We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when an individual is physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when a person claims to happen to be harmed by other people in a accident or on account of negligence and who may be held legally liable for such harm. A private injury case becomes formalized each time a personal injury lawyer represents the truth on behalf of a client in a civil court proceeding. There are several duties a private injury lawyer performs in aiding their customers, the most crucial mandate being to enable them to obtain the justice and compensation these are lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that the employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. When a worker is hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is successful the amount claimed will be covered by the employer’s insurance. You can find four forms of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some kind of worker’s compensation for workers is usually compulsory using the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be utilized by a business having or possibly is necessary for law to have Worker’s Compensation Insurance, and they must have been injured at the job on account of their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When a worker has suffered a work-related injury or illness time is important as there is a limited time period where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability from the worker to get compensation could be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid because the rates they pay are affected by the number of claims paid out by their insurance company. This is the reason it is very important have proper legal representation by way of a qualified accidental injuries lawyer to be sure the rights of staff is upheld. In the case of accidental injury caused by a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you obtain the appropriate compensation to your loss and suffering due to the negligence of an individual else. A vehicle accident cannot only cause physical damage, but may result in life long injuries, immobility, reduction in employment, as well as death. When an injury comes from the negligent operation of the vehicle, the operator in the vehicle should held responsible for the outcomes of those negligence. Because the laws for each state are not the same, you should have got a local attorney familiar with motor vehicle accident compensation take care of your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly proficient in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are many parties who could be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or perhaps the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is important to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for other users of your road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has increased substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurer and also the at-fault motorist to check the way it is and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases can be quite complex. In case a dog owner is faced with a strict liability dog bite statute this individual have few alternatives for an effective defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation when you have been the victim of a dog attack. Dog bites could cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You may pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A dog bite attorney can start to play a vital role in proving liability inside a dog bite case since they know the applicable laws in your local state, the way to calculate damages, and the simplest way to present evidence. To become successful in a accidental injury slip-and-fall lawsuit you will have to prove that they owner or tenant of your property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled from court and a lawsuit is generally only filed once the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually vary from failure to position signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capability to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve your debts if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them manage overwhelming debt. However, there are long-term consequences for those who follow this route. Also known as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is great for those whose biggest issue is not insufficient income, but dealing with the demands from creditors for fast payment. It permits you to maintain your home providing you may pay the mortgage under the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to get rid of unsecured debts as well as get caught up on missed home loan payments. Just about the most attractive attributes of this alternative is short-circuiting home foreclosure. Although keeping your property can be a great relief, you may be required to live for several years underneath the close supervision of a court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It should feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors during a period of time. Companies and individuals also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan has to be filed using the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs in the debtor sufficient allowing a creditor to help make a knowledgeable decision regarding the reorganization plan. The Automated Stay offers a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.