We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Personal injury occurs when an individual continues to be physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have already been harmed by other people in an accident or as a result of negligence and who may be held legally liable for such harm. Your own injury case becomes formalized when a injury lawyer represents the situation with respect to a client at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their customers, the most significant mandate being to assist them to acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for an accident or injury at your workplace. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will likely be paid by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for workers is normally compulsory together with the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they ought to be used by an employer who has or is needed by law to possess Worker’s Compensation Insurance, plus they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains due to handling materials. When an employee has suffered a work-related injury or illness time is critical because there is a limited time period in which to report the accident or incident as a way to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of your worker to obtain compensation may be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the amount of claims paid out by their insurance carrier. This is the reason you should have proper legal representation with a qualified accidental injury lawyer to be sure the rights of staff is upheld. When it comes to accidental injuries caused by a car accident, an auto wreck lawyer will fully handle your case to ensure you get the appropriate compensation for your loss and suffering as a result of negligence of someone else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a physical injury comes from the negligent operation of any vehicle, the operator in the vehicle should held responsible for the results of these negligence. Considering that the laws of every state are not the same, you should possess a local attorney familiar with car accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner of the vehicle, the lessor, the maker of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for all of the other users of the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver and their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurance company and the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ from state to state and they cases can become quite complex. If a dog owner is faced with a strict liability dog bite statute he may have few alternatives for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation in case you have been the victim of the dog attack. Dog bites might cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim up against the dog owner’s property insurance provider when the attack occurred about the insured’s property. A dog bite attorney may play an important role in proving liability inside a dog bite case because they understand the applicable laws within your local state, how to calculate damages, and the simplest way to offer evidence. In order to be successful inside a injury slip-and-fall lawsuit you should prove that they can owner or tenant from the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits are difficult to win. Reasons behind injury usually vary from failure to position signals of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, in the process, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of common type of bankruptcy and according to statistics greater than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Otherwise known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts as an option to liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but coping with the demands from creditors for immediate payment. It permits you to maintain your home providing you are able to pay the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to settle your debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed home loan payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your property may be a great relief, you will be required to live for many years within the close supervision of any court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit positioned on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It must feature a proposed plan to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization decide to retain the business operational while repaying creditors over a duration of time. Business owners and folks may also use Chapter 11 to seek relief. A Chapter 11 petition can be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain information concerning the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to create an informed decision about the reorganization plan. The Automated Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or other parties appealing.