We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injuries occurs when somebody is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual promises to have been harmed by another person within an accident or as a result of negligence and who can be held legally liable for such harm. An individual injury case becomes formalized each time a accidental injury lawyer represents the truth on the part of a person at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clientele, the most significant mandate being to enable them to receive the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation might be claimed when someone believes that the employer has failed in their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at the office. When a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. When the claim is a winner the exact amount claimed is going to be protected by the employer’s insurance. There are actually four types of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for workers is generally compulsory with all the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by a business that has or is essental to law to possess Worker’s Compensation Insurance, and so they must have been injured at the job as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a limited timeframe to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident has to be notified towards the employer within 30 to 40 days failing which the ability of your worker to obtain compensation could be severely jeopardized. Personnel are often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay suffer from the quantity of claims paid out by their insurance carrier. This is why it is essential to have proper legal representation with a qualified accidental injury lawyer to be sure the rights of staff is upheld. In the matter of accidental injuries as a result of automobile accident, a car wreck lawyer will represent you to make sure you receive the appropriate compensation for the loss and suffering due to the negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and even death. When a physical injury comes from the negligent operation of a vehicle, the operator from the vehicle has to held responsible for the consequences of those negligence. Since the laws for each state are different, you should use a local attorney experienced with car accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously experienced in the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the owner in the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not merely for drivers however for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to view the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has increased substantially. Additional factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver as well as their passenger to hold negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider along with the at-fault motorist to look at the case and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. If a dog owner is confronted with a strict liability dog bite statute this individual have few choices for a successful defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in some cases, victims can also be psychologically affected by the trauma. You are able to pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can play a vital role in proving liability within a dog bite case because they understand the applicable laws inside your local state, how you can calculate damages, and the simplest way to present evidence. To be successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court and a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to position signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability on the part of the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations when you have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a properly as secured and unsecured debt. Some individuals who do not have enough debt to file for bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to enable them to manage overwhelming debt. However, you will find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts instead of liquidation. It is fantastic for those whose biggest concern is not lack of income, but coping with the demands from creditors for immediate payment. It allows you to keep your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan payments. Just about the most attractive highlights of this option is short-circuiting home foreclosure. Although keeping your own home could be a great relief, you will be required to live for several years underneath the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a relatively recent accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They must be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It needs to add a proposed want to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed using the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient to enable a creditor to help make a knowledgeable decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.