We are a full service law firm committed to providing quality service to the people and businesses of Owensboro, Western Kentucky and Southern Indiana. In legal practice the quality of representation is dependent on the integrity and experience of the attorneys and staff. At Wilkey & Wilson we are proud of the dedicated people we have available to serve you.
Our bankruptcy lawyers, social security disability lawyers, criminal lawyers and family lawyers are ready to hear about your case and guide you to a good result. We look forward to discussing your legal needs, and as always, the initial consultation is free.
Bankruptcy Law Firm
Wilkey Wilson Law Practice - Wilky Wilson
Injury takes place when somebody continues to be physically or psychologically injured due to negligence on the part of another individual, company, entity, or government agency. Accidental injury legal cases arise when a person promises to have been harmed by another person inside an accident or because of negligence and who could be held legally responsible for such harm. Your own injury case becomes formalized when a accidental injury lawyer represents the situation on the part of a customer at the civil court proceeding. There are many duties your own injury lawyer performs in aiding their clientele, the main mandate being to help them receive the justice and compensation these are lawfully entitled to from undergoing losses and suffering as a result of negligence of others. Workplace injury compensation can be claimed when someone believes that the employer has failed within their responsibilities towards them and the like negligence is responsible for a crash or injury at the office. Each time a worker continues to be hurt on job, they can claim compensation from the employer by submitting a work accident claim. When the claim is successful the amount claimed will probably be included in the employer’s insurance. There are four forms of worker’s compensation benefits that may be claimed – medical bills disability vocational rehabilitation death and funeral services. In the majority of states, some kind of worker’s compensation for employees is often compulsory using the notable exception of Texas since 2018. The two main simple requirements for workers to qualify for worker’s compensation benefits – they should be used by an employer having or perhaps is necessary for law to have Worker’s Compensation Insurance, plus they will need to have been injured at your workplace as a result of their job- related duties. Most work-related injuries are paid by worker’s comp insurance including accidents and occupational illnesses caused by being exposed to harmful materials, work activities or equipment. The most prevalent worker's comp injuries involve strains and sprains on account of handling materials. When an employee has suffered a work-related injury or illness time is important while there is a limited time period in which to report the accident or incident as a way to claim benefits. Deadlines vary between states but in most states, the incident should be notified to the employer within 30 to 40 days failing which the ability of your worker to obtain compensation could be severely jeopardized. Staff is often surprised to learn that employers can dispute a worker’s compensation claim they believe is invalid since the rates they pay are influenced by the volume of claims paid out by their insurance provider. This is the reason you should have proper legal representation by a qualified accidental injuries lawyer so that the rights of workers are upheld. When it comes to accidental injuries caused by a car accident, an auto wreck lawyer will represent you to make sure you receive the appropriate compensation for your personal loss and suffering as a result of negligence of someone else. A vehicle accident can not only cause physical damage, but may result in life long injuries, immobility, loss in employment, as well as death. When an injury is a result of the negligent operation of your vehicle, the motorist from the vehicle has to held liable for the outcomes of those negligence. Because the laws of every state are very different, it is very important have a local attorney experienced in motor vehicle accident compensation take care of your own personal injury claim. Investigations involving truck or tractor-trailer accidents can be complex and demanding. A truck accident lawyer is very experienced with the laws and established standards that trucking companies and truck drivers must meet. Including things like mandatory training, rest breaks, and work hour restrictions. There are many parties who might be held accountable for injuries to victims when it comes to truck or tractor-trailer related accidents for example the driver, the dog owner of the vehicle, the lessor, the manufacturer from the vehicle, parts, or tires, or maybe the shipper or loader in the cargo under certain circumstances. Proper legal representation by a seasoned truck accident lawyer is crucial to ensure you are properly compensated for your injuries. Motorcycles present unique challenges, not only for drivers but for all of the other users from the road. After motorcycle accidents, motorists often point out that they failed to begin to see the motorcycle and the volume of instances where motorcycle drivers have been struck by vehicles has increased substantially. Other factors that lead to motorcycle accidents apart from visibility include reckless driving, road hazards, speeding, and inattentiveness while driving. A motorcycle wreck lawyer can help an injured motorcycle driver and their passenger to hold negligent vehicle drivers responsible for loss and suffering a result of their negligent driving. Filing a personal injury claim requires the motorcycle driver’s insurance company along with the at-fault motorist to evaluate the way it is and achieving a claims adjuster offer a certain amount of compensation. Without the right representation, the victim of your motorcycle accident runs the chance of not receiving