We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury develops when an individual has become physically or psychologically injured as a result of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when someone states to are already harmed by another person within an accident or due to negligence and who might be held legally responsible for such harm. An individual injury case becomes formalized when a accidental injuries lawyer represents the way it is on behalf of a customer at a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their customers, the main mandate being to enable them to get the justice and compensation they are lawfully entitled to from undergoing losses and suffering due to the negligence of others. Workplace injury compensation may be claimed when someone believes that their employer has failed in their responsibilities towards them and the like negligence has caused a crash or injury at the job. Whenever a worker is hurt on job, they can claim compensation from the employer by submitting a work accident claim. In the event the claim is successful the amount claimed will likely be protected by the employer’s liability insurance. There are four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for workers is generally compulsory with the notable exception of Texas by 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a company having or possibly is required by law to obtain Worker’s Compensation Insurance, and they also will need to have been injured at work because of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses brought on by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains on account of handling materials. When a staff member has suffered a work-related injury or illness time is an issue while there is a small time period to report the accident or incident to be able to claim benefits. Deadlines vary among states but in most states, the incident should be notified on the employer within 30 to 40 days failing that your ability of the worker to obtain compensation may be severely jeopardized. Employees are often surprised to discover that employers can dispute a worker’s compensation claim they feel is invalid for the reason that rates they pay suffer from the volume of claims paid out by their insurance company. This is the reason it is important to have proper legal representation by a qualified accidental injuries lawyer to ensure the rights of personnel are upheld. When it comes to injury because of a vehicle accident, an automobile wreck lawyer will fully handle your case to ensure you receive the appropriate compensation to your loss and suffering because of the negligence of an individual else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, and also death. When an accident comes from the negligent operation of the vehicle, the operator of your vehicle should held responsible for the results of these negligence. Considering that the laws of each and every state are not the same, it is essential to have got a local attorney proficient in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is highly experienced in the laws and established standards that trucking companies and truck drivers must meet. Including things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the owner of the vehicle, the lessor, the company from the vehicle, parts, or tires, and even the shipper or loader of your cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is essential to make sure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users of the road. After motorcycle accidents, motorists often point out that they failed to see the motorcycle and the amount of instances where motorcycle drivers have already been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver and their passenger to hold negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing an individual injury claim requires the motorcycle driver’s insurance provider along with the at-fault motorist to check the truth and achieving a claims adjuster offer some compensation. Without the proper representation, the victim of a motorcycle accident runs the potential risk of not receiving fair and only compensation for loss and suffering. Dog bite laws differ between states and those cases could become quite complex. If your dog owner is confronted with a strict liability dog bite statute this individual have few choices for a prosperous defense. More defense options can be obtainable in states where traditional negligence rules apply. Your dog bite lawyer may help you claim compensation when you have been the victim of the dog attack. Dog bites can cause serious injuries and perhaps, victims can also be psychologically impacted by the trauma. You are able to pursue an insurance claim up against the dog owner’s property insurance provider in the event the attack occurred around the insured’s property. Your dog bite attorney may play a crucial role in proving liability in a dog bite case because they be aware of applicable laws in your local state, the way to calculate damages, and the most effective way to offer evidence. To be successful in the injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in some action they did or did not take that caused the injury. Most slip-and-fall cases are settled from court along with a lawsuit is generally only filed when the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons behind injury usually range from failure to set warning signs of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victim’s ability to prove liability by the defendant and therefore the victim suffered damages because of such negligence. Chapter 7 Bankruptcy may help resolve your debts if you have serious financial problems. However, at the same time, you may lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and most common type of bankruptcy and according to statistics over 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. So that you can be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment may be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long-term consequences for individuals who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows individuals with enough income to settle part or their debts as an option to liquidation. It is fantastic for those whose biggest issue is not absence of income, but dealing with the demands from creditors for fast payment. It enables you to keep your home providing you can actually pay for the mortgage within the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to 5 years to settle your debt by utilizing all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts as well as catch up on missed home loan repayments. One of the more attractive options that come with this option is short-circuiting home foreclosure. Although keeping your house can be a great relief, you may be necessary to live for many years under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency solution to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It has to include a proposed decide to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Business owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also must file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain information with regards to the assets, liabilities, along with other business affairs in the debtor sufficient to permit a creditor to make an educated decision regarding the reorganization plan. The Automatic Stay gives a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred just before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented by the court, an appointed trustee, a committee, or another parties of great interest.