We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury occurs when a person has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to have already been harmed by other people in a accident or on account of negligence and who may be held legally responsible for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the way it is with respect to a client in a civil court proceeding. There are numerous duties a personal injury lawyer performs in aiding their clients, the most important mandate being to enable them to receive the justice and compensation they may be lawfully qualified for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence has caused any sort of accident or injury at your workplace. Every time a worker has been hurt on job, they are able to claim compensation from the employer by submitting a work accident claim. When the claim is successful the total amount claimed is going to be paid by the employer’s insurance. There are four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is usually compulsory with the notable exception of Texas at the time of 2018. There are 2 basic requirements for workers to be eligible for worker’s compensation benefits – they have to be hired by an employer who may have or is required by law to get Worker’s Compensation Insurance, and they should have been injured at the office as a result of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited time period in which to report the accident or incident so that you can claim benefits. Deadlines vary among states nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing which the ability of your worker to acquire compensation can be severely jeopardized. Workers are often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are affected by the volume of claims paid out by their insurance provider. For this reason it is important to have proper legal representation from a qualified accidental injury lawyer so that the rights of staff is upheld. When it comes to accidental injuries as a result of vehicle accident, an automobile wreck lawyer will represent you to make sure you have the appropriate compensation to your loss and suffering due to negligence of an individual else. An automobile accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and even death. When an accident is a result of the negligent operation of any vehicle, the driver of the vehicle needs to held responsible for the outcomes of those negligence. Because the laws for each state are different, you should use a local attorney experienced with vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This consists of stuff like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the producer from the vehicle, parts, or tires, or maybe the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is vital to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not simply for drivers but also for all of the other users of your road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the amount of instances where motorcycle drivers happen to be struck by vehicles has risen substantially. Other variables which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers to blame for loss and suffering brought on by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance carrier and the at-fault motorist to check the case and achieving a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of the dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically afflicted with the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider in the event the attack occurred in the insured’s property. A dog bite attorney can enjoy an important role in proving liability in a dog bite case since they know the applicable laws with your local state, the best way to calculate damages, and the best way to provide evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is usually only filed when the parties involved cannot reach an agreement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are hard to win. Causes of injury usually cover anything from failure to put warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily in the victim’s ability to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, in the process, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and the majority of common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. As a way to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to help them deal with overwhelming debt. However, you will find long term consequences for people who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts instead of liquidation. It is ideal for those whose biggest problem is not deficiency of income, but dealing with the needs from creditors for immediate payment. It lets you keep your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed home loan payments. Just about the most attractive features of this approach is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will end up expected to live for quite some time under the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency solution to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It needs to add a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization decide to keep the business operational while repaying creditors during a period of time. Business people and people can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to permit a creditor to make a well informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or some other parties of interest.