We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Injury takes place when somebody is physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when an individual promises to have been harmed by someone else in a accident or on account of negligence and who can be held legally accountable for such harm. An individual injury case becomes formalized every time a injury lawyer represents the way it is with respect to a person in a civil court proceeding. There are many duties your own injury lawyer performs in aiding their clients, the most important mandate being to help them acquire the justice and compensation they are lawfully eligible for from undergoing losses and suffering due to negligence of others. Workplace injury compensation can be claimed when someone believes that their employer has failed inside their responsibilities towards them and such negligence is responsible for a car accident or injury at the job. Every time a worker is hurt on job, they can claim compensation using their employer by submitting a work accident claim. In case the claim is a winner the total amount claimed will probably be protected by the employerâ€™s insurance. You will find four types of workerâ€™s compensation benefits which can be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In many states, some kind of workerâ€™s compensation for employees is normally compulsory using the notable exception of Texas at the time of 2018. There are two basic requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be employed by a company who may have or possibly is required by law to have Workerâ€™s Compensation Insurance, and so they should have been injured at your workplace as a result of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most typical worker's comp injuries involve strains and sprains as a result of handling materials. When a worker has suffered a work-related injury or illness time is an issue as there is a limited time frame where you can report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified for the employer within 30 to 40 days failing which the ability in the worker to get compensation may be severely jeopardized. Staff is often surprised to find out that employers can dispute a workerâ€™s compensation claim they feel is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance company. This is the reason you should have proper legal representation by way of a qualified personal injury lawyer to be sure the rights of workers are upheld. With regards to personal injury caused by a vehicle accident, an auto wreck lawyer will represent you to ensure you have the appropriate compensation for the loss and suffering as a result of negligence of somebody else. A car accident cannot only cause physical damage, but may lead to life long injuries, immobility, lack of employment, as well as death. When a personal injury comes from the negligent operation of your vehicle, the driver of the vehicle needs to held responsible for the outcomes of those negligence. Because the laws for each state will vary, it is essential to possess a local attorney experienced in motor vehicle accident compensation deal with your personal injury claim. Investigations involving truck or tractor-trailer accidents might be complex and demanding. A truck accident lawyer is highly familiar with the laws and established standards that trucking companies and truck drivers must meet. This consists of such things as mandatory training, rest breaks, and work hour restrictions. There are various parties who may be held accountable for injuries to victims in the case of truck or tractor-trailer related accidents including the driver, the dog owner in the vehicle, the lessor, the company of your vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a skilled truck accident lawyer is crucial to ensure you are properly compensated for your personal injuries. Motorcycles present unique challenges, not only for drivers however, for all of the other users of the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the quantity of instances where motorcycle drivers are already struck by vehicles has risen substantially. Other variables that lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver as well as their passenger to carry negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing your own injury claim involves the motorcycle driverâ€™s insurance company and the at-fault motorist to check the way it is and getting a claims adjuster offer a certain amount of compensation. Without proper representation, the victim of any motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. In case a dog owner is confronted with a strict liability dog bite statute he may have few choices for a prosperous defense. More defense options could be offered in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation if you have been the victim of your dog attack. Dog bites could cause serious injuries and perhaps, victims can be psychologically afflicted with the trauma. You may pursue an insurance claim versus the dog ownerâ€™s home insurance provider in the event the attack occurred about the insuredâ€™s property. Your dog bite attorney can start to play a crucial role in proving liability in a dog bite case as they are aware of the applicable laws within your local state, the way to calculate damages, and the most effective way to present evidence. Just to be successful in the personal injury slip-and-fall lawsuit you will have to prove they owner or tenant from the property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out from court along with a lawsuit is generally only filed as soon as the parties involved cannot reach an agreement. Despite their prevalence along with the serious injuries the cause, premises liability lawsuits are hard to win. Factors behind injury usually range between failure to place indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily around the victimâ€™s power to prove liability by the defendant which the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy can help resolve the money you owe when you have serious financial problems. However, along the way, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically more than 95.5% of Chapter 7 bankruptcy filings experienced debts they have accrued discharged. So that you can be entitled to Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets including home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to assist them manage overwhelming debt. However, there are actually long-term consequences for those who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows individuals with enough income to settle part or all of their debts rather than liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but dealing with the needs from creditors for immediate payment. It allows you to make your home providing you are able to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a time period of between 3 to five years to eliminate the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to get caught up on missed mortgage repayments. Just about the most attractive options that come with this choice is short-circuiting home foreclosure. Although keeping your home can be a great relief, you will end up needed to live for several years underneath the close supervision of a court-appointed trustee to gather and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is actually a fairly new addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reply to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors may be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 3 months of filing at court. It needs to include a proposed plan to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt from a corporation or partnership involving a reorganization intend to retain the business operational while repaying creditors over a duration of time. Business people and folks can also use Chapter 11 to find relief. A Chapter 11 petition may be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed using the court. The disclosure must contain all information with regards to the assets, liabilities, and also other business affairs in the debtor sufficient allowing a creditor to create an informed decision about the reorganization plan. The Automated Stay gives a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and are never to be pursued on any debt that occurred before the filing of the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties of great interest.