We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Accidental injury develops when an individual is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to happen to be harmed by someone else inside an accident or as a result of negligence and who might be held legally responsible for such harm. Your own injury case becomes formalized each time a accidental injuries lawyer represents the case with respect to a person at a civil court proceeding. There are several duties an individual injury lawyer performs in aiding their customers, the most significant mandate being to assist them receive the justice and compensation they are lawfully qualified for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them etc negligence is responsible for a crash or injury at work. Whenever a worker is hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. If the claim is a winner the exact amount claimed will likely be covered by the employer’s liability insurance. You can find four kinds of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is usually compulsory together with the notable exception of Texas as of 2018. There are 2 simple requirements for workers to qualify for worker’s compensation benefits – they have to be employed by a company who may have or perhaps is needed by law to have Worker’s Compensation Insurance, plus they must have been injured at your workplace due to their job- related duties. Most work-related injuries are protected by worker’s comp insurance including accidents and occupational illnesses brought on by contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When a staff member has suffered a work-related injury or illness time is an issue as there is a restricted time period where you can report the accident or incident to be able to claim benefits. Deadlines vary from state to state nevertheless in most states, the incident must be notified for the employer within 30 to 40 days failing that your ability in the worker to receive compensation can be severely jeopardized. Staff is often surprised to find out that employers can dispute a worker’s compensation claim they think is invalid as the rates they pay are influenced by the volume of claims paid out by their insurance company. That is why it is very important have proper legal representation by a qualified accidental injury lawyer to ensure the rights of personnel are upheld. When it comes to injury because of a motor vehicle accident, a car wreck lawyer will handle your case to make sure you have the appropriate compensation for your loss and suffering due to the negligence of someone else. A vehicle accident are unable to only cause physical damage, but may lead to life long injuries, immobility, lack of employment, and even death. When a physical injury is a result of the negligent operation of a vehicle, the driver from the vehicle has to held accountable for the consequences of those negligence. Considering that the laws for each state are very different, it is essential to use a local attorney familiar with automobile accident compensation look after your personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is extremely experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents like the driver, the homeowner from the vehicle, the lessor, the manufacturer in the vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all other users in the road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance carrier and also the at-fault motorist to evaluate the case and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of any motorcycle accident runs the risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ among states and they cases may become quite complex. In case a dog owner is faced with a strict liability dog bite statute he may have few selections for an effective defense. More defense options may be available in states where traditional negligence rules apply. Your dog bite lawyer can assist you claim compensation for those who have been the victim of the dog attack. Dog bites may cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You can pursue an insurance claim up against the dog owner’s home insurance provider when the attack occurred in the insured’s property. A pet dog bite attorney can play a vital role in proving liability in the dog bite case because they are aware of the applicable laws within your local state, how you can calculate damages, and an effective way to offer evidence. To be successful within a personal injury slip-and-fall lawsuit you will need to prove they owner or tenant of the property was negligent in some action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is normally only filed once the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually cover anything from failure to set signals of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capacity to prove liability by the defendant and this the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve the money you owe if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 is definitely the simplest, quickest, and the majority of common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to qualify for Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a well as secured and unsecured debt. Some individuals who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, there are actually long term consequences for many who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all their debts instead of liquidation. It is perfect for those whose biggest problem is not absence of income, but coping with the needs from creditors for immediate payment. It allows you to keep your home providing you are able to spend the money for mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five-years to settle your debt by making use of all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed home loan repayments. One of the more attractive attributes of this approach is short-circuiting home foreclosure. Although keeping your house can be a great relief, you will certainly be needed to live for a long time within the close supervision of the court-appointed trustee to gather and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a somewhat new accessory for the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency reply to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must add a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt from a corporation or partnership involving a reorganization intend to keep the business operational while repaying creditors over a duration of time. Business people and people could also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan has to be filed with the court. The disclosure must contain all information regarding the assets, liabilities, along with other business affairs in the debtor sufficient to enable a creditor to help make an informed decision with regards to the reorganization plan. The Automated Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties useful.