We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Lawyer - Wilky Wilson
Accidental injury occurs when someone is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Injury legal cases arise when someone claims to have been harmed by another person within an accident or due to negligence and who may be held legally liable for such harm. Your own injury case becomes formalized when a injury lawyer represents the case on the part of a client at a civil court proceeding. There are several duties your own injury lawyer performs in aiding their customers, the most significant mandate being to help them obtain the justice and compensation they can be lawfully eligible to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed with their responsibilities towards them and the like negligence is responsible for an accident or injury at the office. Whenever a worker continues to be hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is successful the exact amount claimed will likely be protected by the employer’s insurance. You can find four kinds of worker’s compensation benefits that can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some type of worker’s compensation for employees is generally compulsory with the notable exception of Texas as of 2018. There are 2 basic requirements for workers to qualify for worker’s compensation benefits – they should be utilized by an employer that has or perhaps is essental to law to possess Worker’s Compensation Insurance, and so they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses due to being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains because of handling materials. When a member of staff has suffered a work-related injury or illness time is critical while there is a limited timeframe in order to report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident must be notified for the employer within 30 to 40 days failing which the ability in the worker to acquire compensation might be severely jeopardized. Employees are often surprised to find out that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay are affected by the number of claims paid out by their insurance provider. This is why it is important to have proper legal representation by a qualified personal injury lawyer so that the rights of workers are upheld. When it comes to accidental injury due to a motor vehicle accident, a car wreck lawyer will represent you to ensure you get the appropriate compensation to your loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and in many cases death. When a physical injury is a result of the negligent operation of a vehicle, the motorist from the vehicle has to held liable for the consequences of those negligence. Considering that the laws of each state are different, it is essential to possess a local attorney proficient in automobile accident compensation look after your individual injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. Including such things as mandatory training, rest breaks, and work hour restrictions. There are numerous parties who may be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents including the driver, the property owner in the vehicle, the lessor, the producer of your vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not merely for drivers but also for all of the other users of the road. After motorcycle accidents, motorists often state that they did not start to see the motorcycle and the amount of instances where motorcycle drivers are already struck by vehicles has increased substantially. Additional factors which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to hold negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim involves the motorcycle driver’s insurance provider and also the at-fault motorist to evaluate the situation and having a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ among states and those cases can become quite complex. When a dog owner is confronted with a strict liability dog bite statute he might have few options for a prosperous defense. More defense options may be available in states where traditional negligence rules apply. A dog bite lawyer can assist you claim compensation in case you have been the victim of any dog attack. Dog bites may cause serious injuries and in many cases, victims may also be psychologically affected by the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred around the insured’s property. A dog bite attorney can play a crucial role in proving liability in a dog bite case because they be aware of applicable laws within your local state, how you can calculate damages, and the most effective way to show evidence. In order to be successful in a injury slip-and-fall lawsuit you will need to prove they owner or tenant from the property was negligent in a few action they did or failed to take that caused the injury. Most slip-and-fall cases are settled out from court and a lawsuit is generally only filed once the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the root cause, premises liability lawsuits are difficult to win. Causes of injury usually range from failure to position warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability on the part of the defendant which the victim suffered damages due to such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you might lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including personal credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and most common type of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings have gotten debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to handle overwhelming debt. However, there are actually long term consequences for those who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts rather than liquidation. It is perfect for those whose biggest issue is not insufficient income, but working with the demands from creditors for fast payment. It enables you to maintain your home providing you may pay the mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to eliminate your debt by utilizing all disposable income towards the debt reduction plan. It allows debtors to remove unsecured debts as well as to catch up on missed mortgage payments. One of the more attractive features of this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up expected to live for many years underneath the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen can be a somewhat new accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment schedule within 90 days of filing at court. It needs to add a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors over a duration of time. Company owners and folks could also use Chapter 11 to seek relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement along with a reorganization plan must be filed together with the court. The disclosure must contain all information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to help make an educated decision concerning the reorganization plan. The Automated Stay provides a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are to not be pursued on any debt that occurred just before the filing in the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for several years unless a timely resolution is presented by the court, an appointed trustee, a committee, or other parties useful.