We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury develops when a person is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person states to have already been harmed by someone else within an accident or on account of negligence and who might be held legally in charge of such harm. Your own injury case becomes formalized every time a accidental injury lawyer represents the situation on behalf of a client with a civil court proceeding. There are many duties a personal injury lawyer performs in aiding their clientele, the most significant mandate being to help them obtain the justice and compensation they can be lawfully entitled to from undergoing losses and suffering due to negligence of others. Workplace injury compensation could be claimed when someone believes that their employer has failed with their responsibilities towards them etc negligence has caused an accident or injury at the job. When a worker continues to be hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. If the claim is a winner the amount claimed will be covered by the employer’s insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In many states, some type of worker’s compensation for workers is generally compulsory together with the notable exception of Texas as of 2018. The two main basic requirements for workers to qualify for worker’s compensation benefits – they ought to be employed by a business who may have or is essental to law to obtain Worker’s Compensation Insurance, and so they need to have been injured at the office due to their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When a staff member has suffered a work-related injury or illness time is critical while there is a small timeframe in which to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident has to be notified towards the employer within 30 to 40 days failing that your ability of your worker to receive compensation could be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid because the rates they pay are affected by the number of claims paid out by their insurance provider. For this reason it is important to have proper legal representation by a qualified accidental injury lawyer so that the rights of employees are upheld. In the matter of accidental injury because of a motor vehicle accident, an automobile wreck lawyer will fully handle your case to make sure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident are unable to only cause physical damage, but may result in life long injuries, immobility, reduction in employment, and also death. When a physical injury is a result of the negligent operation of any vehicle, the motorist from the vehicle needs to held to blame for the effects of the negligence. Because the laws of every state are not the same, it is very important have a local attorney experienced in automobile accident compensation look after your own personal injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This includes things like mandatory training, rest breaks, and work hour restrictions. There are many parties who may be held accountable for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner in the vehicle, the lessor, the producer of the vehicle, parts, or tires, or even the shipper or loader of your cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is vital to make sure you are properly compensated for the injuries. Motorcycles present unique challenges, not only for drivers however for all the other users of your road. After motorcycle accidents, motorists often claim that they did not view the motorcycle and the amount of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing an individual injury claim involves the motorcycle driver’s insurance company and also the at-fault motorist to look at the case and getting a claims adjuster offer some compensation. Without the right representation, the victim of a motorcycle accident runs the risk of not receiving fair and just compensation for loss and suffering. Dog bite laws differ between states which cases could become quite complex. If a dog owner is confronted by a strict liability dog bite statute he may have few alternatives for an excellent defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation if you have been the victim of a dog attack. Dog bites can cause serious injuries and in some cases, victims can be psychologically impacted by the trauma. You can pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. Your dog bite attorney can enjoy a vital role in proving liability inside a dog bite case while they be aware of applicable laws with your local state, the best way to calculate damages, and the simplest way to present evidence. Just to be successful inside a personal injury slip-and-fall lawsuit you will have to prove which they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled from court and a lawsuit is normally only filed when the parties involved cannot reach an agreement. Despite their prevalence as well as the serious injuries the main cause, premises liability lawsuits take time and effort to win. Causes of injury usually range between failure to put signals of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily about the victim’s capacity to prove liability by the defendant and that the victim suffered damages because of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, at the same time, you could possibly lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and a lot everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have had debts they have accrued discharged. So that you can qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not possess enough debt to file for bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to handle overwhelming debt. However, you will find long-term consequences for those who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is great for those whose biggest concern is not absence of income, but working with the demands from creditors for immediate payment. It permits you to keep your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by using all disposable income for the debt reduction plan. It allows debtors to eliminate unsecured debts as well as catch up on missed mortgage repayments. Just about the most attractive features of this choice is short-circuiting home foreclosure. Although keeping your home may be a great relief, you will end up necessary to live for many years within the close supervision of the court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent accessory for the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It has to feature a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt from a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Companies and individuals could also use Chapter 11 to get relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed together with the court. The disclosure must contain information concerning the assets, liabilities, and also other business affairs of the debtor sufficient allowing a creditor to make an educated decision with regards to the reorganization plan. The Automatic Stay supplies a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are to not be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented with the court, an appointed trustee, a committee, or other parties appealing.