We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Accidental injury occurs when an individual continues to be physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when someone promises to happen to be harmed by somebody else within an accident or on account of negligence and who may be held legally liable for such harm. An individual injury case becomes formalized whenever a personal injury lawyer represents the truth on the part of a client with a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their customers, the main mandate being to enable them to receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence has caused a crash or injury at the job. Every time a worker is hurt on job, they are able to claim compensation off their employer by submitting a work accident claim. If the claim is successful the total amount claimed will probably be protected by the employer’s liability insurance. There are four forms of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some form of worker’s compensation for workers is often compulsory with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they ought to be utilized by a business who may have or maybe necessary for law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a restricted period of time to report the accident or incident to be able to claim benefits. Deadlines vary among states but also in most states, the incident should be notified for the employer within 30 to 40 days failing in which the ability of your worker to acquire compensation can be severely jeopardized. Personnel are often surprised to understand that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are influenced by the number of claims paid out by their insurance provider. That is why you should have proper legal representation with a qualified injury lawyer to be sure the rights of personnel are upheld. In the case of accidental injuries due to a vehicle accident, a vehicle wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, and also death. When a physical injury results from the negligent operation of any vehicle, the motorist in the vehicle must held liable for the results of such negligence. Considering that the laws of every state are not the same, it is important to possess a local attorney proficient in vehicle accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who can be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the owner from the vehicle, the lessor, the producer of your vehicle, parts, or tires, or perhaps the shipper or loader of your cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers but for all the other users from the road. After motorcycle accidents, motorists often claim that they failed to begin to see the motorcycle and the number of instances where motorcycle drivers have been struck by vehicles has grown substantially. Other factors that lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers accountable for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer as well as the at-fault motorist to examine the case and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state and those cases may become quite complex. When a dog owner is up against a strict liability dog bite statute he could have few options for a prosperous defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites may cause serious injuries and perhaps, victims can even be psychologically influenced by the trauma. You can pursue an insurance claim from the dog owner’s property insurance provider in case the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case because they know the applicable laws with your local state, how to calculate damages, and an effective way to present evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove that they owner or tenant in the property was negligent in many action they did or failed to take that caused the injury. Most slip-and-fall cases are settled away from court along with a lawsuit is usually only filed when the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits take time and effort to win. Reasons behind injury usually cover anything from failure to place signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capability to prove liability by the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe if you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, you will find long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but handling the needs from creditors for immediate payment. It permits you to keep your home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to solve your debt by making use of all disposable income to the debt reduction plan. It allows debtors to eliminate unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive attributes of this option is short-circuiting home foreclosure. Although keeping your house could be a great relief, you will be required to live for quite some time within the close supervision of a court-appointed trustee to recover and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 90 days of filing at court. It should feature a proposed intend to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Company owners and people also can use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of the debtor sufficient to permit a creditor to create a well informed decision regarding the reorganization plan. The Automatic Stay supplies a debtor with a time period of time during which all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred ahead of the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or any other parties appealing.