We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Injury occurs when an individual is physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone states to have been harmed by someone else within an accident or as a result of negligence and who can be held legally responsible for such harm. Your own injury case becomes formalized when a injury lawyer represents the truth for a client in a civil court proceeding. There are several duties an individual injury lawyer performs in aiding the clientele, the most important mandate being to assist them to receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence has caused any sort of accident or injury at your workplace. Whenever a worker has been hurt on job, they may claim compensation off their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be protected by the employerâ€™s liability insurance. You will find four types of workerâ€™s compensation benefits that can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of workerâ€™s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they have to be employed by a company that has or perhaps is needed by law to possess Workerâ€™s Compensation Insurance, plus they need to have been injured at work as a result of their job- related duties. Most work-related injuries are paid by workerâ€™s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a restricted timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary among states but also in most states, the incident should be notified on the employer within 30 to 40 days failing that the ability in the worker to acquire compensation may be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are influenced by the quantity of claims paid out by their insurance firm. That is why it is very important have proper legal representation with a qualified injury lawyer to be sure the rights of staff is upheld. In the matter of accidental injury because of a vehicle accident, a car wreck lawyer will handle your case to make sure you obtain the appropriate compensation for your personal loss and suffering as a result of negligence of somebody else. A car accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When an injury results from the negligent operation of your vehicle, the operator of the vehicle needs to held to blame for the consequences of the negligence. Ever since the laws of each state are not the same, it is important to have a local attorney familiar with motor vehicle accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is tremendously proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the dog owner of the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers but also for all the other users of the road. After motorcycle accidents, motorists often say that they failed to see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance provider and the at-fault motorist to examine the truth and achieving a claims adjuster offer some compensation. Without correct representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states and those cases may become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options might be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation if you have been the victim of your dog attack. Dog bites can cause serious injuries and in many cases, victims may also be psychologically impacted by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s property insurance provider when the attack occurred in the insuredâ€™s property. Your dog bite attorney may play a vital role in proving liability in a dog bite case as they be aware of applicable laws inside your local state, the way to calculate damages, and the best way to show evidence. In order to be successful in a personal injury slip-and-fall lawsuit you should prove that they owner or tenant from the property was negligent in many action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is normally only filed if the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are difficult to win. Causes of injury usually vary from failure to put signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victimâ€™s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe for those who have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a nicely as secured and unsecured debt. Many people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them deal with overwhelming debt. However, there are long term consequences for individuals who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is great for those whose biggest issue is not lack of income, but coping with the demands from creditors for immediate payment. It lets you maintain your home providing you can actually pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to settle your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Just about the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be needed to live for quite some time within the close supervision of a court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must come up with a repayment schedule within 90 days of filing at court. It has to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors over a duration of time. Company owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement along with a reorganization plan has to be filed together with the court. The disclosure must contain information regarding the assets, liabilities, and other business affairs in the debtor sufficient to enable a creditor to produce a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred prior to the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of interest.