claims adjuster offer some compensation. Without the proper representation, the victim of the motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney may play a vital role in proving liability in a dog bite case since they be aware of applicable laws within your local state, how to calculate damages, and the best way to show evidence. In order to be successful within a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court and a lawsuit is usually only filed if the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to place signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily about the victim’s power to prove liability on the part of the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your financial situation when you have serious financial problems. However, in the process, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a highly as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long-term consequences for those who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all of their debts instead of liquidation. It is great for those whose biggest issue is not deficiency of income, but dealing with the needs from creditors for fast payment. It enables you to maintain your home providing you are able to pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to eliminate your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to reduce unsecured debts and to catch up on missed mortgage repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will certainly be necessary to live for many years under the close supervision of a court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to incorporate a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors during a period of time. Companies and individuals could also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of the debtor sufficient to enable a creditor to create a knowledgeable decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.