We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injury develops when somebody has become physically or psychologically injured on account of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when someone claims to have been harmed by someone else in an accident or on account of negligence and who can be held legally liable for such harm. A personal injury case becomes formalized each time a accidental injury lawyer represents the situation with respect to a customer in a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding the clientele, the main mandate being to assist them to acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed with their responsibilities towards them etc negligence has caused any sort of accident or injury at the office. Whenever a worker continues to be hurt on job, they can claim compensation using their employer by submitting a work accident claim. In the event the claim is a winner the exact amount claimed will probably be protected by the employer’s insurance. You can find four types of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some form of worker’s compensation for employees is generally compulsory using the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be used by a business that has or possibly is needed by law to obtain Worker’s Compensation Insurance, plus they must have been injured at the job due to their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by exposure to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is critical because there is a restricted period of time where you can report the accident or incident so that you can claim benefits. Deadlines vary from state to state but also in most states, the incident has to be notified for the employer within 30 to 40 days failing which the ability of the worker to get compensation may be severely jeopardized. Staff is often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the quantity of claims paid out by their insurance carrier. For this reason it is very important have proper legal representation with a qualified accidental injury lawyer to ensure the rights of personnel are upheld. With regards to accidental injury as a result of car accident, an auto wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your loss and suffering due to negligence of someone else. An automobile accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury is a result of the negligent operation of any vehicle, the motorist from the vehicle has to held accountable for the effects of these negligence. Because the laws of every state are different, it is very important have got a local attorney proficient in automobile accident compensation care for your own injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or maybe the shipper or loader of the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is important to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not simply for drivers however, for other users in the road. After motorcycle accidents, motorists often state that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers are already struck by vehicles has increased substantially. Other elements that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers liable for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the way it is and having a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of any motorcycle accident runs the danger of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and these cases could become quite complex. If your dog owner is faced with a strict liability dog bite statute he may have few choices for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically afflicted with the trauma. It is possible to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred in the insured’s property. A pet dog bite attorney can enjoy a crucial role in proving liability in the dog bite case as they know the applicable laws within your local state, the way to calculate damages, and the most effective way to offer evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you should prove that they can owner or tenant of the property was negligent in a few action they did or did not take that caused the injury. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the main cause, premises liability lawsuits are hard to win. Reasons behind injury usually cover anything from failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. Your own injury slip, trip, and fall case rely heavily around the victim’s power to prove liability by the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve your financial situation for those who have serious financial problems. However, during this process, you could possibly lose some property. Chapter 7 Bankruptcy, also referred to as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most everyday sort of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. To be able to be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to enable them to handle overwhelming debt. However, there are long-term consequences for many who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or all their debts rather than liquidation. It is great for those whose biggest problem is not absence of income, but dealing with the requirements from creditors for fast payment. It lets you make your home providing you are able to pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five-years to solve the debt by utilizing all disposable income on the debt reduction plan. It allows debtors to eliminate unsecured debts and also to get caught up on missed home loan payments. One of the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up needed to live for several years within the close supervision of the court-appointed trustee to recover and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 90 days of filing at court. It has to feature a proposed intend to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a period of time. Business people and people also can use Chapter 11 to seek relief. A Chapter 11 petition may be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases as well as a statement of financial affairs. A written disclosure statement as well as a reorganization plan must be filed using the court. The disclosure must contain information about the assets, liabilities, along with other business affairs in the debtor sufficient to allow a creditor to help make a well informed decision concerning the reorganization plan. The Automated Stay provides a debtor with a period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented from the court, an appointed trustee, a committee, or any other parties useful.