We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Firm - Wilky Wilson
Personal injury takes place when an individual is physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when someone promises to have already been harmed by other people inside an accident or due to negligence and who could be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injury lawyer represents the way it is for a person with a civil court proceeding. There are many duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to assist them receive the justice and compensation they may be lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation could be claimed when someone believes their employer has failed inside their responsibilities towards them and such negligence is responsible for a crash or injury at work. When a worker has been hurt on job, they are able to claim compensation from their employer by submitting a work accident claim. In case the claim is a winner the exact amount claimed will be covered by the employerâ€™s insurance. You will find four varieties of workerâ€™s compensation benefits that could be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of workerâ€™s compensation for workers is normally compulsory with all the notable exception of Texas by 2018. There are two simple requirements for workers to qualify for workerâ€™s compensation benefits â€“ they must be hired by a business who has or possibly is needed by law to get Workerâ€™s Compensation Insurance, and they need to have been injured at work as a result of their job- related duties. Most work-related injuries are included in workerâ€™s comp insurance including accidents and occupational illnesses due to contact with harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is an issue because there is a small time period where you can report the accident or incident to be able to claim benefits. Deadlines vary between states however in most states, the incident should be notified to the employer within 30 to 40 days failing that the ability from the worker to obtain compensation might be severely jeopardized. Personnel are often surprised to discover that employers can dispute a workerâ€™s compensation claim they believe is invalid for the reason that rates they pay are influenced by the quantity of claims paid out by their insurance provider. This is the reason it is very important have proper legal representation with a qualified accidental injuries lawyer to guarantee the rights of employees are upheld. With regards to accidental injury as a result of automobile accident, an automobile wreck lawyer will handle your case to make sure you get the appropriate compensation for your loss and suffering because of the negligence of someone else. A vehicle accident can not only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, as well as death. When a physical injury results from the negligent operation of any vehicle, the driver from the vehicle should held accountable for the results of such negligence. Considering that the laws of every state are different, you should have a local attorney proficient in automobile accident compensation care for your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is extremely proficient in the laws and established standards that trucking companies and truck drivers must meet. This can include stuff like mandatory training, rest breaks, and work hour restrictions. There are several parties who can be held responsible for injuries to victims in the case of truck or tractor-trailer related accidents for example the driver, the homeowner from the vehicle, the lessor, the manufacturer of your vehicle, parts, or tires, or even the shipper or loader of the cargo under certain circumstances. Proper legal representation by a highly skilled truck accident lawyer is essential to ensure you are properly compensated for the injuries. Motorcycles present unique challenges, not just for drivers however for all other users of the road. After motorcycle accidents, motorists often claim that they did not see the motorcycle and the number of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents other than visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer will help an injured motorcycle driver along with their passenger to keep negligent vehicle drivers to blame for loss and suffering due to their negligent driving. Filing a private injury claim requires the motorcycle driverâ€™s insurance carrier and also the at-fault motorist to check the truth and achieving a claims adjuster offer a certain amount of compensation. Without the proper representation, the victim of a motorcycle accident runs the chance of not receiving fair and just compensation for loss and suffering. Dog bite laws differ among states and these cases could become quite complex. In case a dog owner is faced with a strict liability dog bite statute he could have few alternatives for an effective defense. More defense options could be obtainable in states where traditional negligence rules apply. Your dog bite lawyer can help you claim compensation for those who have been the victim of any dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically impacted by the trauma. You may pursue an insurance claim versus the dog ownerâ€™s property insurance provider if the attack occurred about the insuredâ€™s property. A pet dog bite attorney can start to play a crucial role in proving liability inside a dog bite case while they understand the applicable laws inside your local state, how to calculate damages, and an effective way to offer evidence. In order to be successful in a accidental injury slip-and-fall lawsuit you will need to prove they owner or tenant of your property was negligent in a few action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is usually only filed once the parties involved cannot reach an agreement. Despite their prevalence and also the serious injuries the reason, premises liability lawsuits are hard to win. Factors behind injury usually cover anything from failure to put warning signs of wet spots or objects that happen to be left lying in walkways to unstable work surfaces and neglecting to maintain walkways. A private injury slip, trip, and fall case rely heavily in the victimâ€™s capability to prove liability on the part of the defendant and that the victim suffered damages due to such negligence. Chapter 7 Bankruptcy may help resolve your financial situation if you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and the majority of everyday sort of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have gotten their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a nicely as secured and unsecured debt. Some people who do not possess enough debt to declare bankruptcy may have to sell non-exempt assets, however, important assets like home, vehicles, and work equipment might be retained. Chapter 13 Bankruptcy works extremely well by debtors with regular income to help them deal with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or a bunch of their debts instead of liquidation. It is fantastic for those whose biggest dilemma is not lack of income, but dealing with the needs from creditors for fast payment. It allows you to keep your home providing you may spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to eliminate your debt by utilizing all disposable income for the debt reduction plan. It allows debtors to get rid of unsecured debts and to catch up on missed mortgage repayments. Just about the most attractive highlights of this alternative is short-circuiting home foreclosure. Although keeping your home might be a great relief, you will end up necessary to live for quite some time underneath the close supervision of a court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They should be actively involved in a farming or commercial fishing operation and conform to certain requirements. Debtors must come up with a repayment plan within 3 months of filing at court. It must feature a proposed want to repay creditors more than a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally offers the restructuring of debt by way of a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Companies and individuals may also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement as well as a reorganization plan needs to be filed together with the court. The disclosure must contain all information about the assets, liabilities, and other business affairs from the debtor sufficient to permit a creditor to produce a well informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and they are never to be pursued on any debt that occurred just before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or any other parties appealing.