We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury takes place when a person has become physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to have been harmed by somebody else within an accident or due to negligence and who may be held legally in charge of such harm. Your own injury case becomes formalized when a accidental injuries lawyer represents the case on behalf of a client in a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most significant mandate being to assist them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed inside their responsibilities towards them and such negligence has caused a car accident or injury at the job. When a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will probably be paid by the employer’s insurance. You can find four varieties of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is usually compulsory using the notable exception of Texas by 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a business having or maybe required by law to possess Worker’s Compensation Insurance, and they should have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a small timeframe in which to report the accident or incident to be able to claim benefits. Deadlines vary between states but also in most states, the incident has to be notified on the employer within 30 to 40 days failing that your ability of the worker to get compensation might be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance firm. For this reason it is very important have proper legal representation by way of a qualified injury lawyer to guarantee the rights of staff is upheld. When it comes to injury due to a motor vehicle accident, a car wreck lawyer will represent you to make sure you get the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. A car accident are unable to only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and even death. When a personal injury is a result of the negligent operation of any vehicle, the operator of the vehicle must held responsible for the consequences of such negligence. Because the laws for each state are very different, it is essential to possess a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This includes stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who could be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the homeowner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however for all the other users of your road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have already been struck by vehicles has grown substantially. Additional factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to support negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider and also the at-fault motorist to examine the way it is and getting a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and those cases may become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few selections for an effective defense. More defense options may be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of the dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney can enjoy an important role in proving liability within a dog bite case because they understand the applicable laws in your local state, how to calculate damages, and an effective way to provide evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you should prove that they owner or tenant in the property was negligent in certain action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court as well as a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons behind injury usually range between failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capacity to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy might help resolve your financial obligations if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them cope with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts as an option to liquidation. It is fantastic for those whose biggest concern is not lack of income, but dealing with the needs from creditors for immediate payment. It lets you keep your home providing you are able to spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle your debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage payments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your property could be a great relief, you will be expected to live for a long time under the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a fairly new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must come up with a repayment plan within 90 days of filing at court. It should incorporate a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a duration of time. Business owners and people could also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement plus a reorganization plan needs to be filed together with the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to enable a creditor to create a well informed decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred prior to the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties useful.