fair and merely compensation for loss and suffering. Dog bite laws differ between states which cases can become quite complex. When a dog owner is faced with a strict liability dog bite statute he may have few selections for a prosperous defense. More defense options may be for sale in states where traditional negligence rules apply. A pet dog bite lawyer can assist you claim compensation for those who have been the victim of a dog attack. Dog bites could cause serious injuries and in many cases, victims can even be psychologically afflicted with the trauma. You can pursue an insurance claim against the dog owner’s home insurance provider when the attack occurred about the insured’s property. A pet dog bite attorney can play a crucial role in proving liability within a dog bite case while they understand the applicable laws with your local state, the way to calculate damages, and the simplest way to provide evidence. Just to be successful inside a accidental injury slip-and-fall lawsuit you should prove which they owner or tenant in the property was negligent in many action they did or failed to take that caused the damage. Most slip-and-fall cases are settled out of court as well as a lawsuit is often only filed once the parties involved cannot reach a settlement. Despite their prevalence and also the serious injuries the root cause, premises liability lawsuits are hard to win. Reasons for injury usually vary from failure to set signs of wet spots or objects which can be left lying in walkways to unstable work surfaces and failing to maintain walkways. A personal injury slip, trip, and fall case rely heavily around the victim’s capability to prove liability by the defendant which the victim suffered damages on account of such negligence. Chapter 7 Bankruptcy might help resolve the money you owe in case you have serious financial problems. However, in the process, you could lose some property. Chapter 7 Bankruptcy, often known as ‘Liquidation Bankruptcy’ can discharge most unsecured debt, including consumer credit card debt, personal loans, and medical bills. Chapter 7 will be the simplest, quickest, and a lot common type of bankruptcy and statistically greater than 95.5% of Chapter 7 bankruptcy filings have had their debts discharged. In order to be eligible for a Chapter 7 bankruptcy applicants must pass a method test that examines financial records including income and expenses a properly as secured and unsecured debt. A lot of people who do not have enough debt to file for bankruptcy may need to sell non-exempt assets, however, important assets like home, vehicles, and work equipment could be retained. Chapter 13 Bankruptcy may be used by debtors with regular income to enable them to manage overwhelming debt. However, there are long-term consequences for people who follow this route. Also referred to as the ‘wage earner’s bankruptcy’ it allows those that have enough income to settle part or all of their debts as an alternative to liquidation. It is ideal for those whose biggest dilemma is not deficiency of income, but handling the needs from creditors for fast payment. It allows you to keep the home providing it is possible to spend the money for mortgage underneath the settlement plan. Chapter 13 bankruptcy allows a period of between 3 to five years to resolve the debt by applying all disposable income to the debt reduction plan. It allows debtors to remove unsecured debts and also to catch up on missed home loan repayments. Just about the most attractive attributes of this choice is short-circuiting home foreclosure. Although keeping your own home may be a great relief, you will certainly be needed to live for several years under the close supervision of your court-appointed trustee to accumulate and distribute your instalments. Chapter 12 Bankruptcy for Farmers and Fishermen is a fairly new addition to the bankruptcy laws that permit family farmers and fishermen to reorganize their finances to prevent foreclosure or liquidation. Chapter 12 Bankruptcy was enacted in 1986 by Congress as an emergency reaction to the pressures that tightening of agricultural credit placed on family farmers and fishermen. Under bankruptcy laws, only family farmers or fishermen with regular annual income are permitted to seek protection under Chapter 12 bankruptcy. Debtors might be single or married individuals, partnerships, or corporations. They must be actively involved in a farming or commercial fishing operation and abide by certain requirements. Debtors must make a repayment schedule within 90 days of filing at court. It has to feature a proposed intend to repay creditors over a 3 to 5 year period. Chapter 11 Bankruptcy, also referred t as ‘reorganization bankruptcy’, generally offers the restructuring of debt by a corporation or partnership involving a reorganization decide to maintain the business operational while repaying creditors over a duration of time. Business people and people may also use Chapter 11 to find relief. A Chapter 11 petition might be filed voluntarily from a debtor or involuntarily by creditors that meet certain requirements. A debtor should also file schedules of assets and liabilities current income and expenditure, executory contracts or unexpired leases and a statement of financial affairs. A written disclosure statement as well as a reorganization plan should be filed using the court. The disclosure must contain information with regards to the assets, liabilities, as well as other business affairs of your debtor sufficient to allow a creditor to create an informed decision concerning the reorganization plan. The Automatic Stay provides a debtor with a period of time where all judgments, foreclosures, collection activities, and repossessions are suspended and are not to be pursued on any debt that occurred ahead of the filing from the petition for bankruptcy. A Chapter 11 Bankruptcy case may continue for a long time unless a timely resolution is presented by the court, an appointed trustee, a committee, or some other parties of great interest.