We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Office - Wilky Wilson
Personal injury occurs when somebody continues to be physically or psychologically injured because of negligence by another individual, company, entity, or government agency. Personal injury legal cases arise when a person promises to have already been harmed by other people in an accident or because of negligence and who might be held legally responsible for such harm. A private injury case becomes formalized every time a accidental injuries lawyer represents the case on the part of a client at a civil court proceeding. There are lots of duties a private injury lawyer performs in aiding the clientele, the most crucial mandate being to help them get the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes their employer has failed in their responsibilities towards them etc negligence is responsible for a car accident or injury at the job. Every time a worker continues to be hurt on job, they could claim compensation from their employer by submitting a work accident claim. In the event the claim is successful the total amount claimed is going to be covered by the employerâ€™s liability insurance. There are four types of workerâ€™s compensation benefits that may be claimed â€“ medical bills disability vocational rehabilitation death and funeral services. In most states, some kind of workerâ€™s compensation for workers is normally compulsory together with the notable exception of Texas at the time of 2018. The two main basic requirements for workers to be eligible for workerâ€™s compensation benefits â€“ they ought to be utilized by a company who has or maybe necessary for law to obtain Workerâ€™s Compensation Insurance, plus they will need to have been injured at work on account of their job- related duties. Most work-related injuries are covered by workerâ€™s comp insurance including accidents and occupational illnesses a result of exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains as a result of handling materials. When a member of staff has suffered a work-related injury or illness time is important while there is a small timeframe to report the accident or incident in order to claim benefits. Deadlines vary between states but also in most states, the incident needs to be notified to the employer within 30 to 40 days failing that the ability in the worker to acquire compensation could be severely jeopardized. Workers are often surprised to understand that employers can dispute a workerâ€™s compensation claim they believe is invalid because the rates they pay are affected by the amount of claims paid out by their insurance company. That is why it is important to have proper legal representation from a qualified injury lawyer to be sure the rights of staff is upheld. In the case of injury due to a motor vehicle accident, a car wreck lawyer will handle your case to ensure you receive the appropriate compensation for your loss and suffering because of the negligence of someone else. An automobile accident cannot only cause physical damage, but may lead to life long injuries, immobility, loss of employment, as well as death. When a physical injury comes from the negligent operation of a vehicle, the motorist from the vehicle should held to blame for the outcomes of these negligence. Because the laws of every state are not the same, it is very important possess a local attorney experienced in motor vehicle accident compensation take care of your own injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is tremendously experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims in the matter of truck or tractor-trailer related accidents for example the driver, the dog owner in the vehicle, the lessor, the maker of your vehicle, parts, or tires, and even the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is crucial to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not just for drivers however for all other users from the road. After motorcycle accidents, motorists often say that they failed to begin to see the motorcycle and the quantity of instances where motorcycle drivers have been struck by vehicles has risen substantially. Other factors which lead to motorcycle accidents aside from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer may help an injured motorcycle driver in addition to their passenger to keep negligent vehicle drivers responsible for loss and suffering due to their negligent driving. Filing an individual injury claim involves the motorcycle driverâ€™s insurance carrier and the at-fault motorist to evaluate the way it is and getting a claims adjuster offer a certain amount of compensation. Without correct representation, the victim of a motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and they cases can be quite complex. In case a dog owner is confronted by a strict liability dog bite statute he could have few alternatives for a prosperous defense. More defense options can be available in states where traditional negligence rules apply. A pet dog bite lawyer will help you claim compensation for those who have been the victim of your dog attack. Dog bites can cause serious injuries and in some cases, victims can also be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog ownerâ€™s home insurance provider when the attack occurred on the insuredâ€™s property. A dog bite attorney may play a crucial role in proving liability in the dog bite case since they understand the applicable laws within your local state, how you can calculate damages, and an effective way to show evidence. In order to be successful within a injury slip-and-fall lawsuit you will have to prove that they can owner or tenant from the property was negligent in certain action they did or did not take that caused the damage. Most slip-and-fall cases are settled away from court along with a lawsuit is often only filed as soon as the parties involved cannot reach a settlement. Despite their prevalence and the serious injuries the main cause, premises liability lawsuits take time and effort to win. Reasons for injury usually vary from failure to put indicators of wet spots or objects which are left lying in walkways to unstable work surfaces and neglecting to maintain walkways. Your own injury slip, trip, and fall case rely heavily on the victimâ€™s capacity to prove liability by the defendant and that the victim suffered damages as a result of such negligence. Chapter 7 Bankruptcy will help resolve your debts in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, also called â€˜Liquidation Bankruptcyâ€™ can discharge most unsecured debt, including credit card debt, personal loans, and medical bills. Chapter 7 may be the simplest, quickest, and many common type of bankruptcy and statistically over 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. As a way to be eligible for a Chapter 7 bankruptcy applicants must pass a way test that examines financial records including income and expenses a well as secured and unsecured debt. Some people who do not have enough debt to declare bankruptcy may be forced to sell non-exempt assets, however, important assets such as home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy can be utilized by debtors with regular income to assist them to cope with overwhelming debt. However, there are actually long term consequences for individuals who follow this route. Otherwise known as the â€˜wage earnerâ€™s bankruptcyâ€™ it allows people with enough income to settle part or all of their debts rather than liquidation. It is perfect for those whose biggest problem is not lack of income, but dealing with the needs from creditors for fast payment. It allows you to maintain your home providing you are able to pay the mortgage within the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to eliminate the debt by utilizing all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts and also to catch up on missed mortgage payments. Just about the most attractive features of this alternative is short-circuiting home foreclosure. Although keeping your home may be a great relief, you may be required to live for quite some time under the close supervision of your court-appointed trustee to collect and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a somewhat new addition to the bankruptcy laws that enable family farmers and fishermen to reorganize their finances in order to avoid foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as being an emergency response to the pressures that tightening of agricultural credit added to family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income can seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and adhere to certain requirements. Debtors must think of a repayment schedule within 3 months of filing at court. It must add a proposed plan to repay creditors spanning a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as â€˜reorganization bankruptcyâ€™, generally provides for the restructuring of debt by way of a corporation or partnership involving a reorganization plan to maintain the business operational while repaying creditors over a period of time. Business owners and individuals can also use Chapter 11 to look for relief. A Chapter 11 petition could be filed voluntarily by way of a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement and a reorganization plan should be filed with all the court. The disclosure must contain all information concerning the assets, liabilities, along with other business affairs of your debtor sufficient to enable a creditor to help make a knowledgeable decision with regards to the reorganization plan. The Automated Stay supplies a debtor with a time period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and therefore are never to be pursued on any debt that occurred before the filing of your petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for quite some time unless a timely resolution is presented with the court, an appointed trustee, a committee, or some other parties of great interest.