We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury occurs when somebody is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person states to happen to be harmed by somebody else within an accident or on account of negligence and who may be held legally responsible for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the situation for a person at the civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most important mandate being to assist them to receive the justice and compensation they may be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for any sort of accident or injury at the job. Whenever a worker continues to be hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. When the claim is successful the quantity claimed will probably be covered by the employerâ€™s insurance. You will find four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some type of workerâ€™s compensation for workers is usually compulsory with the notable exception of Texas since 2018. There are two basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be utilized by a company who may have or possibly is essental to law to possess Workerâ€™s Compensation Insurance, and they need to have been injured at work because of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a limited timeframe to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing in which the ability of the worker to receive compensation could be severely jeopardized. Staff is often surprised to discover that employers can dispute a workerâ€™s compensation claim they think is invalid as the rates they pay are influenced by the number of claims paid out by their insurance provider. This is why it is essential to have proper legal representation by a qualified personal injury lawyer so that the rights of workers are upheld. In the case of injury because of a car accident, a car wreck lawyer will fully handle your case to ensure you receive the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A vehicle accident simply cannot only cause physical damage, but may result in life long injuries, immobility, lack of employment, as well as death. When an accident comes from the negligent operation of the vehicle, the driver from the vehicle needs to held to blame for the outcomes of those negligence. Considering that the laws of each and every state are very different, it is essential to have a local attorney familiar with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. This includes such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner from the vehicle, the lessor, the producer in the vehicle, parts, or tires, and even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however, for all the other users of the road. After motorcycle accidents, motorists often state that they did not view the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to keep negligent vehicle drivers to blame for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance company along with the at-fault motorist to check the case and having a claims adjuster offer some compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few options for an excellent defense. More defense options can be obtainable in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and perhaps, victims can also be psychologically influenced by the trauma. You can pursue an insurance claim up against the dog ownerâ€™s home insurance provider if the attack occurred in the insuredâ€™s property. Your dog bite attorney may play an important role in proving liability in the dog bite case as they are aware of the applicable laws inside your local state, how to calculate damages, and an effective way to provide evidence. Just to be successful within a personal injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is often only filed if the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually vary from failure to place warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victimâ€™s capacity to prove liability by the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy will help resolve the money you owe when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, there are long term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people who have enough income to settle part or all of their debts as an alternative to liquidation. It is fantastic for those whose biggest dilemma is not absence of income, but working with the demands from creditors for fast payment. It enables you to maintain your home providing it is possible to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to solve the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to catch up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will be needed to live for many years beneath the close supervision of your court-appointed trustee to accumulate and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are allowed to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It needs to feature a proposed want to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a duration of time. Companies and folks can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain all information about the assets, liabilities, and also other business affairs of your debtor sufficient allowing a creditor to create an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are not to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or any other parties useful.