We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury occurs when someone is physically or psychologically injured as a result of negligence on the part of another individual, company, entity, or government agency. Injury legal cases arise when an individual claims to happen to be harmed by somebody else within an accident or as a result of negligence and who could be held legally in charge of such harm. An individual injury case becomes formalized whenever a injury lawyer represents the way it is on behalf of a client at a civil court proceeding. There are lots of duties an individual injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them acquire the justice and compensation they may be lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed within their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. Every time a worker has become hurt on job, they may claim compensation from their employer by submitting a work accident claim. If the claim is successful the exact amount claimed will be included in the employerâ€™s liability insurance. There are actually four varieties of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some form of workerâ€™s compensation for workers is often compulsory together with the notable exception of Texas since 2018. There are 2 simple requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they must be used by an employer who has or is necessary for law to obtain Workerâ€™s Compensation Insurance, and they need to have been injured at your workplace due to their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is critical because there is a small timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident needs to be notified on the employer within 30 to 40 days failing that the ability in the worker to acquire compensation can be severely jeopardized. Employees are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid since the rates they pay are affected by the number of claims paid out by their insurance company. That is why it is important to have proper legal representation by a qualified injury lawyer to be sure the rights of staff is upheld. When it comes to personal injury as a result of car accident, an auto wreck lawyer will fully handle your case to make sure you obtain the appropriate compensation for the loss and suffering due to the negligence of someone else. An automobile accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an accident results from the negligent operation of the vehicle, the driver of your vehicle has to held responsible for the consequences of such negligence. Since the laws for each state are not the same, it is very important have got a local attorney proficient in vehicle accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who can be held responsible for injuries to victims with regards to truck or tractor-trailer related accidents like the driver, the property owner of your vehicle, the lessor, the maker of the vehicle, parts, or tires, or perhaps the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers but for all other users from the road. After motorcycle accidents, motorists often point out that they did not begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver and their passenger to carry negligent vehicle drivers liable for loss and suffering caused by their negligent driving. Filing your own injury claim necessitates the motorcycle driverâ€™s insurer and also the at-fault motorist to evaluate the situation and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ from state to state which cases can be quite complex. In case a dog owner is up against a strict liability dog bite statute he could have few options for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. A dog bite lawyer may help you claim compensation in case you have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically influenced by the trauma. You can pursue an insurance claim from the dog ownerâ€™s property insurance provider in the event the attack occurred about the insuredâ€™s property. A pet dog bite attorney may play an important role in proving liability inside a dog bite case because they are aware of the applicable laws with your local state, how you can calculate damages, and the most effective way to provide evidence. In order to be successful in a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in some action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is normally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the cause, premises liability lawsuits are difficult to win. Reasons for injury usually range between failure to put indicators of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s ability to prove liability on the part of the defendant and therefore the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy may help resolve your debts when you have serious financial problems. However, along the way, you could possibly lose some property. Chapter 7 Bankruptcy, often known as â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced their debts discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, you can find long term consequences for those who follow this route. Also known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or their debts rather than liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but dealing with the demands from creditors for immediate payment. It allows you to keep the home providing you may pay for the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to solve the debt by making use of all disposable income towards the debt reduction plan. It allows debtors to reduce unsecured debts as well as get caught up on missed mortgage payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will be expected to live for a long time underneath the close supervision of your court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must think of a repayment schedule within 90 days of filing at court. It has to include a proposed decide to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to keep your business operational while repaying creditors over a period of time. Business people and folks could also use Chapter 11 to look for relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed together with the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automated Stay offers a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and so are not to be pursued on any debt that occurred prior to the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or another parties useful.