We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Accidental injuries develops when somebody continues to be physically or psychologically injured on account of negligence by another individual, company, entity, or government agency. Accidental injuries legal cases arise when a person promises to happen to be harmed by another person in an accident or as a result of negligence and who could be held legally responsible for such harm. A private injury case becomes formalized every time a injury lawyer represents the situation on the part of a client with a civil court proceeding. There are numerous duties your own injury lawyer performs in aiding their clients, the main mandate being to enable them to get the justice and compensation they may be lawfully eligible to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation may be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a car accident or injury at work. Each time a worker is hurt on job, they are able to claim compensation using their employer by submitting a work accident claim. When the claim is successful the amount claimed will probably be protected by the employer’s liability insurance. There are actually four forms of worker’s compensation benefits which can be claimed – medical bills disability vocational rehabilitation death and funeral services. In most states, some sort of worker’s compensation for employees is often compulsory with the notable exception of Texas as of 2018. There are two basic requirements for workers to qualify for worker’s compensation benefits – they must be utilized by a business who may have or perhaps is necessary for law to get Worker’s Compensation Insurance, and they must have been injured at your workplace on account of their job- related duties. Most work-related injuries are included in worker’s comp insurance including accidents and occupational illnesses due to exposure to harmful materials, work activities or equipment. The most frequent worker's comp injuries involve strains and sprains because of handling materials. When an employee has suffered a work-related injury or illness time is of the essence because there is a limited time frame in order to report the accident or incident so that you can claim benefits. Deadlines vary from state to state but in most states, the incident must be notified for the employer within 30 to 40 days failing in which the ability of your worker to receive compensation may be severely jeopardized. Workers are often surprised to discover that employers can dispute a worker’s compensation claim they think is invalid since the rates they pay are affected by the number of claims paid out by their insurance firm. This is why it is important to have proper legal representation from a qualified injury lawyer so that the rights of personnel are upheld. When it comes to accidental injuries as a result of car accident, a vehicle wreck lawyer will fully handle your case to make sure you receive the appropriate compensation for your personal loss and suffering because of the negligence of somebody else. A car accident simply cannot only cause physical damage, but may lead to life long injuries, immobility, reduction in employment, and also death. When a physical injury results from the negligent operation of a vehicle, the operator in the vehicle needs to held responsible for the effects of the negligence. Because the laws of each state are different, it is very important possess a local attorney experienced with motor vehicle accident compensation deal with your individual injury claim. Investigations involving truck or tractor-trailer accidents could be complex and demanding. A truck accident lawyer is very familiar with the laws and established standards that trucking companies and truck drivers must meet. This can include things such as mandatory training, rest breaks, and work hour restrictions. There are various parties who might be held responsible for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the property owner of the vehicle, the lessor, the company of the vehicle, parts, or tires, or maybe the shipper or loader from the cargo under certain circumstances. Proper legal representation by an experienced truck accident lawyer is important to ensure you are properly compensated to your injuries. Motorcycles present unique challenges, not only for drivers however for other users of the road. After motorcycle accidents, motorists often say that they failed to start to see the motorcycle and the volume of instances where motorcycle drivers happen to be struck by vehicles has grown substantially. Other elements which lead to motorcycle accidents besides visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to support negligent vehicle drivers to blame for loss and suffering caused by their negligent driving. Filing a private injury claim necessitates the motorcycle driver’s insurance carrier and the at-fault motorist to examine the case and achieving a claims adjuster offer some compensation. Without correct representation, the victim of any motorcycle accident runs the danger of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ from state to state and these cases can become quite complex. If your dog owner is up against a strict liability dog bite statute this individual have few alternatives for an excellent defense. More defense options may be offered in states where traditional negligence rules apply. A pet dog bite lawyer can help you claim compensation when you have been the victim of your dog attack. Dog bites might cause serious injuries and in many cases, victims can be psychologically influenced by the trauma. It is possible to pursue an insurance claim against the dog owner’s property insurance provider in the event the attack occurred about the insured’s property. A dog bite attorney can enjoy a crucial role in proving liability inside a dog bite case while they are aware of the applicable laws inside your local state, the way to calculate damages, and the most effective way to show evidence. To be successful in the personal injury slip-and-fall lawsuit you will need to prove that they owner or tenant of the property was negligent in many action they did or did not take that caused the damage. Most slip-and-fall cases are settled out of court along with a lawsuit is generally only filed if the parties involved cannot reach a settlement. Despite their prevalence along with the serious injuries the reason, premises liability lawsuits are difficult to win. Factors behind injury usually vary from failure to place indicators of wet spots or objects that are left lying in walkways to unstable work surfaces and failing to maintain walkways. A private injury slip, trip, and fall case rely heavily on the victim’s capacity to prove liability on the part of the defendant which the victim suffered damages because of such negligence. Chapter 7 Bankruptcy will help resolve your financial obligations for those who have serious financial problems. However, during this process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 is the simplest, quickest, and the majority of common type of bankruptcy and statistically a lot more than 95.5% of Chapter 7 bankruptcy filings have experienced debts they have accrued discharged. In order to qualify for Chapter 7 bankruptcy applicants must pass a means test that examines financial records including income and expenses a well as secured and unsecured debt. A lot of people who do not possess enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment can be retained. Chapter 13 Bankruptcy can be used by debtors with regular income to help them deal with overwhelming debt. However, you can find long term consequences for people who follow this route. Also called the ‘wage earner’s bankruptcy’ it allows people who have enough income to settle part or all their debts rather than liquidation. It is perfect for those whose biggest problem is not absence of income, but coping with the demands from creditors for immediate payment. It lets you make your home providing you can actually spend the money for mortgage beneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to 5 years to settle the debt by making use of all disposable income for the debt reduction plan. It allows debtors to reduce unsecured debts as well as to get caught up on missed mortgage repayments. Just about the most attractive features of this option is short-circuiting home foreclosure. Although keeping your house might be a great relief, you will end up necessary to live for quite some time underneath the close supervision of a court-appointed trustee to collect and distribute your payments. Chapter 12 Bankruptcy for Farmers and Fishermen is really a relatively recent addition to the bankruptcy laws that allow family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress for an emergency solution to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors could be single or married individuals, partnerships, or corporations. They ought to be actively engaged in a farming or commercial fishing operation and abide by certain requirements. Debtors must develop a repayment plan within 3 months of filing at court. It has to include a proposed plan to repay creditors across a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt with a corporation or partnership involving a reorganization want to maintain the business operational while repaying creditors during a period of time. Companies and folks can also use Chapter 11 to look for relief. A Chapter 11 petition can be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor must also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases plus a statement of financial affairs. A written disclosure statement and a reorganization plan must be filed with the court. The disclosure must contain all information concerning the assets, liabilities, and also other business affairs of your debtor sufficient to allow a creditor to make an informed decision with regards to the reorganization plan. The Automatic Stay provides a debtor with a period of time through which all judgments, foreclosures, collection activities, and repossessions are suspended and they are to never be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for many years unless a timely resolution is presented through the court, an appointed trustee, a committee, or another parties of great interest.