We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when a person has been physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injuries legal cases arise when an individual states have already been harmed by another person inside an accident or on account of negligence and who may be held legally accountable for such harm. An individual injury case becomes formalized each time a injury lawyer represents the truth with respect to a person at a civil court proceeding. There are several duties a personal injury lawyer performs in aiding their clients, the main mandate being to help them acquire the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation might be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused a car accident or injury at the office. Each time a worker has become hurt on job, they may claim compensation from the employer by submitting a work accident claim. In case the claim is successful the amount claimed is going to be included in the employer’s insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some sort of worker’s compensation for workers is usually compulsory with all the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they ought to be employed by an employer who may have or perhaps is required by law to get Worker’s Compensation Insurance, and they also must have been injured at your workplace due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important because there is a limited time frame in which to report the accident or incident to be able to claim benefits. Deadlines vary from state to state however in most states, the incident should be notified towards the employer within 30 to 40 days failing in which the ability of your worker to get compensation might be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they believe is invalid because the rates they pay are influenced by the number of claims paid out by their insurance company. For this reason you should have proper legal representation by a qualified accidental injury lawyer to ensure the rights of staff is upheld. With regards to injury because of a automobile accident, an automobile wreck lawyer will represent you to ensure you receive the appropriate compensation for your loss and suffering due to negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss of employment, and even death. When a physical injury results from the negligent operation of any vehicle, the driver in the vehicle has to held responsible for the consequences of those negligence. Since the laws of every state are not the same, it is very important have a local attorney proficient in car accident compensation look after your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly experienced with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the owner of the vehicle, the lessor, the maker in the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not simply for drivers however for other users of your road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other variables that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers accountable for loss and suffering a result of their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the way it is and getting a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of your motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. When a dog owner is up against a strict liability dog bite statute he could have few alternatives for an excellent defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites might cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim from the dog owner’s home insurance provider in case the attack occurred about the insured’s property. A dog bite attorney can enjoy a vital role in proving liability in the dog bite case because they understand the applicable laws within your local state, how to calculate damages, and an effective way to offer evidence. In order to be successful in the accidental injuries slip-and-fall lawsuit you should prove that they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range from failure to set signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and this the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial obligations if you have serious financial problems. However, during this process, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to cope with overwhelming debt. However, you will find long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts instead of liquidation. It is perfect for those whose biggest concern is not absence of income, but working with the requirements from creditors for immediate payment. It lets you make your home providing it is possible to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to resolve your debt by using all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts as well as get caught up on missed mortgage payments. Probably the most attractive highlights of this choice is short-circuiting home foreclosure. Although keeping your home could be a great relief, you will certainly be necessary to live for a long time underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It needs to feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization plan to keep your business operational while repaying creditors during a period of time. Company owners and people may also use Chapter 11 to get relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information with regards to the assets, liabilities, and other business affairs of your debtor sufficient to allow a creditor to make a knowledgeable decision concerning the reorganization plan. The Automatic Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to never be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented from the court, an appointed trustee, a committee, or some other parties of great interest.