We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury develops when somebody is physically or psychologically injured due to negligence by another individual, company, entity, or government agency. Accidental injury legal cases arise when an individual promises to happen to be harmed by someone else in a accident or on account of negligence and who can be held legally in charge of such harm. A personal injury case becomes formalized every time a accidental injuries lawyer represents the situation on the part of a client in a civil court proceeding. There are lots of duties your own injury lawyer performs in aiding their clients, the main mandate being to enable them to obtain the justice and compensation they may be lawfully eligible for from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and the like negligence is responsible for an accident or injury at your workplace. Every time a worker has been hurt on job, they could claim compensation from their employer by submitting a work accident claim. If the claim is successful the total amount claimed will be protected by the employer’s insurance. You will find four types of worker’s compensation benefits that could be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for workers is generally compulsory with the notable exception of Texas as of 2018. There are two simple requirements for workers to be eligible for worker’s compensation benefits – they must be used by a business having or is needed by law to possess Worker’s Compensation Insurance, and so they should have been injured at the office on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses brought on by exposure to harmful materials, work activities or equipment. The most common worker's comp injuries involve strains and sprains as a result of handling materials. When an employee has suffered a work-related injury or illness time is important as there is a small time period to report the accident or incident to be able to claim benefits. Deadlines vary between states but in most states, the incident needs to be notified to the employer within 30 to 40 days failing that your ability in the worker to receive compensation may be severely jeopardized. Personnel are often surprised to learn that employers can dispute a worker’s compensation claim they feel is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance carrier. That is why it is important to have proper legal representation by a qualified accidental injuries lawyer so that the rights of staff is upheld. In the matter of accidental injury as a result of vehicle accident, an auto wreck lawyer will fully handle your case to make sure you have the appropriate compensation for the loss and suffering due to the negligence of an individual else. An automobile accident cannot only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When a physical injury comes from the negligent operation of any vehicle, the driver of your vehicle needs to held accountable for the results of the negligence. Ever since the laws of each state are different, it is important to use a local attorney experienced in car accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is tremendously familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include such things as mandatory training, rest breaks, and work hour restrictions. There are several parties who could be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents such as the driver, the owner from the vehicle, the lessor, the manufacturer of the vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is vital to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not merely for drivers however, for all of the other users from the road. After motorcycle accidents, motorists often say that they failed to view the motorcycle and the number of instances where motorcycle drivers have already been struck by vehicles has risen substantially. Other elements which lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer might help an injured motorcycle driver along with their passenger to support negligent vehicle drivers liable for loss and suffering due to their negligent driving. Filing your own injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the truth and having a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the potential risk of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. If a dog owner is confronted with a strict liability dog bite statute he may have few selections for an effective defense. More defense options can be offered in states where traditional negligence rules apply. Your dog bite lawyer will help you claim compensation in case you have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can also be psychologically impacted by the trauma. You may pursue an insurance claim versus the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney may play a vital role in proving liability inside a dog bite case as they understand the applicable laws in your local state, how you can calculate damages, and the simplest way to present evidence. Just to be successful in the accidental injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court plus a lawsuit is generally only filed when the parties involved cannot reach a settlement. Despite their prevalence as well as the serious injuries the root cause, premises liability lawsuits take time and effort to win. Causes of injury usually cover anything from failure to put signals of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victim’s capability to prove liability on the part of the defendant and that the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy may help resolve your financial obligations in case you have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and most everyday sort of bankruptcy and according to statistics more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. To be able to be eligible for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some individuals who do not possess enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets for example home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to assist them to manage overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people with enough income to settle part or their debts as an alternative to liquidation. It is ideal for those whose biggest problem is not lack of income, but working with the demands from creditors for fast payment. It enables you to maintain your home providing you can actually spend the money for mortgage under the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to settle the debt by using all disposable income on the debt reduction plan. It allows debtors to reduce unsecured debts as well as to catch up on missed home loan repayments. Just about the most attractive features of this option is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will be expected to live for several years under the close supervision of any court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new accessory for the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress being an emergency response to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income may seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They have to be actively engaged in a farming or commercial fishing operation and comply with certain requirements. Debtors must think of a repayment plan within 3 months of filing at court. It must feature a proposed decide to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization decide to keep your business operational while repaying creditors over a duration of time. Companies and folks could also use Chapter 11 to get relief. A Chapter 11 petition might be filed voluntarily by a debtor or involuntarily by creditors that meet certain requirements. A debtor also needs to file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases along with a statement of financial affairs. A written disclosure statement and a reorganization plan needs to be filed using the court. The disclosure must contain information concerning the assets, liabilities, as well as other business affairs of the debtor sufficient to allow a creditor to help make an educated decision regarding the reorganization plan. The Automated Stay supplies a debtor with a period of time in which all judgments, foreclosures, collection activities, and repossessions are suspended and so are to not be pursued on any debt that occurred before the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented from the court, an appointed trustee, a committee, or another parties useful.