We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when a person continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states to have been harmed by someone else within an accident or on account of negligence and who may be held legally accountable for such harm. A personal injury case becomes formalized when a accidental injury lawyer represents the truth for a person at the civil court proceeding. There are numerous duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them obtain the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed inside their responsibilities towards them etc negligence has caused an accident or injury at the office. Whenever a worker is hurt on job, they could claim compensation off their employer by submitting a work accident claim. In the event the claim is a winner the quantity claimed is going to be included in the employer’s insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some form of worker’s compensation for employees is normally compulsory with all the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by an employer that has or perhaps is needed by law to have Worker’s Compensation Insurance, and so they will need to have been injured at the office because of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited timeframe where you can report the accident or incident in order to claim benefits. Deadlines vary between states nevertheless in most states, the incident should be notified towards the employer within 30 to 40 days failing that your ability of the worker to acquire compensation might be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid for the reason that rates they pay are affected by the amount of claims paid out by their insurance firm. This is why it is essential to have proper legal representation with a qualified personal injury lawyer to guarantee the rights of staff is upheld. In the matter of injury due to a vehicle accident, an auto wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering due to negligence of somebody else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss of employment, as well as death. When an injury is a result of the negligent operation of any vehicle, the driver of your vehicle must held responsible for the results of those negligence. Since the laws of each and every state are very different, it is very important possess a local attorney proficient in automobile accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the company of your vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however, for all the other users of the road. After motorcycle accidents, motorists often point out that they did not see the motorcycle and the quantity of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurer along with the at-fault motorist to evaluate the truth and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states which cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute he could have few choices for an effective defense. More defense options can be for sale in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of any dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney may play a crucial role in proving liability inside a dog bite case as they are aware of the applicable laws inside your local state, how to calculate damages, and the best way to show evidence. Just to be successful in the personal injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed when the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits take time and effort to win. Factors behind injury usually range from failure to position signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to enable them to cope with overwhelming debt. However, there are actually long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is great for those whose biggest dilemma is not deficiency of income, but coping with the needs from creditors for fast payment. It permits you to maintain your home providing you can actually spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by applying all disposable income on the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed mortgage repayments. One of the most attractive options that come with this alternative is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be expected to live for a long time under the close supervision of any court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must come up with a repayment schedule within 3 months of filing at court. It needs to incorporate a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Companies and people can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed with all the court. The disclosure must contain information concerning the assets, liabilities, and other business affairs of your debtor sufficient allowing a creditor to help make a knowledgeable decision about the reorganization plan. The Automated Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties useful.