We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Personal injury takes place when a person has become physically or psychologically injured because of negligence on the part of another individual, company, entity, or government agency. Personal injury legal cases arise when somebody claims to have already been harmed by somebody else inside an accident or as a result of negligence and who may be held legally in charge of such harm. A private injury case becomes formalized when a injury lawyer represents the situation on the part of a client with a civil court proceeding. There are lots of duties a personal injury lawyer performs in aiding their clientele, the most important mandate being to assist them to obtain the justice and compensation they can be lawfully qualified for from undergoing losses and suffering because of the negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed within their responsibilities towards them and the like negligence is responsible for any sort of accident or injury at your workplace. Each time a worker has been hurt on job, they could claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the amount claimed will likely be included in the employer’s liability insurance. There are four types of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. Generally in most states, some type of worker’s compensation for employees is generally compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to be eligible for worker’s compensation benefits – they have to be used by an employer who has or is needed by law to obtain Worker’s Compensation Insurance, and they also must have been injured at the office as a result of their job- related duties. Most work-related injuries are covered by worker’s comp insurance including accidents and occupational illnesses caused by contact with harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is an issue as there is a small timeframe in order to report the accident or incident in order to claim benefits. Deadlines vary from state to state however in most states, the incident needs to be notified for the employer within 30 to 40 days failing that your ability in the worker to receive compensation might be severely jeopardized. Employees are often surprised to learn that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are influenced by the amount of claims paid out by their insurance firm. This is the reason you should have proper legal representation from a qualified accidental injury lawyer to guarantee the rights of workers are upheld. In the case of accidental injury as a result of vehicle accident, an automobile wreck lawyer will handle your case to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of someone else. A vehicle accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When an accident is a result of the negligent operation of your vehicle, the motorist from the vehicle needs to held accountable for the consequences of those negligence. Since the laws for each state are not the same, it is important to have a local attorney familiar with automobile accident compensation care for your personal injury claim. Investigations involving truck or tractor-trailer accidents may be complex and demanding. A truck accident lawyer is very proficient in the laws and established standards that trucking companies and truck drivers must meet. Including stuff like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the property owner from the vehicle, the lessor, the maker from the vehicle, parts, or tires, or even the shipper or loader from the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to make sure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers however, for all other users of your road. After motorcycle accidents, motorists often say that they did not see the motorcycle and the quantity of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements that lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver as well as their passenger to support negligent vehicle drivers responsible for loss and suffering caused by their negligent driving. Filing an individual injury claim necessitates the motorcycle driver’s insurer and also the at-fault motorist to examine the case and achieving a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of the motorcycle accident runs the potential risk of not receiving fair and simply compensation for loss and suffering. Dog bite laws differ between states and those cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he might have few choices for a prosperous defense. More defense options might be available in states where traditional negligence rules apply. A dog bite lawyer will help you claim compensation if you have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically influenced by the trauma. You are able to pursue an insurance claim from the dog owner’s property insurance provider if the attack occurred on the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability within a dog bite case as they are aware of the applicable laws inside your local state, how you can calculate damages, and the simplest way to provide evidence. To become successful inside a accidental injuries slip-and-fall lawsuit you will have to prove which they owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court plus a lawsuit is generally only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits are difficult to win. Factors behind injury usually range between failure to set warning signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. An individual injury slip, trip, and fall case rely heavily on the victim’s power to prove liability by the defendant and this the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy can help resolve your financial situation if you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and many everyday sort of bankruptcy and according to statistics a lot more than 95.5% of Chapter 7 bankruptcy filings experienced their debts discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a highly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to help them cope with overwhelming debt. However, you will find long-term consequences for individuals who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or a bunch of their debts as an option to liquidation. It is ideal for those whose biggest dilemma is not absence of income, but dealing with the requirements from creditors for fast payment. It lets you maintain your home providing you are able to pay for the mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate the debt by applying all disposable income on the debt reduction plan. It allows debtors to get rid of unsecured debts and also to get caught up on missed home loan repayments. Probably the most attractive options that come with this approach is short-circuiting home foreclosure. Although keeping your own home can be a great relief, you will end up necessary to live for quite some time underneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is a relatively recent addition to the bankruptcy laws which allow family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency response to the pressures that tightening of agricultural credit put on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors can be single or married individuals, partnerships, or corporations. They should be actively engaged in a farming or commercial fishing operation and conform to certain requirements. Debtors must make a repayment plan within 90 days of filing at court. It has to include a proposed intend to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally provides for the restructuring of debt by a corporation or partnership involving a reorganization intend to maintain the business operational while repaying creditors over a period of time. Companies and individuals may also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily with a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement plus a reorganization plan should be filed with all the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs in the debtor sufficient to enable a creditor to create an educated decision regarding the reorganization plan. The Automated Stay offers a debtor with a time period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are not to be pursued on any debt that occurred ahead of the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties of great interest.