We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury develops when someone is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Injury legal cases arise when an individual states have already been harmed by another person in an accident or because of negligence and who can be held legally in charge of such harm. A private injury case becomes formalized every time a personal injury lawyer represents the situation on behalf of a customer at the civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding their clients, the most important mandate being to assist them to get the justice and compensation they can be lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed in their responsibilities towards them and such negligence is responsible for a crash or injury at the office. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In case the claim is successful the quantity claimed is going to be covered by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is normally compulsory with all the notable exception of Texas since 2018. There are two simple requirements for workers to qualify for worker’s compensation benefits – they must be used by an employer who has or maybe needed by law to have Worker’s Compensation Insurance, plus they need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important while there is a small time frame in which to report the accident or incident so that you can claim benefits. Deadlines vary between states but in most states, the incident should be notified for the employer within 30 to 40 days failing that your ability of the worker to obtain compensation can be severely jeopardized. Workers are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay suffer from the quantity of claims paid out by their insurance firm. This is why it is very important have proper legal representation by way of a qualified injury lawyer to be sure the rights of workers are upheld. In the matter of personal injury due to a motor vehicle accident, a vehicle wreck lawyer will handle your case to ensure you get the appropriate compensation for your loss and suffering due to the negligence of an individual else. An automobile accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss in employment, and also death. When a personal injury comes from the negligent operation of your vehicle, the operator of the vehicle has to held accountable for the outcomes of the negligence. Ever since the laws of each state are very different, you should have a local attorney familiar with vehicle accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who might be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents like the driver, the dog owner in the vehicle, the lessor, the company in the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not merely for drivers however for all other users in the road. After motorcycle accidents, motorists often claim that they did not start to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to carry negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing your own injury claim necessitates the motorcycle driver’s insurer and the at-fault motorist to check the case and getting a claims adjuster offer some compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state which cases may become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few selections for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and perhaps, victims can be psychologically influenced by the trauma. You may pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred about the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they be aware of applicable laws within your local state, the way to calculate damages, and the best way to offer evidence. Just to be successful in the accidental injuries slip-and-fall lawsuit you should prove which they owner or tenant of the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually range from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve the money you owe if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Many people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, you can find long-term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or a bunch of their debts rather than liquidation. It is fantastic for those whose biggest problem is not insufficient income, but handling the demands from creditors for immediate payment. It lets you keep your home providing you are able to pay for the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to resolve the debt by applying all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to get caught up on missed home loan repayments. Probably the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your property may be a great relief, you may be required to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and adhere to certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to incorporate a proposed want to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization plan to retain the business operational while repaying creditors during a period of time. Business people and folks can also use Chapter 11 to find relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient allowing a creditor to help make an informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of interest.